Ok Members First Federal Credit Union

Headquarters: Tulsa, Oklahoma
Charter: Credit Union
Assets: $24.4M
Fed district: Kansas City

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 31, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Login to Account
Ok Members First Federal Credit Union: $5
Ok Members First Federal Credit Union: $5
U.S. median: no median
Overdraft (OD)
Ok Members First Federal Credit Union: $25
Ok Members First Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
Ok Members First Federal Credit Union: $25
Ok Members First Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Oklahoma, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Oklahoma: Banks and credit unions headquartered in Oklahoma that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Ok Members First Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service Charge$5
per month
Account Reconciliation$10
Not compared: Charged per hour; comparison unavailable
per hour
Account Research$10
Not compared: Charged per hour; comparison unavailable
per hour
Locator Fee$5
Return Mail$5

Overdraft & NSF

Bounce Protection$25
per item
EFT Insufficient Funds$25
per item
Insufficient Funds$25
per item

ATM & Card

ATM Balance Inquiry$1
per item
ATM Withdrawals in Excess of Eight (8)$0.50
per item
Reissue of Debit CardNo charge
Reissue of Transfund Card$5
per item

Wire Transfers

Outgoing Wire$20
per item
Incoming Wire$5
per item

Check Services

Cashier’s Check (One free a day)$2.50
per item
EFT Stop Payment$20
per item
Stop Payment$20
per item
Check Cashing (audience not stated, treated as personal)1%
Copy of Share Draft$1.50
per item

Digital & Electronic

Monthly Service Charge (If no e-Statements or 60 days of bill pay inactivity)$4.95
per month

Cash & Deposit

Deposited Item Returned$5
per item
Return Deposit Item VIA ATM Network$5
per item

Account Services

Garnishment / Levy$20
per item

Other Fees

Fax (Long Distance Calls)$2
Not compared: Charged per page; comparison unavailable
per page
Photocopy$0.10
per item
Statement Copy or Printout$2.50
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Charge	$5	per month	None
Account Reconciliation	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Locator Fee	$5	Not stated	None
Return Mail	$5	Not stated	None
Overdraft & NSF
Bounce Protection	$25	per item	None
EFT Insufficient Funds	$25	per item	None
Insufficient Funds	$25	per item	None
ATM & Card
ATM Balance Inquiry	$1	per item	None
ATM Withdrawals in Excess of Eight (8)	$0.50	per item	None
Reissue of Debit Card	No charge	Not stated	None
Reissue of Transfund Card	$5	per item	None
Wire Transfers
Outgoing Wire	$20	per item	None
Incoming Wire	$5	per item	None
Check Services
Cashier’s Check (One free a day)	$2.50	per item	None
EFT Stop Payment	$20	per item	None
Stop Payment	$20	per item	None
Check Cashing (audience not stated, treated as personal)	1%	Not stated	None
Copy of Share Draft	$1.50	per item	None
Digital & Electronic
Monthly Service Charge (If no e-Statements or 60 days of bill pay inactivity)	$4.95	per month	None
Cash & Deposit
Deposited Item Returned	$5	per item	None
Return Deposit Item VIA ATM Network	$5	per item	None
Account Services
Garnishment / Levy	$20	per item	None
Other Fees
Fax (Long Distance Calls)	$2Not compared: Charged per page; comparison unavailable	per page	None
Photocopy	$0.10	per item	None
Statement Copy or Printout	$2.50Not compared: Monthly charge, not per item	per month	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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