Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Sorg Bay West Federal Credit Union

Middletown, OhioCredit UnionCleveland Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Overdraft & NSFVerified

NSF$25Within the typical range ($25–$31 nationally)

per item · Knox deterministic extraction from Rosetta artifact #4920. canonical_hint=nsf; text_hash=5ef7e693c467c64aa262df35e497bede2bf4bb4f18b1db9e53a0cf32d6dcca6e; excerpt="NSF | $25.00 per item" · Source

Overdraft$25

$5 below the national median

per item · Knox deterministic extraction from Rosetta artifact #4920. canonical_hint=overdraft; text_hash=5ef7e693c467c64aa262df35e497bede2bf4bb4f18b1db9e53a0cf32d6dcca6e; excerpt="Overdraft | $25.00 per item" · Source

Wire TransfersVerified

Wire Transfer (incoming)$15Within the typical range ($5–$15 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #4920. canonical_hint=wire_domestic_incoming; text_hash=5ef7e693c467c64aa262df35e497bede2bf4bb4f18b1db9e53a0cf32d6dcca6e; excerpt="Wire Transfer (incoming) | $15.00 per transfer" · Source
Wire Transfer (outgoing)$15Below the typical range ($20–$25 nationally)
$7.50 below the national median
Knox deterministic extraction from Rosetta artifact #4920. canonical_hint=wire_domestic_outgoing; text_hash=5ef7e693c467c64aa262df35e497bede2bf4bb4f18b1db9e53a0cf32d6dcca6e; excerpt="Wire Transfer (outgoing) | $15.00 per transfer" · Source

Check ServicesVerified

Stop Payment$25Within the typical range ($20–$30 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #4920. canonical_hint=stop_payment; text_hash=5ef7e693c467c64aa262df35e497bede2bf4bb4f18b1db9e53a0cf32d6dcca6e; excerpt="Stop Payment | $25.00 per request" · Source

Other FeesVerified

Copy of Statement$2Within the typical range ($2–$5 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #4920. canonical_hint=document_reproduction; text_hash=5ef7e693c467c64aa262df35e497bede2bf4bb4f18b1db9e53a0cf32d6dcca6e; excerpt="Copy of Statement | $2.00 per request" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Overdraft & NSFVerified
NSF	$25Within the typical range ($25–$31 nationally)	$5 below the national median	per item	Knox deterministic extraction from Rosetta artifact #4920. canonical_hint=nsf; text_hash=5ef7e693c467c64aa262df35e497bede2bf4bb4f18b1db9e53a0cf32d6dcca6e; excerpt="NSF \| $25.00 per item"	Source
Overdraft	$25Within the typical range ($25–$30 nationally)	$5 below the national median	per item	Knox deterministic extraction from Rosetta artifact #4920. canonical_hint=overdraft; text_hash=5ef7e693c467c64aa262df35e497bede2bf4bb4f18b1db9e53a0cf32d6dcca6e; excerpt="Overdraft \| $25.00 per item"	Source
Wire TransfersVerified
Wire Transfer (incoming)	$15Within the typical range ($5–$15 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #4920. canonical_hint=wire_domestic_incoming; text_hash=5ef7e693c467c64aa262df35e497bede2bf4bb4f18b1db9e53a0cf32d6dcca6e; excerpt="Wire Transfer (incoming) \| $15.00 per transfer"	Source
Wire Transfer (outgoing)
Check ServicesVerified
Stop Payment	$25Within the typical range ($20–$30 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #4920. canonical_hint=stop_payment; text_hash=5ef7e693c467c64aa262df35e497bede2bf4bb4f18b1db9e53a0cf32d6dcca6e; excerpt="Stop Payment \| $25.00 per request"	Source
Other FeesVerified
Copy of Statement	$2Within the typical range ($2–$5 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #4920. canonical_hint=document_reproduction; text_hash=5ef7e693c467c64aa262df35e497bede2bf4bb4f18b1db9e53a0cf32d6dcca6e; excerpt="Copy of Statement \| $2.00 per request"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

Total fees: 6 — leaner than most institutions

Published fees

Under review

Assets

$11.6M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$11.6M

Total deposits

$10.9M

Service charge income (year to date)

$12K

Fee income ratio

3.0%

Return on assets

0.02%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 25,624 verified fees from 2,223 institutions

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