18 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 1, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
NSF / Returned Item
Wire Transfer (Domestic Out)
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Selfreliance Federal Credit Union’s own schedules, with a source for each figure.
per month
per item
per item
per year
per year
per year
per year
per year
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Service Fees for Accounts | No charge | per month | None |
| Accounts closed within 90 days of opening | $20 | Not stated | None |
| Inactive account (Inactive after 18 months) | $5 | per month | None |
| Account research | $25Not compared: Charged per hour; comparison unavailable | per hour | Account research | $25 per hour |
| Incorrect Address Fee | $2 | per month | None |
Overdraft & NSF | |||
| Non-sufficient Funds Returned Item Fee | No charge | Not stated | None |
| Auto Overdraft Protection Transfer (enrollment required) | No charge | Not stated | None |
ATM & Card | |||
| Debit Card Rush Delivery Fee | $35 | Not stated | None |
| Visa Debit Foreign transaction fee | 1%of the transaction | Not stated | None |
Wire Transfers | |||
| Outgoing Domestic Wire in US Dollar currency: in person request | $25 | Not stated | None |
| Outgoing Foreign Wire in US Dollar or Foreign currency: in person request | $40 | Not stated | None |
Check Services | |||
| Official Check, Money Order: first three per calendar month are free | $2Not compared: Monthly charge, not per item | per month | None |
| Stop payment on checks: in person request | $25 | Not stated | None |
| Stop payment on Official Check or Money Order | $25 | Not stated | None |
| Cashing checks drawn on foreign bank | $30 | per item | None |
| Non-Member Check Cashing Fee | $5 | per item | None |
| Collection fee | $30 | Not stated | None |
| Check copies: in person request | $5 | Not stated | None |
| Copy of Money Order, Official Check, or Outside Check | $5 | Not stated | None |
Digital & Electronic | |||
| ACH Origination, Cancellation, Update | No charge | Not stated | None |
Account Services | |||
| Notary Public/Signature Guarantee | No charge | Not stated | None |
| Drilling charge | $200Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 10 x 10 x 25 | $110 | per year | None |
| Safe Deposit Box 3 x 10 x 25 | $60 | per year | None |
| Safe Deposit Box 3 x 5 x 25 | $40 | per year | None |
| Safe Deposit Box 5 x 10 x 25 | $80 | per year | None |
| Safe Deposit Box 5 x 5 x 25 | $50 | per year | None |
| Levies, Subpoenas | $75 | Not stated | None |
| Verification of Accounts | $10 | Not stated | None |
Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
We check once a day and send one email covering every change.