16 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 15, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
NSF / Returned Item
Stop Payment
Compared at $25, the middle of its prices
Wire Transfer (Domestic In)
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Self Reliance Ny Federal Credit Union’s own schedules, with a source for each figure.
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account closed within 90 days | $25 | Not stated | None |
| Escheatment Fee (one-time) | $100Not compared: One-time charge, not monthly | one time | None |
| Research (per hour – 1 hour minimum) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Returned Mail/Bad Address Fee (per month) | $5 | per month | None |
Overdraft & NSF | |||
| NSF (insufficient funds - Share Draft ACH) (audience not stated, treated as personal) | $15 | Not stated | None |
| Overdraft Transfer (Share to Share) (audience not stated, treated as personal) | $5 | Not stated | None |
ATM & Card | |||
| Lost card replacement | $5 | Not stated | None |
| Debit card rush fee | $20 | Not stated | None |
Wire Transfers | |||
| WIRE Incoming (audience not stated, treated as personal) | No charge | Not stated | None |
Check Services | |||
| Cashier’s Check (in name of 3rd party) | $5 | Not stated | None |
| Money Order | $2 | Not stated | None |
| Stop Payment (ACH Item) | $20 | Not stated | None |
| Stop Payment (Cashier’s Check) | $25 | Not stated | None |
| Stop Payment (Money Order) | $25 | Not stated | None |
| Copy of Cleared Instrument (Checks, Money Orders, etc) | $5 | Not stated | None |
Account Services | |||
| Safe Deposit Box 10" x 10" x 21" | $130 | Not stated | None |
| Safe Deposit Box 10" x 10" x 24" | $125 | Not stated | None |
| Safe Deposit Box 2" x 5" x 21" | $25 | Not stated | None |
| Safe Deposit Box 3" x 10" x 24" | $55 | Not stated | None |
| Safe Deposit Box 3" x 5" x 21" | $33 | Not stated | None |
| Safe Deposit Box 3" x 5" x 24" | $45 | Not stated | None |
| Safe Deposit Box 5" x 10" x 21" | $80 | Not stated | None |
| Safe Deposit Box 5" x 10" x 24" | $75 | Not stated | None |
| Safe Deposit Box 5" x 5" x 21" | $50 | Not stated | None |
| Legal Processing - Levies, Writs of Execution, Citations, Subpoenas, Garnishments (plus costs) | $150 | Not stated | None |
| Account Verification Letter | $10 | Not stated | None |
Other Fees | |||
| Account Item Copy Fee (per page) | $0.50 | per item | None |
| Statement Print Out (each) | $5 | per item | None |
| Mortgage Satisfaction Preparation (audience not stated, treated as personal) | $20 | Not stated | None |
| Returned Loan Payment (audience not stated, treated as personal) | $25 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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