Skyone Federal Credit Union

Headquarters: Hawthorne, California
Charter: Credit Union
Assets: $863.3M
Fed district: San Francisco

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 17, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $6.95, the middle of its prices
Skyone Federal Credit Union: $4.95 to $8.95
Skyone Federal Credit Union: $4.95 to $8.95
U.S. median: no median
NSF / Returned Item
Compared at $27.50, the middle of its prices
Skyone Federal Credit Union: $25 to $30
Skyone Federal Credit Union: $25 to $30
U.S. median: no median
Wire Transfer (Domestic Out)
Skyone Federal Credit Union: $30
Skyone Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Skyone Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly fee waivers available for qualifying relationships$8.95
per month
SmartPay Account Monthly maintenance fee$4.95
per month
Average Daily Balance falls below $2,500$10
per month
Escheat Due Diligence Notice Fee$2
Inactivity (Dormant) Account Fee$5
Paper Statement Fee$5

Overdraft & NSF

Non-Sufficient Funds—Returned$30
Returned Items Unpaid – Written by Account Holder$25
Overdraft Transfer$2

ATM & Card

Card Replacement (ATM or Debit)$10
Card Replacement Rush Order$35
Multiple Currency Transaction1%of the transaction
Single Currency Transaction0.8%of the transaction

Wire Transfers

Outgoing Domestic Wire Transfer$30
Outgoing International Wire Transfer$50

Check Services

Official Check$5
Stop Payment (ACH, Bill Pay, and Check)$20
Temporary Checks$4
Check Cashing Fee$5
Outgoing Collection Items (Domestic and Foreign)$20
Check Copy Service Charge$3
per item

Account Services

Notary Fee in branch (Non SkyOne Documents)$15
per item
Legal Attachments, Levies, Garnishments$50
Verification of Deposit$10

Lending Fees

Loan Late Payment (audience not stated, treated as personal)5%($30 minimum)

Retirement & IRA

IRA Closeout$20
IRA Trustee Transfer$20

Other Fees

Loan Payment by Phone$25
Real Estate Loan Reconveyance$45
Returned Loan Payment$25
Skip-A-Pay fee$30
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly fee waivers available for qualifying relationships	$8.95	per month	None
SmartPay Account Monthly maintenance fee	$4.95	per month	None
Average Daily Balance falls below $2,500	$10	per month	None
Escheat Due Diligence Notice Fee	$2	Not stated	None
Inactivity (Dormant) Account Fee	$5	Not stated	None
Paper Statement Fee	$5	Not stated	None
Overdraft & NSF
Non-Sufficient Funds—Returned	$30	Not stated	None
Returned Items Unpaid – Written by Account Holder	$25	Not stated	None
Overdraft Transfer	$2	Not stated	None
ATM & Card
Card Replacement (ATM or Debit)	$10	Not stated	None
Card Replacement Rush Order	$35	Not stated	None
Multiple Currency Transaction	1%of the transaction	Not stated	None
Single Currency Transaction	0.8%of the transaction	Not stated	None
Wire Transfers
Outgoing Domestic Wire Transfer	$30	Not stated	None
Outgoing International Wire Transfer	$50	Not stated	None
Check Services
Official Check	$5	Not stated	None
Stop Payment (ACH, Bill Pay, and Check)	$20	Not stated	None
Temporary Checks	$4	Not stated	None
Check Cashing Fee	$5	Not stated	None
Outgoing Collection Items (Domestic and Foreign)	$20	Not stated	None
Check Copy Service Charge	$3	per item	None
Account Services
Notary Fee in branch (Non SkyOne Documents)	$15	per item	None
Legal Attachments, Levies, Garnishments	$50	Not stated	None
Verification of Deposit	$10	Not stated	None
Lending Fees
Loan Late Payment (audience not stated, treated as personal)	5%($30 minimum)	Not stated	None
Retirement & IRA
IRA Closeout	$20	Not stated	None
IRA Trustee Transfer	$20	Not stated	None
Other Fees
Loan Payment by Phone	$25	Not stated	None
Real Estate Loan Reconveyance	$45	Not stated	None
Returned Loan Payment	$25	Not stated	None
Skip-A-Pay fee	$30	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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