Coosa Pines Federal Credit Union

Headquarters: Childersburg, Alabama
Charter: Credit Union
Assets: $420.8M
Fed district: Atlanta

22 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 18, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Secondary Checking
Coosa Pines Federal Credit Union: $2.95
Coosa Pines Federal Credit Union: $2.95
U.S. median: no median
Overdraft (OD)
Coosa Pines Federal Credit Union: $28
Coosa Pines Federal Credit Union: $28
U.S. median: no median
NSF / Returned Item
Coosa Pines Federal Credit Union: $28
Coosa Pines Federal Credit Union: $28
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 18, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Alabama, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Alabama: Banks and credit unions headquartered in Alabama that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Coosa Pines Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Secondary Checking Monthly service charge (audience not stated, treated as personal)$2.95
per month
Inactive Account (Over 18 Months) (audience not stated, treated as personal)$5
per month
Account Research (Min $40.00 Fee, Copies $0.20 Pg, + Postage) (audience not stated, treated as personal)$40
Incorrect Address (audience not stated, treated as personal)$5
per month

Overdraft & NSF

Overdraft (audience not stated, treated as personal)$28
Re-presented overdraft items may be charged (audience not stated, treated as personal)$28
per item
Returned Item (audience not stated, treated as personal)$28
per item

ATM & Card

Foreign ATM Transaction (Outside CULIANCE ATM Network) (audience not stated, treated as personal)$1
per transaction
Transfer or Balance Inquiry at ATM (audience not stated, treated as personal)$0.25
per item
Card Replacement (audience not stated, treated as personal)$10
per item

Check Services

Official Checks or Money Orders (Payable to Third Party) (audience not stated, treated as personal)$2
per item
Stop Payment (Funds Available) (audience not stated, treated as personal)$10
per item
Stop Payment (Funds Not Available) (audience not stated, treated as personal)$28
per item
Temporary Checks (One Sheet Free at Account Opening) (audience not stated, treated as personal)$1
Check Cashing Fee (Non-Use of Account) (audience not stated, treated as personal)$10
per item
Check Cashing Fee (Non-Use of Account) $500.01 - $1,000.00 (audience not stated, treated as personal)$5
per item
Photocopy of Check (audience not stated, treated as personal)$1.50
per item

Digital & Electronic

Online & Mobile Banking and Bill PayNo charge

Cash & Deposit

Deposited Item Returned (audience not stated, treated as personal)$10
per item

Account Services

Notary Service, Medallion Signature GuaranteeNo charge
Safe Deposit Box Size 10x10 Annual Rental$70
per year
Safe Deposit Box Size 3x10 Annual Rental$25
per year
Safe Deposit Box Size 3x5 Annual Rental$15
per year
Safe Deposit Box Size 5x10 Annual Rental$40
per year
Levy, Garnishment, or Subpoena (audience not stated, treated as personal)$50
Mortgage Subordination Fee$100

Gift & Prepaid Cards

Visa® Gift Card Purchase Fee$3.50
per item

Other Fees

Copy of Cleared or Deposited Item (audience not stated, treated as personal)$1.50
per item
Statement Copies (audience not stated, treated as personal)$1
Not compared: Charged per page; comparison unavailable
per page
Other Lending Fee$40
per item

Fee	Amount	Basis	Note
Account Maintenance
Secondary Checking Monthly service charge (audience not stated, treated as personal)	$2.95	per month	None
Inactive Account (Over 18 Months) (audience not stated, treated as personal)	$5	per month	None
Account Research (Min $40.00 Fee, Copies $0.20 Pg, + Postage) (audience not stated, treated as personal)	$40	Not stated	None
Incorrect Address (audience not stated, treated as personal)	$5	per month	None
Overdraft & NSF
Overdraft (audience not stated, treated as personal)	$28	Not stated	None
Re-presented overdraft items may be charged (audience not stated, treated as personal)	$28	per item	None
Returned Item (audience not stated, treated as personal)	$28	per item	None
ATM & Card
Foreign ATM Transaction (Outside CULIANCE ATM Network) (audience not stated, treated as personal)	$1	per transaction	None
Transfer or Balance Inquiry at ATM (audience not stated, treated as personal)	$0.25	per item	None
Card Replacement (audience not stated, treated as personal)	$10	per item	None
Check Services
Official Checks or Money Orders (Payable to Third Party) (audience not stated, treated as personal)	$2	per item	None
Stop Payment (Funds Available) (audience not stated, treated as personal)	$10	per item	None
Stop Payment (Funds Not Available) (audience not stated, treated as personal)	$28	per item	None
Temporary Checks (One Sheet Free at Account Opening) (audience not stated, treated as personal)	$1	Not stated	None
Check Cashing Fee (Non-Use of Account) (audience not stated, treated as personal)	$10	per item	None
Check Cashing Fee (Non-Use of Account) $500.01 - $1,000.00 (audience not stated, treated as personal)	$5	per item	None
Photocopy of Check (audience not stated, treated as personal)	$1.50	per item	None
Digital & Electronic
Online & Mobile Banking and Bill Pay	No charge	Not stated	None
Cash & Deposit
Deposited Item Returned (audience not stated, treated as personal)	$10	per item	None
Account Services
Notary Service, Medallion Signature Guarantee	No charge	Not stated	None
Safe Deposit Box Size 10x10 Annual Rental	$70	per year	None
Safe Deposit Box Size 3x10 Annual Rental	$25	per year	None
Safe Deposit Box Size 3x5 Annual Rental	$15	per year	None
Safe Deposit Box Size 5x10 Annual Rental	$40	per year	None
Levy, Garnishment, or Subpoena (audience not stated, treated as personal)	$50	Not stated	None
Mortgage Subordination Fee	$100	Not stated	None
Gift & Prepaid Cards
Visa® Gift Card Purchase Fee	$3.50	per item	None
Other Fees
Copy of Cleared or Deposited Item (audience not stated, treated as personal)	$1.50	per item	None
Statement Copies (audience not stated, treated as personal)	$1Not compared: Charged per page; comparison unavailable	per page	None
Other Lending Fee	$40	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 18, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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