18 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 1, 2026.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Nov 1, 2026
Call-report figures are for United Northwest Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | United Northwest Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Nov 1, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was $35K in Q2 2026, 20% below the same quarter a year earlier ($44K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $3.50, the middle of its prices
NSF / Returned Item
Stop Payment
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Kansas, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income fell 2.8% from Q3 2025 to Q2 2026, to $35K.
$35K
United Northwest Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
United Northwest Federal Credit Union · $55M in assets
Credit unions in Kansas
Credit unions headquartered in the same state, for comparing published prices.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| United Northwest Federal Credit Union(this institution) | Norton, KS | $55M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| 1St Kansas Federal Credit Union | Topeka, KS | $12M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Ark Valley Federal Credit Union | Arkansas City, KS | $57M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Azura Federal Credit Union | Topeka, KS | $852M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| B&V Federal Credit Union | Overland Park, KS | $43M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| C & R Federal Credit Union | Clay Center, KS | $4M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Campus Federal Credit Union | Wichita, KS | $41M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Central Kansas Education Federal Credit Union | Salina, KS | $6M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Credit Union of America | Wichita, KS | $1.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Credit Union of Emporia | Emporia, KS | $42M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Dillon Federal Credit Union | Hutchinson, KS | $80M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Farmway Federal Credit Union | Beloit, KS | $107M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Frontier Community Federal Credit Union | Leavenworth, KS | $210M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Golden Plains Federal Credit Union | Garden City, KS | $1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Heartland Federal Credit Union | Hutchinson, KS | $726M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Hutchinson Government Employees Federal Credit Union | Hutchinson, KS | $20M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Hutchinson Postal & Community Federal Credit Union | Hutchinson, KS | $5M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| K.U.M.C. Federal Credit Union | Shawnee, KS | $31M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Kan Colo Federal Credit Union | Hoisington, KS | $1M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Kansas Teachers Community Federal Credit Union | Pittsburg, KS | $125M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Kc Fairfax Federal Credit Union | Kansas City, KS | $7M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Mainstreet Federal Credit Union | Lenexa, KS | $703M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Mcpherson Co-Op Federal Credit Union | Mcpherson, KS | $44M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Mid American Federal Credit Union | Wichita, KS | $532M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Midwest Regional Federal Credit Union | Kansas City, KS | $72M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Morton Federal Credit Union | South Hutchinson, KS | $5M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Panhandle Federal Credit Union | Wellington, KS | $62M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Peoples Choice Federal Credit Union | Coffeyville, KS | $7M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Quantum Federal Credit Union | Wichita, KS | $143M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Reliance Federal Credit Union | Kansas City, KS | $25M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Sunflower Community Federal Credit Union | Marysville, KS | $33M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| U S P L K Employees Federal Credit Union | Leavenworth, KS | $34M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Wheat State Federal Credit Union | Wichita, KS | $22M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| White Eagle Federal Credit Union | Augusta, KS | $199M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
33 peers selected · 13 publish this fee(monthly maintenance)
20 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $3.50, the middle of its two prices, against a peer median of $5 among 13 publishing peers.
Its two checking prices are $2 and $5.
$3.50 is a comparison price, not a fee anyone is charged.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026. Total assets from FDIC and NCUA records.
Call reports for United Northwest Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $35K | −$11K | −23.9% |
| Q1 2026 | $46K | +$4K | +9.5% |
| Q4 2025 | $42K | +$6K | +16.7% |
| Q3 2025 | $36K | −$8K | −18.2% |
| Q2 2025 | $44K | +$8K | +22.2% |
| Q1 2025 | $36K | +$8K | +28.6% |
| Q4 2024 | $28K | −$14K | −33.3% |
| Q3 2024 | $42K | +$5K | +13.5% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from United Northwest Federal Credit Union’s own schedules, with a source for each figure.
per month
per month
per year
per month
per hour · Research or Reconcile Account(s) (per hour with 1 hour minimum) $25.00
per item
per item
one time
one time
per item
per month
per year
per year
per year
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Now Account monthly maintenance fee (If balance falls below $2,500.00 within the month) | $5 | per month | None |
| Share Draft monthly maintenance fee (If balance falls below $200.00 within the month) | $2 | per month | None |
| Early close Fee (Accounts open and closed in less than a year) | $20Not compared: Annual charge, not per item | per year | None |
| Dormant Account Fee (Account inactive with no contact from member for 4 years) - Charged Monthly | $10 | per month | None |
| Research or Reconcile Account(s) (per hour with 1 hour minimum) | $25Not compared: Charged per hour; comparison unavailable | per hour | Research or Reconcile Account(s) (per hour with 1 hour minimum) $25.00 |
Overdraft & NSF | |||
| Insufficient Funds Fee - If Account is allowed to go overdrawn (at our discretion) - per presentment^ | $30 | per item | None |
| Negative Balance Fee (Lowering savings account below required amount - per occurrence) | $5 | per item | None |
ATM & Card | |||
| Instant Issue Replacement Debit Card (printed in office) | $10 | Not stated | None |
| Replacement Debit Card | $5 | Not stated | None |
Wire Transfers | |||
| Incoming Wire Fee (To receive a wire from another institution) | $10 | Not stated | None |
Check Services | |||
| Cashier's Checks | $5 | Not stated | None |
| Teller Check from members account made payable to a third party | $3 | Not stated | None |
| Money Orders | $3 | Not stated | None |
| Stop Pay Fee (Check or ACH) | $20 | Not stated | None |
| Check Cashing Fee (Non member cashing a check through a member account) per check | $10 | per item | None |
| Collection Fee (Any item sent to attorneys for Collection) | $15 | Not stated | None |
| Check Copy Fee (per check) | $2 | per item | None |
Digital & Electronic | |||
| CU Initiated ACH Origination Fee (Set-up by Credit Union - per origination fee) | $1 | Not stated | None |
| CU Initiated ACH Origination Set-up Fee (Set-up by Credit Union - one time origination) | $5 | one time | None |
| Online Banking ACH Origination Set-up Fee (Set-up by member via Mobicint - one time origination) | $3 | one time | None |
| Online Banking ACH Origination Transaction Fee (Set-up by member via Mobicint- per origination) | $0.50 | Not stated | None |
| Same day ACH Origination Fee (Origination sent and received on same business day) | $8 | Not stated | None |
| ACH and Draft Insufficient Funds Return Fee - per presentment | $30 | per item | None |
| Online Bill Pay Fee (per month) | $2 | per month | None |
| Online Bill Pay Revocation Fee (Services cancelled by CU due to abuse/misuse) | $5 | Not stated | None |
Cash & Deposit | |||
| Member Coin Counting Fee | 10% | Not stated | None |
| Non Member Coin Counting Fee | 15% | Not stated | None |
Account Services | |||
| Annual Rent for Large (10" X 9.5" X 21") Safe Deposit Box | $36 | per year | None |
| Annual Rent for Medium (9.75" X 4.5" X 21") Safe Deposit Box | $18 | per year | None |
| Annual Rent for Small (4.75" X 4.75" X 21") Safe Deposit Box | $12 | per year | None |
| Lock Drilling Fee (If both keys to a Safe Deposit Box are lost and the lock needs drilled) | $250Not compared: Box drilling or key fee | Not stated | None |
| Lock Replacement Fee (If a key to a Safe Deposit Box is lost and the locks need replaced) | $75Not compared: Box drilling or key fee | Not stated | None |
| Garnishment/Levy Fee | $15 | Not stated | None |
Gift & Prepaid Cards | |||
| Gift Card Activation Fee | $4 | Not stated | None |
Other Fees | |||
| Duplicate Statement (If statement is mailed the fee is per page - otherwise the fee is per month) | $3Not compared: Monthly charge, not per item | per month | None |
| Fax - incoming or outgoing (per page) | $1Not compared: Charged per page; comparison unavailable | per page | Fax - incoming or outgoing (per page) $1.00 |
Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
We check once a day and send one email covering every change.