Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community bank, $1B to $10B

Traditional Bank, Inc.

Mount Sterling, KentuckyBankCleveland Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

if account is closed within 90 days of opening$15Within the typical range ($10–$25 nationally)

Knox deterministic extraction from Rosetta artifact #3621. canonical_hint=early_closure; text_hash=609220e8f9d21dbe633a5230faa990d8cf2f1a229a69cd973719063662753dde; excerpt="$15 if account is closed within 90 days of opening" · Source

Minimum Balance Required To Avoid Service Charge$0

$6.13 below the national median

Knox read a free fee from Rosetta artifact #3621. canonical_hint=monthly_maintenance; text_hash=609220e8f9d21dbe633a5230faa990d8cf2f1a229a69cd973719063662753dde; excerpt="Minimum Balance Required To Avoid Service Charge | None" · Source

Monthly Service Charge$0

$6.13 below the national median

per month · Knox read a free fee from Rosetta artifact #3621. canonical_hint=monthly_maintenance; text_hash=609220e8f9d21dbe633a5230faa990d8cf2f1a229a69cd973719063662753dde; excerpt="Monthly Service Charge | None | Maysville Road | (859) 498-8840" · Source

Monthly Service Charge | None, with e-statement+ | Monthly Service Charge$10

$10 above the national median

per month · Knox deterministic extraction from Rosetta artifact #3621. canonical_hint=estatement_fee; text_hash=609220e8f9d21dbe633a5230faa990d8cf2f1a229a69cd973719063662753dde; excerpt="Monthly Service Charge | None, with e-statement+ | Monthly Service Charge | $10" · Source

Overdraft & NSFVerified

If your certificate AUTOMATICALLY RENEWS, you will have a grace period | Return Item (Non-Sufficient Funds) Charge$32Within the typical range ($25–$32 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #3621. canonical_hint=nsf; text_hash=609220e8f9d21dbe633a5230faa990d8cf2f1a229a69cd973719063662753dde; excerpt="If your certificate AUTOMATICALLY RENEWS, you will have a grace period | Return Item (Non-Sufficient Funds) Charge | $32 per each return" · Source
Overdraft Item Charge$32Above the typical range ($20–$30 nationally)
$4 above the national median
per item · Knox deterministic extraction from Rosetta artifact #3621. canonical_hint=overdraft; text_hash=609220e8f9d21dbe633a5230faa990d8cf2f1a229a69cd973719063662753dde; excerpt="Overdraft Item Charge | $32 per item" · Source

ATM & CardVerified

for replacement card. | GARNISHMENT/TAX LEVY$7.50Within the typical range ($5–$10 nationally)
$2.50 below the national median
Knox deterministic extraction from Rosetta artifact #3621. canonical_hint=card_replacement; text_hash=609220e8f9d21dbe633a5230faa990d8cf2f1a229a69cd973719063662753dde; excerpt="$7.50 for replacement card. | GARNISHMENT/TAX LEVY" · Source

Wire TransfersVerified

Outgoing Domestic Wire Transfer | excess over will be available on the ninth business day after the$25Within the typical range ($20–$25 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #3621. canonical_hint=wire_domestic_outgoing; text_hash=609220e8f9d21dbe633a5230faa990d8cf2f1a229a69cd973719063662753dde; excerpt="$25 Outgoing Domestic Wire Transfer | excess over $6,725 will be available on the ninth business day after the" · Source

Account ServicesVerified

5x5$35Within the typical range ($25–$80 nationally)
$5 below the national median
per year · Knox deterministic extraction from Rosetta artifact #3621. canonical_hint=safe_deposit_box; text_hash=609220e8f9d21dbe633a5230faa990d8cf2f1a229a69cd973719063662753dde; excerpt="5x5: $35 annually. | $35 for lost key. | first 30 days your account is open." · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
if account is closed within 90 days of opening	$15Within the typical range ($10–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3621. canonical_hint=early_closure; text_hash=609220e8f9d21dbe633a5230faa990d8cf2f1a229a69cd973719063662753dde; excerpt="$15 if account is closed within 90 days of opening"	Source
Minimum Balance Required To Avoid Service Charge	$0Below the typical range ($4–$12.63 nationally)	$6.13 below the national median	—	Knox read a free fee from Rosetta artifact #3621. canonical_hint=monthly_maintenance; text_hash=609220e8f9d21dbe633a5230faa990d8cf2f1a229a69cd973719063662753dde; excerpt="Minimum Balance Required To Avoid Service Charge \| None"	Source
Monthly Service Charge	$0Below the typical range ($4–$12.63 nationally)	$6.13 below the national median	per month	Knox read a free fee from Rosetta artifact #3621. canonical_hint=monthly_maintenance; text_hash=609220e8f9d21dbe633a5230faa990d8cf2f1a229a69cd973719063662753dde; excerpt="Monthly Service Charge \| None \| Maysville Road \| (859) 498-8840"	Source
Monthly Service Charge \| None, with e-statement+ \| Monthly Service Charge	$10Above the typical range ($0–$3 nationally)	$10 above the national median	per month	Knox deterministic extraction from Rosetta artifact #3621. canonical_hint=estatement_fee; text_hash=609220e8f9d21dbe633a5230faa990d8cf2f1a229a69cd973719063662753dde; excerpt="Monthly Service Charge \| None, with e-statement+ \| Monthly Service Charge \| $10"	Source
Overdraft & NSFVerified
If your certificate AUTOMATICALLY RENEWS, you will have a grace period \| Return Item (Non-Sufficient Funds) Charge	$32Within the typical range ($25–$32 nationally)	$3 above the national median	—	Knox deterministic extraction from Rosetta artifact #3621. canonical_hint=nsf; text_hash=609220e8f9d21dbe633a5230faa990d8cf2f1a229a69cd973719063662753dde; excerpt="If your certificate AUTOMATICALLY RENEWS, you will have a grace period \| Return Item (Non-Sufficient Funds) Charge \| $32 per each return"	Source
ATM & CardVerified
for replacement card. \| GARNISHMENT/TAX LEVY	$7.50Within the typical range ($5–$10 nationally)	$2.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #3621. canonical_hint=card_replacement; text_hash=609220e8f9d21dbe633a5230faa990d8cf2f1a229a69cd973719063662753dde; excerpt="$7.50 for replacement card. \| GARNISHMENT/TAX LEVY"	Source
Wire TransfersVerified
Outgoing Domestic Wire Transfer \| excess over will be available on the ninth business day after the	$25Within the typical range ($20–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #3621. canonical_hint=wire_domestic_outgoing; text_hash=609220e8f9d21dbe633a5230faa990d8cf2f1a229a69cd973719063662753dde; excerpt="$25 Outgoing Domestic Wire Transfer \| excess over $6,725 will be available on the ninth business day after the"	Source
Account ServicesVerified
5x5	$35Within the typical range ($25–$80 nationally)	$5 below the national median	per year	Knox deterministic extraction from Rosetta artifact #3621. canonical_hint=safe_deposit_box; text_hash=609220e8f9d21dbe633a5230faa990d8cf2f1a229a69cd973719063662753dde; excerpt="5x5: $35 annually. \| $35 for lost key. \| first 30 days your account is open."	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$32

Overdraft fee: $32

14% above the national median overdraft fee

Total fees: 9 — leaner than most institutions

Verified fees

Under review

Assets

$2.4B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$2.4B

Total deposits

$2.1B

Service charge income

$843K

Fee income ratio

3.6%

Return on assets

1.23%

Branches

Service charge income by quarter

Q2 2026$843K

Q1 2026$828K

Q4 2025$825K

Q3 2025$839K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 20,792 verified fees from 2,117 institutions

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