Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Cincinnati Interagency Federal Credit Union

Cincinnati, OhioCredit UnionCleveland Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Closing within 6 Months$5Below the typical range ($10–$25 nationally)

Overdraft & NSFVerified

NSF ATM Debit/Recurring Transaction | Per item$35Above the typical range ($25–$31 nationally)
$5 above the national median
per item · Source
Overdraft | per item$35Above the typical range ($25–$32 nationally)
$5 above the national median
per item · Source

Check ServicesVerified

Cashiers Check Payable to Accountholder, in office Payable to Accountholder, mailed to home Payable to Third Party | eac$2Below the typical range ($3–$6 nationally)
$3 below the national median
Source
Check Cashing for Non-Member (limited to certain types of checks)$10Within the typical range ($5–$10 nationally)
$5 above the national median
Source
Copy of Check-paid in advance | per copy$5Within the typical range ($2–$5 nationally)
$2 above the national median
Source
Emergency/Starter Checks$4Within the typical range ($1–$4 nationally)
$2 above the national median
Source
Money Order | each$3Within the typical range ($1.50–$3 nationally)
$1 above the national median
Source
Stop Payment | per request$35Above the typical range ($20–$30 nationally)
$9 above the national median
Source

Digital & ElectronicVerified

NSF ACH Debit Paid or Returned | per item$35Above the typical range ($16.50–$30 nationally)
$10 above the national median
per item · Source
NSF Check/ACH Debit Paid or Returned | per item$20Within the typical range ($16.50–$30 nationally)
$5 below the national median
per item · Source

Account ServicesVerified

Account Verification$10Within the typical range ($5–$15 nationally)
At the national median
Source
HELOC Subordination Fee$100Within the typical range ($50–$150 nationally)
At the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Closing within 6 Months	$5Below the typical range ($10–$25 nationally)	$10 below the national median	—	—	Source
Account Reconciliation \| per hour	$25Within the typical range ($20–$25 nationally)	At the national median	—	—	Source
Dormant Account-no activity on account for a 1-year period \| per quarter	$10Within the typical range ($5–$10 nationally)	$5 above the national median	—	—	Source
Overdraft & NSFVerified
NSF ATM Debit/Recurring Transaction \| Per item	$35Above the typical range ($25–$31 nationally)	$5 above the national median	per item	—	Source
Overdraft \| per item	$35
ATM & CardVerified
Debit Card Replacement \| per card	$25Above the typical range ($5–$10 nationally)	$15 above the national median	—	—	Source
Check ServicesVerified
Cashiers Check Payable to Accountholder, in office Payable to Accountholder, mailed to home Payable to Third Party \| eac	$2Below the typical range ($3–$6 nationally)	$3 below the national median	—	—	Source
Check Cashing for Non-Member (limited to certain types of checks)	$10
Digital & ElectronicVerified
NSF ACH Debit Paid or Returned \| per item	$35Above the typical range ($16.50–$30 nationally)	$10 above the national median	per item	—	Source
NSF Check/ACH Debit Paid or Returned \| per item	$20
Cash & DepositVerified
Deposited Item Return Drawn on Third Party Drawn on Your Account at Another Institution Drawn on your Account at Another	$15Within the typical range ($10–$25 nationally)	At the national median	per item	—	Source
Account ServicesVerified
Account Verification	$10Within the typical range ($5–$15 nationally)	At the national median	—	—	Source
HELOC Subordination Fee	$100
Other FeesVerified
Photocopy \| per page	$1Below the typical range ($2–$5 nationally)	$2 below the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

17% above the national median overdraft fee

Total fees: 18 — leaner than most institutions

Headline fees published

6 of 15

Published fees

Under review

Assets

$30.8M

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$30.8M

Total deposits

$24.9M

Service charge income (year to date)

$40K

Fee income ratio

4.5%

Return on assets

1.96%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, and SEC filings

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Based on 46,468 published fee entries from 2,882 institutions

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