Blue Federal Credit Union

Headquarters: Cheyenne, Wyoming
Charter: Credit Union
Assets: $2.3B
Fed district: Kansas City

25 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 14, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Blue Federal Credit Union: $32
Blue Federal Credit Union: $32
U.S. median: no median
NSF / Returned Item
Blue Federal Credit Union: $32
Blue Federal Credit Union: $32
U.S. median: no median
Non-Network ATM
Blue Federal Credit Union: $1.50
Blue Federal Credit Union: $1.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 14, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Wyoming, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Wyoming: Banks and credit unions headquartered in Wyoming that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Blue Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Administration Charge on Escheat Accounts$50
Dormant Account [12 months inactivity] 1$5
per month
Dormant Account [13 months inactivity] 1$10
per month
Dormant Account [14+ months inactivity]1$25
per month
Inactive Checking$8
Account Research Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour
General: Research (Items over 8 months old)$25
Monthly Mailed Statement$5
per month
Bad Address$10
per month

Overdraft & NSF

Courtesy Pay (Check/ACH/Debit) 4$32
Non-Sufficient Funds (NSF) 2$32

ATM & Card

Non-Network ATM (non-Blue or non-CO-OP ATM’s) 5$1.50
Replacement/Reissue/Additional Cards$10
Card Replacement (Rush)$35

Wire Transfers

Outgoing Domestic Wire$30
Incoming Wire$5
International Wire$60

Check Services

Official Check$3
Stop Payment (Check/ACH/E-Payment/Bill Pay)$30
Collection Item$20
Check Copy Mailed to Merchant$7
Not compared: Monthly charge, not per item
per month
Check Copy Mailed/Faxed to Subscriber/Bank$5
Copy of a Check$2

Digital & Electronic

ACH Origination (Outgoing)$25
Expedited Online Bill Pay$9.75
Not compared: Per-occurrence charge, not monthly
per item

Cash & Deposit

Deposited Item Return$15
per item
Deposited Item Return (same payer & payee)$30
per item

Account Services

NOVA Perks™ Checking Monthly Fees: 3x5x21$35
Not compared: Monthly charge, not annual
per month
Safe Deposit Box 10x10x21$95
Safe Deposit Box 3x10x21$45
Safe Deposit Box 5x10x21$65
Garnishment/Levy$75
Loan Subordination$100

Lending Fees

Late Payment (All Loans and Credit Cards)$25
Secured Consumer Loan Origination$100

Other Fees

Statement copy$3
Holiday Loan Application$75
Loan Extension$50
Smart Loan Application$20

Fee	Amount	Basis	Note
Account Maintenance
Administration Charge on Escheat Accounts	$50	Not stated	None
Dormant Account [12 months inactivity] 1	$5	per month	None
Dormant Account [13 months inactivity] 1	$10	per month	None
Dormant Account [14+ months inactivity]1	$25	per month	None
Inactive Checking	$8	Not stated	None
Account Research Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
General: Research (Items over 8 months old)	$25	Not stated	None
Monthly Mailed Statement	$5	per month	None
Bad Address	$10	per month	None
Overdraft & NSF
Courtesy Pay (Check/ACH/Debit) 4	$32	Not stated	None
Non-Sufficient Funds (NSF) 2	$32	Not stated	None
ATM & Card
Non-Network ATM (non-Blue or non-CO-OP ATM’s) 5	$1.50	Not stated	None
Replacement/Reissue/Additional Cards	$10	Not stated	None
Card Replacement (Rush)	$35	Not stated	None
Wire Transfers
Outgoing Domestic Wire	$30	Not stated	None
Incoming Wire	$5	Not stated	None
International Wire	$60	Not stated	None
Check Services
Official Check	$3	Not stated	None
Stop Payment (Check/ACH/E-Payment/Bill Pay)	$30	Not stated	None
Collection Item	$20	Not stated	None
Check Copy Mailed to Merchant	$7Not compared: Monthly charge, not per item	per month	None
Check Copy Mailed/Faxed to Subscriber/Bank	$5	Not stated	None
Copy of a Check	$2	Not stated	None
Digital & Electronic
ACH Origination (Outgoing)	$25	Not stated	None
Expedited Online Bill Pay	$9.75Not compared: Per-occurrence charge, not monthly	per item	None
Cash & Deposit
Deposited Item Return	$15	per item	None
Deposited Item Return (same payer & payee)	$30	per item	None
Account Services
NOVA Perks™ Checking Monthly Fees: 3x5x21	$35Not compared: Monthly charge, not annual	per month	None
Safe Deposit Box 10x10x21	$95	Not stated	None
Safe Deposit Box 3x10x21	$45	Not stated	None
Safe Deposit Box 5x10x21	$65	Not stated	None
Garnishment/Levy	$75	Not stated	None
Loan Subordination	$100	Not stated	None
Lending Fees
Late Payment (All Loans and Credit Cards)	$25	Not stated	None
Secured Consumer Loan Origination	$100	Not stated	None
Other Fees
Statement copy	$3	Not stated	None
Holiday Loan Application	$75	Not stated	None
Loan Extension	$50	Not stated	None
Smart Loan Application	$20	Not stated	None

Correct a fee source

Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Blue Federal Credit Union's ach origination changes in our data

We check once a day and send one email covering every change.