Cheyenne-Laramie County Employees Federal Credit Union

Headquarters: Cheyenne, Wyoming
Charter: Credit Union
Assets: $31.9M
Fed district: Kansas City

10 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 31, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Cheyenne-Laramie County Employees Federal Credit Union: $30
Cheyenne-Laramie County Employees Federal Credit Union: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Cheyenne-Laramie County Employees Federal Credit Union: $20
Cheyenne-Laramie County Employees Federal Credit Union: $20
U.S. median: no median
Stop Payment
Cheyenne-Laramie County Employees Federal Credit Union: $20
Cheyenne-Laramie County Employees Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Wyoming, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Wyoming: Banks and credit unions headquartered in Wyoming that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Cheyenne-Laramie County Employees Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant account fee – Every month after 2 years of inactivity$10
per month
Account research and balancing assistance$10
Not compared: Charged per hour; comparison unavailable
per hour
Charge Back Fee (Debit Card Disputes)$30
Paper Statements$1.99

Overdraft & NSF

Overdraft / Insufficient Funds (NSF) Fee per item This fee applies to Overdraft/Insufficient Funds created by check, in$30
per item

ATM & Card

Replacement Cards (Debit / Credit)$10
Visa Debit Card/ Visa Credit Card Foreign Transaction Fee (audience not stated, treated as personal)1%of the transaction
Visa Debit Card/ Visa Credit Card Foreign Transaction Fee1%of the transaction

Wire Transfers

Wire transfers (outgoing)$20
per item
Wire transfers (incoming)$5
per item

Check Services

Stop payment$20
Copy of Member Draft or Credit Union Check$5

Lending Fees

Late fee on all loans$29
Late Fee on Visa Cards$25

Fee	Amount	Basis	Note
Account Maintenance
Dormant account fee – Every month after 2 years of inactivity	$10	per month	None
Account research and balancing assistance	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Charge Back Fee (Debit Card Disputes)	$30	Not stated	None
Paper Statements	$1.99	Not stated	None
Overdraft & NSF
Overdraft / Insufficient Funds (NSF) Fee per item This fee applies to Overdraft/Insufficient Funds created by check, in	$30	per item	None
ATM & Card
Replacement Cards (Debit / Credit)	$10	Not stated	None
Visa Debit Card/ Visa Credit Card Foreign Transaction Fee (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Visa Debit Card/ Visa Credit Card Foreign Transaction Fee	1%of the transaction	Not stated	None
Wire Transfers
Wire transfers (outgoing)	$20	per item	None
Wire transfers (incoming)	$5	per item	None
Check Services
Stop payment	$20	Not stated	None
Copy of Member Draft or Credit Union Check	$5	Not stated	None
Lending Fees
Late fee on all loans	$29	Not stated	None
Late Fee on Visa Cards	$25	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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