El Dorado Savings Bank, F.S.B.

Headquarters: Placerville, California
Charter: Bank
Assets: $2.4B
Fed district: San Francisco

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 31, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Electronic Checking $4 · Regular Checking $8 · Account View $9 to $15
Compared at $8.50, the middle of its prices
El Dorado Savings Bank, F.S.B.: $4 to $15
El Dorado Savings Bank, F.S.B.: $4 to $15
U.S. median: no median
Non-Network ATM
El Dorado Savings Bank, F.S.B.: $2
El Dorado Savings Bank, F.S.B.: $2
U.S. median: no median
Stop Payment
El Dorado Savings Bank, F.S.B.: $30
El Dorado Savings Bank, F.S.B.: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from El Dorado Savings Bank, F.S.B.’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance$15
per month
Monthly Maintenance$4
per month · waived with monthly Direct Deposit
Monthly Maintenance$9
per month · waived with monthly Direct Deposit or for Seniors age 55 or older
Monthly Maintenance$8
per month · waived with monthly Direct Deposit or for Seniors age 55 or older
Escheat Fee$2
Inactivity fee$4
per month
Value Checking Inactivity Fee cccceuvuennn$4
Account Reconciliation cccceceevvivcicciincee$30
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Preauthorized Savings Transfer to Cover Overdraft$10
per item

ATM & Card

ATM Transfer and Inquiries ccocouvvvvvnnceee$2
per item
ATM Withdrawal ccccoeeveieieneneneeneneeeee (audience not stated, treated as personal)$2
per item
ATM/VISA Check Card Replacement$5
per item

Check Services

Cashier's Checks-CUStOMET worn$7
Stop Payment Orders (Original or renewal)$30
per item
Counter Checks$0.50
per item
Check Cashing (audience not stated, treated as personal)1.5%
Copy of Cancelled Checks ccovvvviininicnen$3
Paper statement with digital check images on electronic checking account cccuvevcuciiccen$5

Digital & Electronic

Web Bill Payment Service-ConsumersNo charge

Cash & Deposit

Cash Advance EDSB VISA Check Card$2.50
per item
Deposited Items Returned (charge back)$10
per item

Account Services

Locksmith fee: Legal Document Processing ccccocveueeeneeee$100

Other Fees

Special Statement Request ccccovvvevniivccnnc$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance	$15	per month	None
Monthly Maintenance	$4	per month	waived with monthly Direct Deposit
Monthly Maintenance	$9	per month	waived with monthly Direct Deposit or for Seniors age 55 or older
Monthly Maintenance	$8	per month	waived with monthly Direct Deposit or for Seniors age 55 or older
Escheat Fee	$2	Not stated	None
Inactivity fee	$4	per month	None
Value Checking Inactivity Fee cccceuvuennn	$4	Not stated	None
Account Reconciliation cccceceevvivcicciincee	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Preauthorized Savings Transfer to Cover Overdraft	$10	per item	None
ATM & Card
ATM Transfer and Inquiries ccocouvvvvvnnceee	$2	per item	None
ATM Withdrawal ccccoeeveieieneneneeneneeeee (audience not stated, treated as personal)	$2	per item	None
ATM/VISA Check Card Replacement	$5	per item	None
Check Services
Cashier's Checks-CUStOMET worn	$7	Not stated	None
Stop Payment Orders (Original or renewal)	$30	per item	None
Counter Checks	$0.50	per item	None
Check Cashing (audience not stated, treated as personal)	1.5%	Not stated	None
Copy of Cancelled Checks ccovvvviininicnen	$3	Not stated	None
Paper statement with digital check images on electronic checking account cccuvevcuciiccen	$5	Not stated	None
Digital & Electronic
Web Bill Payment Service-Consumers	No charge	Not stated	None
Cash & Deposit
Cash Advance EDSB VISA Check Card	$2.50	per item	None
Deposited Items Returned (charge back)	$10	per item	None
Account Services
Locksmith fee: Legal Document Processing ccccocveueeeneeee	$100	Not stated	None
Other Fees
Special Statement Request ccccovvvevniivccnnc	$5	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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