Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Dynamic Federal Credit Union

Celina, OhioCredit UnionCleveland Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation$17Below the typical range ($17.50–$25 nationally)

Knox deterministic extraction from Rosetta artifact #6261. canonical_hint=account_research; text_hash=911afa6d622033fa76d3b4575e2e13badc66f60a09d4a7e4206680f9a8043560; excerpt="Account Reconciliation | $17.00/Hour" · Source

Inactive Fee: Applies to Accounts that have been inactive for 12 months or more. Certain restrictions may apply.$10

$5 above the national median

per month · Knox deterministic extraction from Rosetta artifact #6261. canonical_hint=dormant_account; text_hash=911afa6d622033fa76d3b4575e2e13badc66f60a09d4a7e4206680f9a8043560; excerpt="Inactive Fee: Applies to Accounts that have been inactive for 12 months or more. Certain restrictions may apply. | $10.00/month" · Source

Monthly Service Fee$10

$4 above the national median

per month · Knox deterministic extraction from Rosetta artifact #6261. canonical_hint=monthly_maintenance; text_hash=911afa6d622033fa76d3b4575e2e13badc66f60a09d4a7e4206680f9a8043560; excerpt="Monthly Service Fee | $10.00/Month if minimum balance of $2000.00 is not maintained" · Source

Overdraft & NSFVerified

Returned Item$32Above the typical range ($25–$31 nationally)
$2 above the national median
per item · Knox deterministic extraction from Rosetta artifact #6261. canonical_hint=nsf; text_hash=911afa6d622033fa76d3b4575e2e13badc66f60a09d4a7e4206680f9a8043560; excerpt="Returned Item | $32.00/Item each time presented" · Source

ATM & CardVerified

ATM Surcharge Fee$3Above the typical range ($1–$2.50 nationally)
$1.50 above the national median
per transaction · Knox deterministic extraction from Rosetta artifact #6261. canonical_hint=atm_non_network; text_hash=911afa6d622033fa76d3b4575e2e13badc66f60a09d4a7e4206680f9a8043560; excerpt="ATM Surcharge Fee | $3.00/transaction for Non-Member/Foreign Card" · Source

Wire TransfersVerified

Wire Transfer$25Below the typical range ($40–$50 nationally)
$25 below the national median
Knox deterministic extraction from Rosetta artifact #6261. canonical_hint=wire_intl_outgoing; text_hash=911afa6d622033fa76d3b4575e2e13badc66f60a09d4a7e4206680f9a8043560; excerpt="Wire Transfer | $25.00/Outgoing $10.00/Incoming $50.00/Outgoing International Wire" · Source

Check ServicesVerified

Copy of Check$7Above the typical range ($2–$5 nationally)
$4 above the national median
per item · Knox deterministic extraction from Rosetta artifact #6261. canonical_hint=check_image; text_hash=911afa6d622033fa76d3b4575e2e13badc66f60a09d4a7e4206680f9a8043560; excerpt="Copy of Check | $7.00/Check" · Source
Dynamic Federal Credit Union members with less than aggregate balance in their accounts will be charged a$3Below the typical range ($5–$10 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #6261. canonical_hint=check_cashing; text_hash=911afa6d622033fa76d3b4575e2e13badc66f60a09d4a7e4206680f9a8043560; excerpt="Dynamic Federal Credit Union members with less than $300.00 aggregate balance in their accounts will be charged a $3.00 check cashing fee for any checks cashed under $1,500.00" · Source
Stop Payment$32Above the typical range ($20–$30 nationally)
$6.50 above the national median
Knox deterministic extraction from Rosetta artifact #6261. canonical_hint=stop_payment; text_hash=911afa6d622033fa76d3b4575e2e13badc66f60a09d4a7e4206680f9a8043560; excerpt="Stop Payment | $32.00/Request" · Source
Teller's Check$3Within the typical range ($3–$6 nationally)
$2 below the national median
per item · Knox deterministic extraction from Rosetta artifact #6261. canonical_hint=cashiers_check; text_hash=911afa6d622033fa76d3b4575e2e13badc66f60a09d4a7e4206680f9a8043560; excerpt="Teller's Check | $3.00/Check" · Source

Cash & DepositVerified

Deposited Item Return$7Below the typical range ($10–$25 nationally)
$8 below the national median
per item · Knox deterministic extraction from Rosetta artifact #6261. canonical_hint=deposited_item_return; text_hash=911afa6d622033fa76d3b4575e2e13badc66f60a09d4a7e4206680f9a8043560; excerpt="Deposited Item Return | $7.00/Item" · Source

Account ServicesVerified

Garnishment or Levy Processing$30Within the typical range ($30–$75 nationally)
$20 below the national median
Knox deterministic extraction from Rosetta artifact #6261. canonical_hint=garnishment_levy; text_hash=911afa6d622033fa76d3b4575e2e13badc66f60a09d4a7e4206680f9a8043560; excerpt="Garnishment or Levy Processing | $30.00" · Source
Notary Public$0Within the typical range ($0–$5 nationally)
$2.50 below the national median
Knox read a free fee from Rosetta artifact #6261. canonical_hint=notary_fee; text_hash=911afa6d622033fa76d3b4575e2e13badc66f60a09d4a7e4206680f9a8043560; excerpt="Notary Public | Free" · Source

Gift & Prepaid CardsVerified

Prepaid Travel Card$10Above the typical range ($3.25–$6.50 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #6261. canonical_hint=prepaid_card_reload; text_hash=911afa6d622033fa76d3b4575e2e13badc66f60a09d4a7e4206680f9a8043560; excerpt="Prepaid Travel Card | $10.00/card" · Source

Other FeesVerified

Photocopy$0.25Below the typical range ($2–$5 nationally)
$2.75 below the national median
Knox deterministic extraction from Rosetta artifact #6261. canonical_hint=document_reproduction; text_hash=911afa6d622033fa76d3b4575e2e13badc66f60a09d4a7e4206680f9a8043560; excerpt="Photocopy | $0.25/Page" · Source
Statement Copy$3Within the typical range ($2–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #6261. canonical_hint=document_reproduction; text_hash=911afa6d622033fa76d3b4575e2e13badc66f60a09d4a7e4206680f9a8043560; excerpt="Statement Copy | $3.00/Page" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation	$17Below the typical range ($17.50–$25 nationally)	$8 below the national median	—	Knox deterministic extraction from Rosetta artifact #6261. canonical_hint=account_research; text_hash=911afa6d622033fa76d3b4575e2e13badc66f60a09d4a7e4206680f9a8043560; excerpt="Account Reconciliation \| $17.00/Hour"	Source
Inactive Fee: Applies to Accounts that have been inactive for 12 months or more. Certain restrictions may apply.	$10Within the typical range ($5–$10 nationally)	$5 above the national median	per month	Knox deterministic extraction from Rosetta artifact #6261. canonical_hint=dormant_account; text_hash=911afa6d622033fa76d3b4575e2e13badc66f60a09d4a7e4206680f9a8043560; excerpt="Inactive Fee: Applies to Accounts that have been inactive for 12 months or more. Certain restrictions may apply. \| $10.00/month"	Source
Monthly Service Fee	$10Within the typical range ($3–$10 nationally)	$4 above the national median	per month	Knox deterministic extraction from Rosetta artifact #6261. canonical_hint=monthly_maintenance; text_hash=911afa6d622033fa76d3b4575e2e13badc66f60a09d4a7e4206680f9a8043560; excerpt="Monthly Service Fee \| $10.00/Month if minimum balance of $2000.00 is not maintained"	Source
Overdraft & NSFVerified
Returned Item	$32Above the typical range ($25–$31 nationally)	$2 above the national median	per item	Knox deterministic extraction from Rosetta artifact #6261. canonical_hint=nsf; text_hash=911afa6d622033fa76d3b4575e2e13badc66f60a09d4a7e4206680f9a8043560; excerpt="Returned Item \| $32.00/Item each time presented"	Source
ATM & CardVerified
ATM Surcharge Fee	$3Above the typical range ($1–$2.50 nationally)	$1.50 above the national median	per transaction	Knox deterministic extraction from Rosetta artifact #6261. canonical_hint=atm_non_network; text_hash=911afa6d622033fa76d3b4575e2e13badc66f60a09d4a7e4206680f9a8043560; excerpt="ATM Surcharge Fee \| $3.00/transaction for Non-Member/Foreign Card"	Source
Wire TransfersVerified
Wire Transfer	$25Below the typical range ($40–$50 nationally)	$25 below the national median	—	Knox deterministic extraction from Rosetta artifact #6261. canonical_hint=wire_intl_outgoing; text_hash=911afa6d622033fa76d3b4575e2e13badc66f60a09d4a7e4206680f9a8043560; excerpt="Wire Transfer \| $25.00/Outgoing $10.00/Incoming $50.00/Outgoing International Wire"	Source
Check ServicesVerified
Copy of Check	$7Above the typical range ($2–$5 nationally)	$4 above the national median	per item	Knox deterministic extraction from Rosetta artifact #6261. canonical_hint=check_image; text_hash=911afa6d622033fa76d3b4575e2e13badc66f60a09d4a7e4206680f9a8043560; excerpt="Copy of Check \| $7.00/Check"	Source
Dynamic Federal Credit Union members with less than aggregate balance in their accounts will be charged a
Cash & DepositVerified
Deposited Item Return	$7Below the typical range ($10–$25 nationally)	$8 below the national median	per item	Knox deterministic extraction from Rosetta artifact #6261. canonical_hint=deposited_item_return; text_hash=911afa6d622033fa76d3b4575e2e13badc66f60a09d4a7e4206680f9a8043560; excerpt="Deposited Item Return \| $7.00/Item"	Source
Account ServicesVerified
Garnishment or Levy Processing	$30Within the typical range ($30–$75 nationally)	$20 below the national median	—	Knox deterministic extraction from Rosetta artifact #6261. canonical_hint=garnishment_levy; text_hash=911afa6d622033fa76d3b4575e2e13badc66f60a09d4a7e4206680f9a8043560; excerpt="Garnishment or Levy Processing \| $30.00"	Source
Notary Public
Gift & Prepaid CardsVerified
Prepaid Travel Card	$10Above the typical range ($3.25–$6.50 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #6261. canonical_hint=prepaid_card_reload; text_hash=911afa6d622033fa76d3b4575e2e13badc66f60a09d4a7e4206680f9a8043560; excerpt="Prepaid Travel Card \| $10.00/card"	Source
Other FeesVerified
Photocopy	$0.25Below the typical range ($2–$5 nationally)	$2.75 below the national median	—	Knox deterministic extraction from Rosetta artifact #6261. canonical_hint=document_reproduction; text_hash=911afa6d622033fa76d3b4575e2e13badc66f60a09d4a7e4206680f9a8043560; excerpt="Photocopy \| $0.25/Page"	Source
Statement Copy	$3

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $32

7% above the national median NSF fee

Total fees: 16 — leaner than most institutions

Headline fees published

7 of 15

Published fees

Under review

Assets

$83.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$83.4M

Total deposits

$66.8M

Service charge income (year to date)

$394K

Fee income ratio

14.3%

Return on assets

2.28%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 28,880 verified fees from 2,290 institutions

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