Cincinnati Interagency Federal Credit Union

Headquarters: Cincinnati, Ohio
Charter: Credit Union
Assets: $30.8M
Fed district: Cleveland

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 26, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Cincinnati Interagency Federal Credit Union: $35
Cincinnati Interagency Federal Credit Union: $35
U.S. median: no median
NSF / Returned Item
Cincinnati Interagency Federal Credit Union: $35
Cincinnati Interagency Federal Credit Union: $35
U.S. median: no median
Stop Payment
Cincinnati Interagency Federal Credit Union: $35
Cincinnati Interagency Federal Credit Union: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 26, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Ohio, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Ohio: Banks and credit unions headquartered in Ohio that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Cincinnati Interagency Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closing within 6 Months$5
Dormant Account-no activity on account for a 1-year period$10
Not compared: Quarterly charge, not monthly
per quarter
Account Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research (plus storage retrieval fees if applicable)$25
Not compared: Charged per hour; comparison unavailable
per hour
Excessive Withdrawals-over 3 per month$20
per item

Overdraft & NSF

Overdraft$35
per item
NSF ATM Debit/Recurring Transaction$35
per item

ATM & Card

Debit Card Replacement$25
per item

Check Services

Cashiers Check Payable to Accountholder, in office Payable to Accountholder, mailed to home Payable to Third Party | eac$2
per item
Cashiers Check Payable to Accountholder, in office Payable to Accountholder, mailed to home Payable to Third Party: eac$2
per item
Money Order$3
per item
Stop Payment$35
per item
Emergency/Starter Checks$4
per item
Check Cashing for Non-Member (limited to certain types of checks)$10
Collection Item Incoming$25
per item
Foreign Item Collection$10
Copy of Check-paid in advance$5
per item

Digital & Electronic

NSF ACH Debit Paid or Returned$35
per item
NSF Check/ACH Debit Paid or Returned$20
per item

Cash & Deposit

Deposited Item Return Drawn on Third Party Drawn on Your Account at Another Institution Drawn on your Account at Another$15
per item

Account Services

HELOC Subordination Fee$100
Account Verification$10

Lending Fees

Loan Cancellation/No Show/Reprocessing$25

Other Fees

Photocopy$1
per item

Fee	Amount	Basis	Note
Account Maintenance
Account Closing within 6 Months	$5	Not stated	None
Dormant Account-no activity on account for a 1-year period	$10Not compared: Quarterly charge, not monthly	per quarter	None
Account Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research (plus storage retrieval fees if applicable)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Excessive Withdrawals-over 3 per month	$20	per item	None
Overdraft & NSF
Overdraft	$35	per item	None
NSF ATM Debit/Recurring Transaction	$35	per item	None
ATM & Card
Debit Card Replacement	$25	per item	None
Check Services
Cashiers Check Payable to Accountholder, in office Payable to Accountholder, mailed to home Payable to Third Party \| eac	$2	per item	None
Cashiers Check Payable to Accountholder, in office Payable to Accountholder, mailed to home Payable to Third Party: eac	$2	per item	None
Money Order	$3	per item	None
Stop Payment	$35	per item	None
Emergency/Starter Checks	$4	per item	None
Check Cashing for Non-Member (limited to certain types of checks)	$10	Not stated	None
Collection Item Incoming	$25	per item	None
Foreign Item Collection	$10	Not stated	None
Copy of Check-paid in advance	$5	per item	None
Digital & Electronic
NSF ACH Debit Paid or Returned	$35	per item	None
NSF Check/ACH Debit Paid or Returned	$20	per item	None
Cash & Deposit
Deposited Item Return Drawn on Third Party Drawn on Your Account at Another Institution Drawn on your Account at Another	$15	per item	None
Account Services
HELOC Subordination Fee	$100	Not stated	None
Account Verification	$10	Not stated	None
Lending Fees
Loan Cancellation/No Show/Reprocessing	$25	Not stated	None
Other Fees
Photocopy	$1	per item	None

Correct a fee source

Oct 26, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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