Blue Federal Credit Union

Headquarters: Cheyenne, Wyoming
Charter: Credit Union
Assets: $2.3B
Fed district: Kansas City
Regulator: NCUA

25 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 14, 2026.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 14, 2026

How these figures are measured

Call-report figures are for Blue Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Blue Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Oct 14, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: Blue Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was $2.1M in Q2 2026, 1.9% below the same quarter a year earlier ($2.2M).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Blue Federal Credit Union: $32
Blue Federal Credit Union: $32
U.S. median: no median
NSF / Returned Item
Blue Federal Credit Union: $32
Blue Federal Credit Union: $32
U.S. median: no median
Non-Network ATM
Blue Federal Credit Union: $1.50
Blue Federal Credit Union: $1.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 14, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Wyoming, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Wyoming: Banks and credit unions headquartered in Wyoming that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income fell 1.8% from Q3 2025 to Q2 2026, to $2.1M.

Fee income, Q2 2026

$2.1M

$2.2MQ3 2025

$2.3MQ4 2025

$2.1MQ1 2026

$2.1MQ2 2026

Against the median

Blue Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

Blue Federal Credit Union · $2.3B in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.

Credit unions only
$2.1B to $2.5B in assets
Headquartered in 18 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Blue Federal Credit Union(this institution)	Cheyenne, WY	$2.3B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Advancial Federal Credit Union	Dallas, TX	$2.4B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Atlanta Postal Federal Credit Union	Atlanta, GA	$2.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Barksdale Federal Credit Union	Barksdale Afb, LA	$2.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Brightbridge Federal Credit Union	Lawrence, MA	$2.4B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Canyon View Federal Credit Union	Salt Lake City, UT	$2.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Centra Federal Credit Union	Columbus, IN	$2.4B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Dort Financial Federal Credit Union	Grand Blanc, MI	$2.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Empeople Federal Credit Union	Moline, IL	$2.3B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Firefighters First Federal Credit Union	Los Angeles, CA	$2.5B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Franklin Mint Federal Credit Union	Chadds Ford, PA	$2.2B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Hanscom Federal Credit Union	Hanscom AFB, MA	$2.2B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
I. H. Mississippi Valley Federal Credit Union	Moline, IL	$2.3B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Iq Federal Credit Union	Vancouver, WA	$2.2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Ithink Financial Federal Credit Union	Boca Raton, FL	$2.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Jeanne D'Arc Federal Credit Union	Lowell, MA	$2.2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Kemba Financial Federal Credit Union	Gahanna, OH	$2.5B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Lbs Financial Federal Credit Union	Long Beach, CA	$2.2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Lighthouse Federal Credit Union	Dover, NH	$2.2B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Max Federal Credit Union	Montgomery, AL	$2.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Potlatch No. 1 Financial Federal Credit Union	Lewiston, ID	$2.2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Purdue Federal Credit Union	West Lafayette, IN	$2.1B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Self-Help Federal Credit Union	Durham, NC	$2.2B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Seven Seventeen Federal Credit Union	Warren, OH	$2.2B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Westconsin Federal Credit Union	Menomonie, WI	$2.2B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Workers Federal Credit Union	Littleton, MA	$2.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 14 publish this fee(monthly maintenance)

11 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Blue Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $5.37 among 14 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

Blue Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

Blue Federal Credit UnionPeer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Blue Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $2.1M
vs prior quarter: −$20K−0.9%; from Q1 2026
vs a year earlier: −$42K−1.9%; from Q2 2025
vs start of range: −$475K−18.3%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: Blue Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$2.1M	−$20K	−0.9%
Q1 2026	$2.1M	−$151K	−6.6%
Q4 2025	$2.3M	+$132K	+6.1%
Q3 2025	$2.2M	−$3K	−0.1%
Q2 2025	$2.2M	−$250K	−10.3%
Q1 2025	$2.4M	−$319K	−11.7%
Q4 2024	$2.7M	+$136K	+5.2%
Q3 2024	$2.6M	+$124K	+5.0%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Blue Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Administration Charge on Escheat Accounts$50
Dormant Account [12 months inactivity] 1$5
per month
Dormant Account [13 months inactivity] 1$10
per month
Dormant Account [14+ months inactivity]1$25
per month
Inactive Checking$8
Account Research Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour
General: Research (Items over 8 months old)$25
Monthly Mailed Statement$5
per month
Bad Address$10
per month

Overdraft & NSF

Courtesy Pay (Check/ACH/Debit) 4$32
Non-Sufficient Funds (NSF) 2$32

ATM & Card

Non-Network ATM (non-Blue or non-CO-OP ATM’s) 5$1.50
Replacement/Reissue/Additional Cards$10
Card Replacement (Rush)$35

Wire Transfers

Outgoing Domestic Wire$30
Incoming Wire$5
International Wire$60

Check Services

Official Check$3
Stop Payment (Check/ACH/E-Payment/Bill Pay)$30
Collection Item$20
Check Copy Mailed to Merchant$7
Not compared: Monthly charge, not per item
per month
Check Copy Mailed/Faxed to Subscriber/Bank$5
Copy of a Check$2

Digital & Electronic

ACH Origination (Outgoing)$25
Expedited Online Bill Pay$9.75
Not compared: Per-occurrence charge, not monthly
per item

Cash & Deposit

Deposited Item Return$15
per item
Deposited Item Return (same payer & payee)$30
per item

Account Services

NOVA Perks™ Checking Monthly Fees: 3x5x21$35
Not compared: Monthly charge, not annual
per month
Safe Deposit Box 10x10x21$95
Safe Deposit Box 3x10x21$45
Safe Deposit Box 5x10x21$65
Garnishment/Levy$75
Loan Subordination$100

Lending Fees

Late Payment (All Loans and Credit Cards)$25
Secured Consumer Loan Origination$100

Other Fees

Statement copy$3
Holiday Loan Application$75
Loan Extension$50
Smart Loan Application$20

Fee	Amount	Basis	Note
Account Maintenance
Administration Charge on Escheat Accounts	$50	Not stated	None
Dormant Account [12 months inactivity] 1	$5	per month	None
Dormant Account [13 months inactivity] 1	$10	per month	None
Dormant Account [14+ months inactivity]1	$25	per month	None
Inactive Checking	$8	Not stated	None
Account Research Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
General: Research (Items over 8 months old)	$25	Not stated	None
Monthly Mailed Statement	$5	per month	None
Bad Address	$10	per month	None
Overdraft & NSF
Courtesy Pay (Check/ACH/Debit) 4	$32	Not stated	None
Non-Sufficient Funds (NSF) 2	$32	Not stated	None
ATM & Card
Non-Network ATM (non-Blue or non-CO-OP ATM’s) 5	$1.50	Not stated	None
Replacement/Reissue/Additional Cards	$10	Not stated	None
Card Replacement (Rush)	$35	Not stated	None
Wire Transfers
Outgoing Domestic Wire	$30	Not stated	None
Incoming Wire	$5	Not stated	None
International Wire	$60	Not stated	None
Check Services
Official Check	$3	Not stated	None
Stop Payment (Check/ACH/E-Payment/Bill Pay)	$30	Not stated	None
Collection Item	$20	Not stated	None
Check Copy Mailed to Merchant	$7Not compared: Monthly charge, not per item	per month	None
Check Copy Mailed/Faxed to Subscriber/Bank	$5	Not stated	None
Copy of a Check	$2	Not stated	None
Digital & Electronic
ACH Origination (Outgoing)	$25	Not stated	None
Expedited Online Bill Pay	$9.75Not compared: Per-occurrence charge, not monthly	per item	None
Cash & Deposit
Deposited Item Return	$15	per item	None
Deposited Item Return (same payer & payee)	$30	per item	None
Account Services
NOVA Perks™ Checking Monthly Fees: 3x5x21	$35Not compared: Monthly charge, not annual	per month	None
Safe Deposit Box 10x10x21	$95	Not stated	None
Safe Deposit Box 3x10x21	$45	Not stated	None
Safe Deposit Box 5x10x21	$65	Not stated	None
Garnishment/Levy	$75	Not stated	None
Loan Subordination	$100	Not stated	None
Lending Fees
Late Payment (All Loans and Credit Cards)	$25	Not stated	None
Secured Consumer Loan Origination	$100	Not stated	None
Other Fees
Statement copy	$3	Not stated	None
Holiday Loan Application	$75	Not stated	None
Loan Extension	$50	Not stated	None
Smart Loan Application	$20	Not stated	None

Correct a fee source

Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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