Valex Federal Credit Union

Headquarters: Alexandria, Louisiana
Charter: Credit Union
Assets: $41.0M
Fed district: Atlanta

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 19, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Valex Federal Credit Union: $30
Valex Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Valex Federal Credit Union: $30
Valex Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Valex Federal Credit Union: $0.75
Valex Federal Credit Union: $0.75
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 19, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Louisiana, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Louisiana: Banks and credit unions headquartered in Louisiana that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Among its peers

Valex Federal Credit Union · $41M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.

Credit unions only
$40M to $42M in assets
Headquartered in 19 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Valex Federal Credit Union(this institution)	Alexandria, LA	$41M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Campus Federal Credit Union	Wichita, KS	$41M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Chaves County School Employees Federal Credit Union	Roswell, NM	$40M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Chiropractic Federal Credit Union	Farmington, MI	$42M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Connection Federal Credit Union	Silverdale, WA	$40M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Diablo Valley Federal Credit Union	Concord, CA	$40M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
East River Federal Credit Union	Madison, SD	$42M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Health Care Professionals Federal Credit Union	Richmond, IN	$42M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Jax Fire Federal Credit Union	Jacksonville, FL	$40M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Keystone Federal Credit Union	Tyler, TX	$40M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
M O Federal Credit Union	Huron, SD	$41M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
M.P.D. Community Federal Credit Union	Nashville, TN	$41M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Methuen Federal Credit Union	Methuen, MA	$42M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Niagara Regional Federal Credit Union	North Tonawanda, NY	$40M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Northwest Municipal Federal Credit Union	Des Plaines, IL	$41M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Old Ocean Federal Credit Union	Sweeny, TX	$42M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Patent And Trademark Office Federal Credit Union	Alexandria, VA	$40M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Pee Dee Federal Credit Union	Florence, SC	$41M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Public Service Federal Credit Union	Middlesex, NJ	$40M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Red Oak Federal Credit Union	Tuscaloosa, AL	$40M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
San Angelo Federal Credit Union	San Angelo, TX	$41M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Sioux Valley Coop Federal Credit Union	Watertown, SD	$41M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Toro Employees Federal Credit Union	Bloomington, MN	$41M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Utica District Telephone Employees Federal Credit Union	Utica, NY	$40M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Visionary Federal Credit Union	Bridgeville, PA	$41M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Westchester Schools' Federal Credit Union	Rye Brook, NY	$41M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 12 publish this fee(out-of-network atm)

13 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Out-of-network ATM is $0.25 (25%) below the median of similar-sized credit unions.

Its published price is $0.75, against a peer median of $1 among 12 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 30, 2026.

Out-of-network ATM fee in dollars, one mark per institution

Valex Federal Credit UnionPeer (equal prices stack)Peer median

Against this institution's out-of-network atm fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 30, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Valex Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account Fee$2.50
per month
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Returned Mail$2

Overdraft & NSF

NSF/Overdraft Item$30
VISA Check Card Overdraft$30
NSF/Overdraft Item$30
Automatic Overdraft Transfer$2

ATM & Card

Foreign ATM Transaction$0.75
VISA Check Card/ATM Card Lost$10
VISA Check Card/ATM Card Replacement$5

Wire Transfers

Wire - Outgoing$10
Wire - International$30

Check Services

Cashier's Check$2
Money Order$1
Money Order (Non-Members)$3
Stop Payment$20
Temporary Checks (4 per page)$2
Not compared: Charged per page; comparison unavailable
per page
Check Cashing (Non-Members)$5
Bill Pay Check CopyNo charge
Copies of Checks$2

Digital & Electronic

Bill Pay (Unlimited Transactions)No charge

Cash & Deposit

Deposit Item Returned Unpaid$30

Account Services

Tax Levy Fee$25

Other Fees

Fax$0.50
Photocopy (Copy Machine)$0.25
Statement copy (E-Fichency)$2

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee	$2.50	per month	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Mail	$2	Not stated	None
Overdraft & NSF
NSF/Overdraft Item	$30	Not stated	None
VISA Check Card Overdraft	$30	Not stated	None
NSF/Overdraft Item	$30	Not stated	None
Automatic Overdraft Transfer	$2	Not stated	None
ATM & Card
Foreign ATM Transaction	$0.75	Not stated	None
VISA Check Card/ATM Card Lost	$10	Not stated	None
VISA Check Card/ATM Card Replacement	$5	Not stated	None
Wire Transfers
Wire - Outgoing	$10	Not stated	None
Wire - International	$30	Not stated	None
Check Services
Cashier's Check	$2	Not stated	None
Money Order	$1	Not stated	None
Money Order (Non-Members)	$3	Not stated	None
Stop Payment	$20	Not stated	None
Temporary Checks (4 per page)	$2Not compared: Charged per page; comparison unavailable	per page	None
Check Cashing (Non-Members)	$5	Not stated	None
Bill Pay Check Copy	No charge	Not stated	None
Copies of Checks	$2	Not stated	None
Digital & Electronic
Bill Pay (Unlimited Transactions)	No charge	Not stated	None
Cash & Deposit
Deposit Item Returned Unpaid	$30	Not stated	None
Account Services
Tax Levy Fee	$25	Not stated	None
Other Fees
Fax	$0.50	Not stated	None
Photocopy (Copy Machine)	$0.25	Not stated	None
Statement copy (E-Fichency)	$2	Not stated	None

Correct a fee source

Oct 19, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Valex Federal Credit Union's early account closure changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Valex Federal Credit Union: $30
Valex Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Valex Federal Credit Union: $30
Valex Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Valex Federal Credit Union: $0.75
Valex Federal Credit Union: $0.75
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 19, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Louisiana, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Louisiana: Banks and credit unions headquartered in Louisiana that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Valex Federal Credit Union · $41M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.

Credit unions only
$40M to $42M in assets
Headquartered in 19 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Valex Federal Credit Union(this institution)	Alexandria, LA	$41M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Campus Federal Credit Union	Wichita, KS	$41M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Chaves County School Employees Federal Credit Union	Roswell, NM	$40M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Chiropractic Federal Credit Union	Farmington, MI	$42M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Connection Federal Credit Union	Silverdale, WA	$40M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Diablo Valley Federal Credit Union	Concord, CA	$40M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
East River Federal Credit Union	Madison, SD	$42M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Health Care Professionals Federal Credit Union	Richmond, IN	$42M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Jax Fire Federal Credit Union	Jacksonville, FL	$40M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Keystone Federal Credit Union	Tyler, TX	$40M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
M O Federal Credit Union	Huron, SD	$41M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
M.P.D. Community Federal Credit Union	Nashville, TN	$41M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Methuen Federal Credit Union	Methuen, MA	$42M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Niagara Regional Federal Credit Union	North Tonawanda, NY	$40M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Northwest Municipal Federal Credit Union	Des Plaines, IL	$41M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Old Ocean Federal Credit Union	Sweeny, TX	$42M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Patent And Trademark Office Federal Credit Union	Alexandria, VA	$40M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Pee Dee Federal Credit Union	Florence, SC	$41M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Public Service Federal Credit Union	Middlesex, NJ	$40M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Red Oak Federal Credit Union	Tuscaloosa, AL	$40M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
San Angelo Federal Credit Union	San Angelo, TX	$41M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Sioux Valley Coop Federal Credit Union	Watertown, SD	$41M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Toro Employees Federal Credit Union	Bloomington, MN	$41M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Utica District Telephone Employees Federal Credit Union	Utica, NY	$40M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Visionary Federal Credit Union	Bridgeville, PA	$41M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Westchester Schools' Federal Credit Union	Rye Brook, NY	$41M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 12 publish this fee(out-of-network atm)

13 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Out-of-network ATM is $0.25 (25%) below the median of similar-sized credit unions.

Its published price is $0.75, against a peer median of $1 among 12 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 30, 2026.

Out-of-network ATM fee in dollars, one mark per institution

Valex Federal Credit UnionPeer (equal prices stack)Peer median

Against this institution's out-of-network atm fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 30, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Valex Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account Fee$2.50
per month
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Returned Mail$2

Overdraft & NSF

NSF/Overdraft Item$30
VISA Check Card Overdraft$30
NSF/Overdraft Item$30
Automatic Overdraft Transfer$2

ATM & Card

Foreign ATM Transaction$0.75
VISA Check Card/ATM Card Lost$10
VISA Check Card/ATM Card Replacement$5

Wire Transfers

Wire - Outgoing$10
Wire - International$30

Check Services

Cashier's Check$2
Money Order$1
Money Order (Non-Members)$3
Stop Payment$20
Temporary Checks (4 per page)$2
Not compared: Charged per page; comparison unavailable
per page
Check Cashing (Non-Members)$5
Bill Pay Check CopyNo charge
Copies of Checks$2

Digital & Electronic

Bill Pay (Unlimited Transactions)No charge

Cash & Deposit

Deposit Item Returned Unpaid$30

Account Services

Tax Levy Fee$25

Other Fees

Fax$0.50
Photocopy (Copy Machine)$0.25
Statement copy (E-Fichency)$2

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee	$2.50	per month	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Mail	$2	Not stated	None
Overdraft & NSF
NSF/Overdraft Item	$30	Not stated	None
VISA Check Card Overdraft	$30	Not stated	None
NSF/Overdraft Item	$30	Not stated	None
Automatic Overdraft Transfer	$2	Not stated	None
ATM & Card
Foreign ATM Transaction	$0.75	Not stated	None
VISA Check Card/ATM Card Lost	$10	Not stated	None
VISA Check Card/ATM Card Replacement	$5	Not stated	None
Wire Transfers
Wire - Outgoing	$10	Not stated	None
Wire - International	$30	Not stated	None
Check Services
Cashier's Check	$2	Not stated	None
Money Order	$1	Not stated	None
Money Order (Non-Members)	$3	Not stated	None
Stop Payment	$20	Not stated	None
Temporary Checks (4 per page)	$2Not compared: Charged per page; comparison unavailable	per page	None
Check Cashing (Non-Members)	$5	Not stated	None
Bill Pay Check Copy	No charge	Not stated	None
Copies of Checks	$2	Not stated	None
Digital & Electronic
Bill Pay (Unlimited Transactions)	No charge	Not stated	None
Cash & Deposit
Deposit Item Returned Unpaid	$30	Not stated	None
Account Services
Tax Levy Fee	$25	Not stated	None
Other Fees
Fax	$0.50	Not stated	None
Photocopy (Copy Machine)	$0.25	Not stated	None
Statement copy (E-Fichency)	$2	Not stated	None

Correct a fee source

Oct 19, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.