Acadian Federal Credit Union

Headquarters: Lafayette, Louisiana
Charter: Credit Union
Assets: $20.9M
Fed district: Atlanta

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 25, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Opportunity Checking
Acadian Federal Credit Union: $12
Acadian Federal Credit Union: $12
U.S. median: no median
NSF / Returned Item
Acadian Federal Credit Union: $32
Acadian Federal Credit Union: $32
U.S. median: no median
Wire Transfer (Domestic Out)
Acadian Federal Credit Union: $15
Acadian Federal Credit Union: $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 25, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Louisiana, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Louisiana: Banks and credit unions headquartered in Louisiana that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Acadian Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Opportunity Checking Fee$12
per month
Account Withdrawal fee$15
per item
Dormant Account Fee$15
Not compared: Quarterly charge, not monthly
per quarter
Account Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour · Account Reconciliation | $ 25.00/Hour
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour · Account Research | $ 25.00/Hour
Debit card dispute for valid charges$10
per item
Address Research Fee$5

Overdraft & NSF

NSF Fee$32
per item
Overdraft Fee$10
per item

ATM & Card

ATM/Debit Card Replacement – (Free if card in use more than 2 years)$25
per item
VISA Card Replacement$25
per item
Rush order on Replacement on Plastic Card$50

Wire Transfers

Wire Transfer Fee (Outgoing)$15
per item

Check Services

Certified Check$5
per item
Money Order – ($300.00 or less)$1
per item
Money Order – (Greater than $ 300.00)$2
per item
Stop Payment Fee$12
per item
Check copy Fee$4
per item

Digital & Electronic

Billpay fee$5
per month

Cash & Deposit

Deposited Item Return Fee$10
per item

Account Services

Garnishment fee$40

Lending Fees

Closed-end Loan Processing fee$35

Gift & Prepaid Cards

Gift Card$4.50
per item

Other Fees

Copy of Canceled Loan$10
Statement Copy Fee$5
per item
Closed-end Loan Processing fee$35
Satisfaction of lien$10
Skip-A-Payment Fee$30

Fee	Amount	Basis	Note
Account Maintenance
Opportunity Checking Fee	$12	per month	None
Account Withdrawal fee	$15	per item	None
Dormant Account Fee	$15Not compared: Quarterly charge, not monthly	per quarter	None
Account Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	Account Reconciliation \| $ 25.00/Hour
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	Account Research \| $ 25.00/Hour
Debit card dispute for valid charges	$10	per item	None
Address Research Fee	$5	Not stated	None
Overdraft & NSF
NSF Fee	$32	per item	None
Overdraft Fee	$10	per item	None
ATM & Card
ATM/Debit Card Replacement – (Free if card in use more than 2 years)	$25	per item	None
VISA Card Replacement	$25	per item	None
Rush order on Replacement on Plastic Card	$50	Not stated	None
Wire Transfers
Wire Transfer Fee (Outgoing)	$15	per item	None
Check Services
Certified Check	$5	per item	None
Money Order – ($300.00 or less)	$1	per item	None
Money Order – (Greater than $ 300.00)	$2	per item	None
Stop Payment Fee	$12	per item	None
Check copy Fee	$4	per item	None
Digital & Electronic
Billpay fee	$5	per month	None
Cash & Deposit
Deposited Item Return Fee	$10	per item	None
Account Services
Garnishment fee	$40	Not stated	None
Lending Fees
Closed-end Loan Processing fee	$35	Not stated	None
Gift & Prepaid Cards
Gift Card	$4.50	per item	None
Other Fees
Copy of Canceled Loan	$10	Not stated	None
Statement Copy Fee	$5	per item	None
Closed-end Loan Processing fee	$35	Not stated	None
Satisfaction of lien	$10	Not stated	None
Skip-A-Payment Fee	$30	Not stated	None

Correct a fee source

Oct 25, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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