Caltech Employees Federal Credit Union

Headquarters: La Canada, California
Charter: Credit Union
Assets: $2.1B
Fed district: San Francisco

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 31, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Caltech Employees Federal Credit Union: $20
Caltech Employees Federal Credit Union: $20
U.S. median: no median
Foreign Transaction
Caltech Employees Federal Credit Union: No fee
Caltech Employees Federal Credit Union: No fee
U.S. median: no median
Wire Transfer (Domestic Out)
Caltech Employees Federal Credit Union: $25
Caltech Employees Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Caltech Employees Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Research Fee$50
Not compared: Charged per hour; comparison unavailable
per hour
Bad Address$10
per month

Overdraft & NSF

Convenience Check Nonsufficient Funds (NSF)$20

ATM & Card

Card Replacement/PIN Reminder$10
per item
Emergency Card Replacement$35
Card Replacement Rush$35
per item
Rush Order (Card Replacement/PIN Reminder)$35
per item
Foreign TransactionNo charge

Wire Transfers

Domestic Outgoing Wire Fee$25
Incoming Wire FeeNo charge
International Outgoing Wire Fee$50

Check Services

ACH Stop Payment Fee$15
Convenience Check Stop Payment$15
Stop Payment of Credit Union Check$15
Pay-by-Phone Fee$5
per item

Cash & Deposit

Coin Machine5%
Cash Advance (including Convenience Checks)No charge

Account Services

Annual Rental$100
per year
Forced Entry$400
Not compared: Box drilling or key fee
Lost Key$200
Not compared: Box drilling or key fee
Levy/Garnishment$50
Subordination Fee$200
per item

Lending Fees

Late Payment$10

Gift & Prepaid Cards

Mastercard® Gift Card$5
per item

Other Fees

Document Copy Fee$10
Statement Copy Fee$5

Fee	Amount	Basis	Note
Account Maintenance
Research Fee	$50Not compared: Charged per hour; comparison unavailable	per hour	None
Bad Address	$10	per month	None
Overdraft & NSF
Convenience Check Nonsufficient Funds (NSF)	$20	Not stated	None
ATM & Card
Card Replacement/PIN Reminder	$10	per item	None
Emergency Card Replacement	$35	Not stated	None
Card Replacement Rush	$35	per item	None
Rush Order (Card Replacement/PIN Reminder)	$35	per item	None
Foreign Transaction	No charge	Not stated	None
Wire Transfers
Domestic Outgoing Wire Fee	$25	Not stated	None
Incoming Wire Fee	No charge	Not stated	None
International Outgoing Wire Fee	$50	Not stated	None
Check Services
ACH Stop Payment Fee	$15	Not stated	None
Convenience Check Stop Payment	$15	Not stated	None
Stop Payment of Credit Union Check	$15	Not stated	None
Pay-by-Phone Fee	$5	per item	None
Cash & Deposit
Coin Machine	5%	Not stated	None
Cash Advance (including Convenience Checks)	No charge	Not stated	None
Account Services
Annual Rental	$100	per year	None
Forced Entry	$400Not compared: Box drilling or key fee	Not stated	None
Lost Key	$200Not compared: Box drilling or key fee	Not stated	None
Levy/Garnishment	$50	Not stated	None
Subordination Fee	$200	per item	None
Lending Fees
Late Payment	$10	Not stated	None
Gift & Prepaid Cards
Mastercard® Gift Card	$5	per item	None
Other Fees
Document Copy Fee	$10	Not stated	None
Statement Copy Fee	$5	Not stated	None

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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