Monroe County Teachers Federal Credit Union

Headquarters: Key West, Florida
Charter: Credit Union
Assets: $24.0M
Fed district: Atlanta

11 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Monroe County Teachers Federal Credit Union: $35
Monroe County Teachers Federal Credit Union: $35
U.S. median: no median
Wire Transfer (Domestic Out)
Monroe County Teachers Federal Credit Union: $20
Monroe County Teachers Federal Credit Union: $20
U.S. median: no median
Stop Payment
Monroe County Teachers Federal Credit Union: $35
Monroe County Teachers Federal Credit Union: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Florida, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Florida: Banks and credit unions headquartered in Florida that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Monroe County Teachers Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormancy fee$5
per month
Research Fee – Per Hour$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

NSF ACH Fee (per presentment)$35
per item
NSF Check Fee (per presentment)$35
per item
Transfer from Share to cover Overdraft$2

ATM & Card

Replacement Debit Cards$25
Rush Order Debit Cards$50

Wire Transfers

Outgoing Wire Fee$20
Incoming Wire Fee$15

Check Services

Teller Check Fee$3
per item
Check Printing (in house) Fee$1
per item
Stop Payment$35
Check Copy Fee$5
per item

Other Fees

Statement Copy$8
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Dormancy fee	$5	per month	None
Research Fee – Per Hour	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
NSF ACH Fee (per presentment)	$35	per item	None
NSF Check Fee (per presentment)	$35	per item	None
Transfer from Share to cover Overdraft	$2	Not stated	None
ATM & Card
Replacement Debit Cards	$25	Not stated	None
Rush Order Debit Cards	$50	Not stated	None
Wire Transfers
Outgoing Wire Fee	$20	Not stated	None
Incoming Wire Fee	$15	Not stated	None
Check Services
Teller Check Fee	$3	per item	None
Check Printing (in house) Fee	$1	per item	None
Stop Payment	$35	Not stated	None
Check Copy Fee	$5	per item	None
Other Fees
Statement Copy	$8Not compared: Monthly charge, not per item	per month	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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