Traditional Bank, Inc.

Headquarters: Mount Sterling, Kentucky
Charter: Bank
Assets: $2.4B
Fed district: Cleveland

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $5, the middle of its prices
Traditional Bank, Inc.: $0 to $8
Traditional Bank, Inc.: $0 to $8
U.S. median: no median
Overdraft (OD)
Traditional Bank, Inc.: $32
Traditional Bank, Inc.: $32
U.S. median: no median
NSF / Returned Item
Traditional Bank, Inc.: $32
Traditional Bank, Inc.: $32
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Kentucky, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Kentucky: Banks and credit unions headquartered in Kentucky that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Traditional Bank, Inc.’s own schedules, with a source for each figure.

Account Maintenance

Everyday Checking Monthly Service Charge$5
per month
Monthly Service ChargeNo charge
per month
Monthly Service Charge$8
per month
Dormant Money Market Account$7
per month
Dormant Savings Account$7
Not compared: Quarterly charge, not monthly
per quarter
Account Balancing$10
Not compared: Charged per hour; comparison unavailable
per hour
ACCOUNT RESEARCH (1 hour minimum)$20
Not compared: Charged per hour; comparison unavailable
per hour
Excessive Withdrawal Charge$15
per item
Return Mail Process$5

Overdraft & NSF

Overdraft Item Charge$32
per item
Return Item (Non-Sufficient Funds) Charge$32
per item

Wire Transfers

Outgoing Domestic Wire Transfer$25

Check Services

Official Bank Checks/Certified Checks$6
Stop Payment of Check or Electronic Payment (6 Months Maximum)$15
per item
Counter Checks$0.25
per item
Check Cashing (Non-Customers)$5
per item
Collection Items$15

Account Services

Safe Deposit Box 10x10$75
per year
Safe Deposit Box 3x10$40
per year
Safe Deposit Box 3x5$30
per year
Safe Deposit Box 4x5$35
per year
Safe Deposit Box 5x10$55
per year
Garnishment/Tax Levy$75
per item

Other Fees

Faxing$3
per item

Fee	Amount	Basis	Note
Account Maintenance
Everyday Checking Monthly Service Charge	$5	per month	None
Monthly Service Charge	No charge	per month	None
Monthly Service Charge	$8	per month	None
Dormant Money Market Account	$7	per month	None
Dormant Savings Account	$7Not compared: Quarterly charge, not monthly	per quarter	None
Account Balancing	$10Not compared: Charged per hour; comparison unavailable	per hour	None
ACCOUNT RESEARCH (1 hour minimum)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Excessive Withdrawal Charge	$15	per item	None
Return Mail Process	$5	Not stated	None
Overdraft & NSF
Overdraft Item Charge	$32	per item	None
Return Item (Non-Sufficient Funds) Charge	$32	per item	None
Wire Transfers
Outgoing Domestic Wire Transfer	$25	Not stated	None
Check Services
Official Bank Checks/Certified Checks	$6	Not stated	None
Stop Payment of Check or Electronic Payment (6 Months Maximum)	$15	per item	None
Counter Checks	$0.25	per item	None
Check Cashing (Non-Customers)	$5	per item	None
Collection Items	$15	Not stated	None
Account Services
Safe Deposit Box 10x10	$75	per year	None
Safe Deposit Box 3x10	$40	per year	None
Safe Deposit Box 3x5	$30	per year	None
Safe Deposit Box 4x5	$35	per year	None
Safe Deposit Box 5x10	$55	per year	None
Garnishment/Tax Levy	$75	per item	None
Other Fees
Faxing	$3	per item	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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