INB, National Association

Headquarters: Springfield, Illinois
Charter: Bank
Assets: $2.7B
Fed district: Chicago

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 9, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
INB, National Association: $30
INB, National Association: $30
U.S. median: no median
NSF / Returned Item
INB, National Association: $30
INB, National Association: $30
U.S. median: no median
Non-Network ATM
INB, National Association: $1.50
INB, National Association: $1.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from INB, National Association’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account Fee charged after 1 year of no activity$5
per month
Account Research/Balancing$20
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Fee$30
per item
UCF OOPS! Paid Item Fee$30
per item
NSF Returned Check Fee$30
per item
UCF Return Item Fee$30
per item
Automatic Transfer from Savings or Checking to Cover an Overdraft$5
per item

ATM & Card

INB Customers at a non-INB ATM (Foreign ATM Fee)$1.50
per item
Cross Border fee1%of the transaction

Wire Transfers

Wire Transfer Fees: Outgoing Domestic$25
Wire Transfer Fees: Incoming Domestic$12
Wire Transfer Fees: Outgoing International$50
Incoming International$20

Check Services

Stop Payment Fee$30
per item
Collection Fees$30
Copy of Statement or Paid Check$2
per item

Cash & Deposit

Returned Deposited Item Fee$5

Account Services

Garnishments$50
Levies$50

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee charged after 1 year of no activity	$5	per month	None
Account Research/Balancing	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Fee	$30	per item	None
UCF OOPS! Paid Item Fee	$30	per item	None
NSF Returned Check Fee	$30	per item	None
UCF Return Item Fee	$30	per item	None
Automatic Transfer from Savings or Checking to Cover an Overdraft	$5	per item	None
ATM & Card
INB Customers at a non-INB ATM (Foreign ATM Fee)	$1.50	per item	None
Cross Border fee	1%of the transaction	Not stated	None
Wire Transfers
Wire Transfer Fees: Outgoing Domestic	$25	Not stated	None
Wire Transfer Fees: Incoming Domestic	$12	Not stated	None
Wire Transfer Fees: Outgoing International	$50	Not stated	None
Incoming International	$20	Not stated	None
Check Services
Stop Payment Fee	$30	per item	None
Collection Fees	$30	Not stated	None
Copy of Statement or Paid Check	$2	per item	None
Cash & Deposit
Returned Deposited Item Fee	$5	Not stated	None
Account Services
Garnishments	$50	Not stated	None
Levies	$50	Not stated	None

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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