Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Summit Federal Credit Union

Akron, OhioCredit UnionCleveland Fed districtFees collected Mar 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account closure Fee$5Below the typical range ($10–$25 nationally)

Knox deterministic extraction from Rosetta artifact #4891. canonical_hint=early_closure; text_hash=41ee094ce7d23f1b66e5521ccb7497c9dd893321321f3219be6128d187fd3210; excerpt="Account closure Fee: | $5.00 if closed within 90 days of opening" · Source

Fresh Start Checking Service Charge$5

$1 below the national median

per month · Knox deterministic extraction from Rosetta artifact #4891. canonical_hint=monthly_maintenance; text_hash=41ee094ce7d23f1b66e5521ccb7497c9dd893321321f3219be6128d187fd3210; excerpt="Fresh Start Checking Service Charge | $5.00/month" · Source

Inactive Account Fee$5

At the national median

Knox deterministic extraction from Rosetta artifact #4891. canonical_hint=dormant_account; text_hash=41ee094ce7d23f1b66e5521ccb7497c9dd893321321f3219be6128d187fd3210; excerpt="Inactive Account Fee: | $5.00 if balance is zero for 30 day period" · Source

Inactive Membership$2

$3 below the national median

per month · Knox deterministic extraction from Rosetta artifact #4891. canonical_hint=dormant_account; text_hash=41ee094ce7d23f1b66e5521ccb7497c9dd893321321f3219be6128d187fd3210; excerpt="Inactive Membership | $2.00/Month after the account has been inactive for 12 months, unless the balance is a" · Source

Transaction Research Fee$10

$15 below the national median

per item · Knox deterministic extraction from Rosetta artifact #4891. canonical_hint=account_research; text_hash=41ee094ce7d23f1b66e5521ccb7497c9dd893321321f3219be6128d187fd3210; excerpt="Transaction Research Fee: | $10.00/item" · Source

Overdraft & NSFVerified

Overdraft Service Fee$25Within the typical range ($25–$31 nationally)
$5 below the national median
per item · Knox deterministic extraction from Rosetta artifact #4891. canonical_hint=overdraft; text_hash=41ee094ce7d23f1b66e5521ccb7497c9dd893321321f3219be6128d187fd3210; excerpt="Overdraft Service Fee: | $25.00/item" · Source
Returned Item Fee$25Within the typical range ($25–$31 nationally)
$5 below the national median
per item · Knox deterministic extraction from Rosetta artifact #4891. canonical_hint=nsf; text_hash=41ee094ce7d23f1b66e5521ccb7497c9dd893321321f3219be6128d187fd3210; excerpt="Returned Item Fee: | $25.00/item" · Source

ATM & CardVerified

Card Replacement Fee$8Within the typical range ($5–$10 nationally)
$2 below the national median
per item · Knox deterministic extraction from Rosetta artifact #4891. canonical_hint=card_replacement; text_hash=41ee094ce7d23f1b66e5521ccb7497c9dd893321321f3219be6128d187fd3210; excerpt="Card Replacement Fee: | $8.00/item" · Source

Wire TransfersVerified

Wire Transfer (Incoming) Fee$5Within the typical range ($5–$15 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #4891. canonical_hint=wire_domestic_incoming; text_hash=41ee094ce7d23f1b66e5521ccb7497c9dd893321321f3219be6128d187fd3210; excerpt="Wire Transfer (Incoming) Fee: | $5.00/transfer" · Source
Wire Transfer (Outgoing) Fee$20Within the typical range ($20–$25 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #4891. canonical_hint=wire_domestic_outgoing; text_hash=41ee094ce7d23f1b66e5521ccb7497c9dd893321321f3219be6128d187fd3210; excerpt="Wire Transfer (Outgoing) Fee: | $20.00/transfer" · Source

Check ServicesVerified

Certified Check Fee$1.50Below the typical range ($3–$6 nationally)
$3.50 below the national median
per item · Knox deterministic extraction from Rosetta artifact #4891. canonical_hint=cashiers_check; text_hash=41ee094ce7d23f1b66e5521ccb7497c9dd893321321f3219be6128d187fd3210; excerpt="Certified Check Fee: | $1.50/item" · Source
Check Copy Fee$2.70Within the typical range ($2–$5 nationally)
$0.30 below the national median
per item · Knox deterministic extraction from Rosetta artifact #4891. canonical_hint=check_image; text_hash=41ee094ce7d23f1b66e5521ccb7497c9dd893321321f3219be6128d187fd3210; excerpt="Check Copy Fee: | $2.70/item" · Source
Counter Check Fee: | First 8 free, then$0.15Below the typical range ($1–$4 nationally)
$1.85 below the national median
per item · Knox deterministic extraction from Rosetta artifact #4891. canonical_hint=counter_check; text_hash=41ee094ce7d23f1b66e5521ccb7497c9dd893321321f3219be6128d187fd3210; excerpt="Counter Check Fee: | First 8 free, then $0.15/check" · Source
Stop Payment Fee$25Within the typical range ($20–$30 nationally)
$0.50 below the national median
per item · Knox deterministic extraction from Rosetta artifact #4891. canonical_hint=stop_payment; text_hash=41ee094ce7d23f1b66e5521ccb7497c9dd893321321f3219be6128d187fd3210; excerpt="Stop Payment Fee: | $25.00/item" · Source

Digital & ElectronicVerified

ACH Return Item Fee$25Within the typical range ($15–$30 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #4891. canonical_hint=ach_return; text_hash=41ee094ce7d23f1b66e5521ccb7497c9dd893321321f3219be6128d187fd3210; excerpt="ACH Return Item Fee: | $25.00/item" · Source

Cash & DepositVerified

Deposited Item Return Fee (2nd party issue)$10Within the typical range ($10–$25 nationally)
$5 below the national median
per item · Knox deterministic extraction from Rosetta artifact #4891. canonical_hint=deposited_item_return; text_hash=41ee094ce7d23f1b66e5521ccb7497c9dd893321321f3219be6128d187fd3210; excerpt="Deposited Item Return Fee (2nd party issue): | $10.00/item" · Source
Deposited Item Return Fee (member issue)$30Above the typical range ($10–$25 nationally)
$15 above the national median
per item · Knox deterministic extraction from Rosetta artifact #4891. canonical_hint=deposited_item_return; text_hash=41ee094ce7d23f1b66e5521ccb7497c9dd893321321f3219be6128d187fd3210; excerpt="Deposited Item Return Fee (member issue): | $30.00/item" · Source

Retirement & IRAVerified

IRA Termination Fee$15Below the typical range ($25–$35 nationally)
$10 below the national median
per item · Knox deterministic extraction from Rosetta artifact #4891. canonical_hint=ira_termination; text_hash=41ee094ce7d23f1b66e5521ccb7497c9dd893321321f3219be6128d187fd3210; excerpt="IRA Termination Fee: | $15.00/item" · Source

Other FeesVerified

Statement Copy Fee$1Below the typical range ($2–$5 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #4891. canonical_hint=document_reproduction; text_hash=41ee094ce7d23f1b66e5521ccb7497c9dd893321321f3219be6128d187fd3210; excerpt="Statement Copy Fee: | $1.00/Over-the-Counter $2.00/Mail and CALL-24 Request" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account closure Fee	$5Below the typical range ($10–$25 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #4891. canonical_hint=early_closure; text_hash=41ee094ce7d23f1b66e5521ccb7497c9dd893321321f3219be6128d187fd3210; excerpt="Account closure Fee: \| $5.00 if closed within 90 days of opening"	Source
Fresh Start Checking Service Charge	$5Within the typical range ($3–$10 nationally)	$1 below the national median	per month	Knox deterministic extraction from Rosetta artifact #4891. canonical_hint=monthly_maintenance; text_hash=41ee094ce7d23f1b66e5521ccb7497c9dd893321321f3219be6128d187fd3210; excerpt="Fresh Start Checking Service Charge \| $5.00/month"	Source
Inactive Account Fee	$5Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4891. canonical_hint=dormant_account; text_hash=41ee094ce7d23f1b66e5521ccb7497c9dd893321321f3219be6128d187fd3210; excerpt="Inactive Account Fee: \| $5.00 if balance is zero for 30 day period"	Source
Inactive Membership	$2Below the typical range ($5–$10 nationally)	$3 below the national median	per month	Knox deterministic extraction from Rosetta artifact #4891. canonical_hint=dormant_account; text_hash=41ee094ce7d23f1b66e5521ccb7497c9dd893321321f3219be6128d187fd3210; excerpt="Inactive Membership \| $2.00/Month after the account has been inactive for 12 months, unless the balance is a"	Source
Transaction Research Fee	$10Below the typical range ($17.50–$25 nationally)	$15 below the national median	per item	Knox deterministic extraction from Rosetta artifact #4891. canonical_hint=account_research; text_hash=41ee094ce7d23f1b66e5521ccb7497c9dd893321321f3219be6128d187fd3210; excerpt="Transaction Research Fee: \| $10.00/item"	Source
Overdraft & NSFVerified
Overdraft Service Fee	$25Within the typical range ($25–$31 nationally)	$5 below the national median	per item	Knox deterministic extraction from Rosetta artifact #4891. canonical_hint=overdraft; text_hash=41ee094ce7d23f1b66e5521ccb7497c9dd893321321f3219be6128d187fd3210; excerpt="Overdraft Service Fee: \| $25.00/item"	Source
Returned Item Fee
ATM & CardVerified
Card Replacement Fee	$8Within the typical range ($5–$10 nationally)	$2 below the national median	per item	Knox deterministic extraction from Rosetta artifact #4891. canonical_hint=card_replacement; text_hash=41ee094ce7d23f1b66e5521ccb7497c9dd893321321f3219be6128d187fd3210; excerpt="Card Replacement Fee: \| $8.00/item"	Source
Wire TransfersVerified
Wire Transfer (Incoming) Fee	$5Within the typical range ($5–$15 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #4891. canonical_hint=wire_domestic_incoming; text_hash=41ee094ce7d23f1b66e5521ccb7497c9dd893321321f3219be6128d187fd3210; excerpt="Wire Transfer (Incoming) Fee: \| $5.00/transfer"	Source
Wire Transfer (Outgoing) Fee
Check ServicesVerified
Certified Check Fee	$1.50Below the typical range ($3–$6 nationally)	$3.50 below the national median	per item	Knox deterministic extraction from Rosetta artifact #4891. canonical_hint=cashiers_check; text_hash=41ee094ce7d23f1b66e5521ccb7497c9dd893321321f3219be6128d187fd3210; excerpt="Certified Check Fee: \| $1.50/item"	Source
Check Copy Fee
Digital & ElectronicVerified
ACH Return Item Fee	$25Within the typical range ($15–$30 nationally)	At the national median	per item	Knox deterministic extraction from Rosetta artifact #4891. canonical_hint=ach_return; text_hash=41ee094ce7d23f1b66e5521ccb7497c9dd893321321f3219be6128d187fd3210; excerpt="ACH Return Item Fee: \| $25.00/item"	Source
Cash & DepositVerified
Deposited Item Return Fee (2nd party issue)	$10Within the typical range ($10–$25 nationally)	$5 below the national median	per item	Knox deterministic extraction from Rosetta artifact #4891. canonical_hint=deposited_item_return; text_hash=41ee094ce7d23f1b66e5521ccb7497c9dd893321321f3219be6128d187fd3210; excerpt="Deposited Item Return Fee (2nd party issue): \| $10.00/item"	Source
Deposited Item Return Fee (member issue)
Retirement & IRAVerified
IRA Termination Fee	$15Below the typical range ($25–$35 nationally)	$10 below the national median	per item	Knox deterministic extraction from Rosetta artifact #4891. canonical_hint=ira_termination; text_hash=41ee094ce7d23f1b66e5521ccb7497c9dd893321321f3219be6128d187fd3210; excerpt="IRA Termination Fee: \| $15.00/item"	Source
Other FeesVerified
Statement Copy Fee	$1Below the typical range ($2–$5 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #4891. canonical_hint=document_reproduction; text_hash=41ee094ce7d23f1b66e5521ccb7497c9dd893321321f3219be6128d187fd3210; excerpt="Statement Copy Fee: \| $1.00/Over-the-Counter $2.00/Mail and CALL-24 Request"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

Total fees: 19 — leaner than most institutions

Headline fees published

9 of 15

Published fees

Under review

Assets

$59.2M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$59.2M

Total deposits

$49.7M

Service charge income (year to date)

$74K

Fee income ratio

4.9%

Return on assets

0.95%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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