Dynamic Federal Credit Union

Headquarters: Celina, Ohio
Charter: Credit Union
Assets: $83.4M
Fed district: Cleveland

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 26, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Dynamic Federal Credit Union: $10
Dynamic Federal Credit Union: $10
U.S. median: no median
NSF / Returned Item
Compared at $19.50, the middle of its prices
Dynamic Federal Credit Union: $7 to $32
Dynamic Federal Credit Union: $7 to $32
U.S. median: no median
Non-Network ATM
Dynamic Federal Credit Union: $2
Dynamic Federal Credit Union: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 26, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Ohio, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Ohio: Banks and credit unions headquartered in Ohio that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Dynamic Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service Fee$10
per month
Inactive Fee$10
per month
Account Reconciliation$17
Not compared: Charged per hour; comparison unavailable
per hour
Account Research$17
Not compared: Charged per hour; comparison unavailable
per hour
Excessive Activity Fee$5
per item
Bad Address$5
per month

Overdraft & NSF

Returned Item$32
per item
Returned Item$7
per item

ATM & Card

15 free ATM transactions per month and 15 free balance inquiries per month; then$2
per item

Check Services

Teller's Check$3
per item
Stop Payment$32
per item
Foreign Check Collection (Check not in USD)$60
per item
Items Sent for Collection$7
per item
Copy of Check$7
per item

Cash & Deposit

Deposited Item Return$7
per item

Account Services

Notary PublicNo charge
Garnishment or Levy Processing$30

Gift & Prepaid Cards

Prepaid Travel Card$10
per item

Other Fees

Fax - Incoming/Outgoing$0.50
Not compared: Charged per page; comparison unavailable
per page · Fax - Incoming/Outgoing | $0.50/Page
Photocopy$0.25
Not compared: Charged per page; comparison unavailable
per page · Photocopy | $0.25/Page
Statement Copy$3
Not compared: Charged per page; comparison unavailable
per page · Statement Copy | $3.00/Page

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Fee	$10	per month	None
Inactive Fee	$10	per month	None
Account Reconciliation	$17Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research	$17Not compared: Charged per hour; comparison unavailable	per hour	None
Excessive Activity Fee	$5	per item	None
Bad Address	$5	per month	None
Overdraft & NSF
Returned Item	$32	per item	None
Returned Item	$7	per item	None
ATM & Card
15 free ATM transactions per month and 15 free balance inquiries per month; then	$2	per item	None
Check Services
Teller's Check	$3	per item	None
Stop Payment	$32	per item	None
Foreign Check Collection (Check not in USD)	$60	per item	None
Items Sent for Collection	$7	per item	None
Copy of Check	$7	per item	None
Cash & Deposit
Deposited Item Return	$7	per item	None
Account Services
Notary Public	No charge	Not stated	None
Garnishment or Levy Processing	$30	Not stated	None
Gift & Prepaid Cards
Prepaid Travel Card	$10	per item	None
Other Fees
Fax - Incoming/Outgoing	$0.50Not compared: Charged per page; comparison unavailable	per page	Fax - Incoming/Outgoing \| $0.50/Page
Photocopy	$0.25Not compared: Charged per page; comparison unavailable	per page	Photocopy \| $0.25/Page
Statement Copy	$3Not compared: Charged per page; comparison unavailable	per page	Statement Copy \| $3.00/Page

Correct a fee source

Oct 26, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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