Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Monroe County Teachers Federal Credit Union

Key West, FloridaCredit UnionAtlanta Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Research Fee – Per Hour$25Within the typical range ($17.50–$25 nationally)

Knox deterministic extraction from Rosetta artifact #1616. canonical_hint=account_research; text_hash=ceab76aa4f8ce14f6d9cbe5f3288976534b8a1a82e3c1a34d2ced395d33d00e6; excerpt="Research Fee – Per Hour / $25.00" · Source

Overdraft & NSFVerified

NSF Check Fee (per presentment)$35Above the typical range ($25–$31 nationally)
$5 above the national median
per item · Knox deterministic extraction from Rosetta artifact #1616. canonical_hint=nsf; text_hash=ceab76aa4f8ce14f6d9cbe5f3288976534b8a1a82e3c1a34d2ced395d33d00e6; excerpt="NSF Check Fee (per presentment) / $35.00" · Source

ATM & CardVerified

Replacement Debit Cards$25Above the typical range ($5–$10 nationally)
$15 above the national median
Knox deterministic extraction from Rosetta artifact #1616. canonical_hint=card_replacement; text_hash=ceab76aa4f8ce14f6d9cbe5f3288976534b8a1a82e3c1a34d2ced395d33d00e6; excerpt="Replacement Debit Cards / $25.00" · Source
Rush Order Debit Cards$50Within the typical range ($30–$50 nationally)
$6.25 above the national median
Knox deterministic extraction from Rosetta artifact #1616. canonical_hint=rush_card; text_hash=ceab76aa4f8ce14f6d9cbe5f3288976534b8a1a82e3c1a34d2ced395d33d00e6; excerpt="Rush Order Debit Cards / $50.00" · Source

Wire TransfersVerified

Incoming Wire Fee$15Within the typical range ($5–$15 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #1616. canonical_hint=wire_domestic_incoming; text_hash=ceab76aa4f8ce14f6d9cbe5f3288976534b8a1a82e3c1a34d2ced395d33d00e6; excerpt="Incoming Wire Fee / $15.00" · Source
Outgoing Wire Fee$20Within the typical range ($20–$25 nationally)
$2.50 below the national median
Knox deterministic extraction from Rosetta artifact #1616. canonical_hint=wire_domestic_outgoing; text_hash=ceab76aa4f8ce14f6d9cbe5f3288976534b8a1a82e3c1a34d2ced395d33d00e6; excerpt="Outgoing Wire Fee / $20.00" · Source

Check ServicesVerified

Check Copy Fee$5Within the typical range ($2–$5 nationally)
$2 above the national median
per item · Knox deterministic extraction from Rosetta artifact #1616. canonical_hint=check_image; text_hash=ceab76aa4f8ce14f6d9cbe5f3288976534b8a1a82e3c1a34d2ced395d33d00e6; excerpt="Check Copy Fee / $5.00/check" · Source
Check Printing (in house) Fee$1Within the typical range ($1–$12 nationally)
$4 below the national median
per item · Knox deterministic extraction from Rosetta artifact #1616. canonical_hint=check_printing; text_hash=ceab76aa4f8ce14f6d9cbe5f3288976534b8a1a82e3c1a34d2ced395d33d00e6; excerpt="Check Printing (in house) Fee / $1.00/per check" · Source
Stop Payment$35Above the typical range ($20–$30 nationally)
$8 above the national median
Knox deterministic extraction from Rosetta artifact #1616. canonical_hint=stop_payment; text_hash=ceab76aa4f8ce14f6d9cbe5f3288976534b8a1a82e3c1a34d2ced395d33d00e6; excerpt="Stop Payment / $35.00" · Source
Teller Check Fee$3Within the typical range ($3–$5.50 nationally)
$2 below the national median
per item · Knox deterministic extraction from Rosetta artifact #1616. canonical_hint=cashiers_check; text_hash=ceab76aa4f8ce14f6d9cbe5f3288976534b8a1a82e3c1a34d2ced395d33d00e6; excerpt="Teller Check Fee / $3.00 per check" · Source

Lending FeesVerified

Loan Processing Fee per borrower)$35Within the typical range ($25–$50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #1616. canonical_hint=loan_origination; text_hash=ceab76aa4f8ce14f6d9cbe5f3288976534b8a1a82e3c1a34d2ced395d33d00e6; excerpt="Loan Processing Fee per borrower) / $35.00" · Source

Other FeesVerified

Statement Copy$8Above the typical range ($2–$5 nationally)
$5 above the national median
per month · Knox deterministic extraction from Rosetta artifact #1616. canonical_hint=document_reproduction; text_hash=ceab76aa4f8ce14f6d9cbe5f3288976534b8a1a82e3c1a34d2ced395d33d00e6; excerpt="Statement Copy / $8.00/month" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Research Fee – Per Hour	$25Within the typical range ($17.50–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #1616. canonical_hint=account_research; text_hash=ceab76aa4f8ce14f6d9cbe5f3288976534b8a1a82e3c1a34d2ced395d33d00e6; excerpt="Research Fee – Per Hour / $25.00"	Source
Overdraft & NSFVerified
NSF Check Fee (per presentment)	$35Above the typical range ($25–$31 nationally)	$5 above the national median	per item	Knox deterministic extraction from Rosetta artifact #1616. canonical_hint=nsf; text_hash=ceab76aa4f8ce14f6d9cbe5f3288976534b8a1a82e3c1a34d2ced395d33d00e6; excerpt="NSF Check Fee (per presentment) / $35.00"	Source
ATM & CardVerified
Replacement Debit Cards	$25Above the typical range ($5–$10 nationally)	$15 above the national median	—	Knox deterministic extraction from Rosetta artifact #1616. canonical_hint=card_replacement; text_hash=ceab76aa4f8ce14f6d9cbe5f3288976534b8a1a82e3c1a34d2ced395d33d00e6; excerpt="Replacement Debit Cards / $25.00"	Source
Rush Order Debit Cards
Wire TransfersVerified
Incoming Wire Fee	$15Within the typical range ($5–$15 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #1616. canonical_hint=wire_domestic_incoming; text_hash=ceab76aa4f8ce14f6d9cbe5f3288976534b8a1a82e3c1a34d2ced395d33d00e6; excerpt="Incoming Wire Fee / $15.00"	Source
Outgoing Wire Fee
Check ServicesVerified
Check Copy Fee	$5Within the typical range ($2–$5 nationally)	$2 above the national median	per item	Knox deterministic extraction from Rosetta artifact #1616. canonical_hint=check_image; text_hash=ceab76aa4f8ce14f6d9cbe5f3288976534b8a1a82e3c1a34d2ced395d33d00e6; excerpt="Check Copy Fee / $5.00/check"	Source
Check Printing (in house) Fee
Lending FeesVerified
Loan Processing Fee per borrower)	$35Within the typical range ($25–$50 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #1616. canonical_hint=loan_origination; text_hash=ceab76aa4f8ce14f6d9cbe5f3288976534b8a1a82e3c1a34d2ced395d33d00e6; excerpt="Loan Processing Fee per borrower) / $35.00"	Source
Other FeesVerified
Statement Copy	$8Above the typical range ($2–$5 nationally)	$5 above the national median	per month	Knox deterministic extraction from Rosetta artifact #1616. canonical_hint=document_reproduction; text_hash=ceab76aa4f8ce14f6d9cbe5f3288976534b8a1a82e3c1a34d2ced395d33d00e6; excerpt="Statement Copy / $8.00/month"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $35

17% above the national median NSF fee

Total fees: 12 — leaner than most institutions

Published fees

Under review

Assets

$24.0M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$24.0M

Total deposits

$21.6M

Service charge income (year to date)

$67K

Fee income ratio

8.5%

Return on assets

-1.97%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 25,624 verified fees from 2,223 institutions

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