Healthplus Federal Credit Union

Headquarters: Jackson, Mississippi
Charter: Credit Union
Assets: $10.5M
Fed district: Atlanta
Regulator: NCUA

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 16, 2026.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 16, 2026

How these figures are measured

Call-report figures are for Healthplus Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Healthplus Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Oct 16, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: Healthplus Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was $37K in Q2 2026, 16% below the same quarter a year earlier ($44K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Healthplus Federal Credit Union: $30
Healthplus Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Healthplus Federal Credit Union: $35
Healthplus Federal Credit Union: $35
U.S. median: no median
Non-Network ATM
Healthplus Federal Credit Union: $3
Healthplus Federal Credit Union: $3
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 16, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Mississippi, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Mississippi: Banks and credit unions headquartered in Mississippi that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income fell 24% from Q3 2025 to Q2 2026, to $37K.

Fee income, Q2 2026

$37K

$49KQ3 2025

$45KQ4 2025

$38KQ1 2026

$37KQ2 2026

Against the median

Healthplus Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

Healthplus Federal Credit Union · $11M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.

Credit unions only
$10M to $11M in assets
Headquartered in 18 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Healthplus Federal Credit Union(this institution)	Jackson, MS	$11M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Arbuckle Federal Credit Union	Ada, OK	$10M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Arkansas Health Center Federal Credit Union	Benton, AR	$10M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Asa Federal Credit Union	Bloomfield, CT	$11M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Blue Flame Federal Credit Union	Mobile, AL	$11M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Cmc-Fcpi Employees Federal Credit Union	Scranton, PA	$11M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Colquitt County Teacher Federal Credit Union	Moultrie, GA	$10M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Cooperative Employees Federal Credit Union	Anadarko, OK	$10M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Correctional Workers Federal Credit Union	El Reno, OK	$10M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Overdraft not published
Cvph Employees Federal Credit Union	Plattsburgh, NY	$10M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Emerald Credit Association Federal Credit Union	Greenwood, SC	$10M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Overdraft not published
Erie Firefighters Federal Credit Union	Erie, PA	$10M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Evergreen Park Schools Federal Credit Union	Evergreen Park, IL	$10M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Guco Federal Credit Union	Greenville, NC	$10M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
I B E W Local 56 Federal Credit Union	Erie, PA	$11M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Joliet Municipal Employees Federal Credit Union	joliet, IL	$11M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Lincoln S.D.A. Federal Credit Union	Lincoln, NE	$10M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Methodist Hospital Employees Federal Credit Union	Dallas, TX	$11M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Mississippi Dhs Federal Credit Union	Jackson, MS	$10M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Morton Federal Credit Union	taunton, MA	$10M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Northwest Missouri Regional Federal Credit Union	Maryville, MO	$11M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
P.S.E. & G. Nuclear Employees Federal Credit Union	Hancocks Bridge, NJ	$10M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Redlands City Employees Federal Credit Union	Redlands, CA	$10M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Sing Sing Employees Federal Credit Union	Briarcliff Manor, NY	$11M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Star Tech Federal Credit Union	Greenwood Village, CO	$11M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Vatat Federal Credit Union	Austin, TX	$11M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 10 publish this fee(overdraft)

15 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Overdraft is $1 (3.4%) above the median of similar-sized credit unions.

Its published price is $30, against a peer median of $29 among 10 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 5, 2026.

Overdraft fee in dollars, one mark per institution

Healthplus Federal Credit…Peer (equal prices stack)Peer medianInclude $5.49 outlierShown past the axis break, not to scale, so the rest of the set has room.

Against this institution's overdraft fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 5, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Healthplus Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $37K
vs prior quarter: −$1K−2.6%; from Q1 2026
vs a year earlier: −$7K−15.9%; from Q2 2025
vs start of range: −$32K−46.4%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: Healthplus Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$37K	−$1K	−2.6%
Q1 2026	$38K	−$7K	−15.6%
Q4 2025	$45K	−$4K	−8.2%
Q3 2025	$49K	+$5K	+11.4%
Q2 2025	$44K	−$1K	−2.2%
Q1 2025	$45K	−$2K	−4.3%
Q4 2024	$47K	−$22K	−31.9%
Q3 2024	$69K	+$10K	+16.9%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Healthplus Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Minimum Balance Fee (Per Account)$4
Minimum Balance Fee (Per Savings Account)$4
Early Closure Fee (If account is closed w/in 90 days of opening; applies to all account types)$35
120 daysof inactivity$5
Dormant Fee (Quarterly Charged) (7)$10
Not compared: Quarterly charge, not monthly
per quarter
Inactivity Fee (Per Account) (3)$4
Paper Statement Mail Fee (Under 16, Over 67 Exempt)$2
USPS Bad Address/Return Mail Fee (8)$10

Overdraft & NSF

Courtesy Pay Fee$30
NSF/Return Item Fee$35
Overdraft Fee (automatic transfer from savings to checking)$3
Overdraft Transfer Fee (Automatic Transfer from Savings to Checking)$3

ATM & Card

Foreign ATM Fee$3
Debit Card Replacement$20

Check Services

Official Check Fee (5)$5
Money Order/Official Check Fee (5)$3
Stop Payment Draft/ACH/Check$30
per item
Stop Payment Draft/ACH/Check$15
per item
Counter Checks$3
per item
Check Cashing Fee (6)$3
Check Copy$3
per item
Check Copy/Statement Copy Print Out$3

Account Services

Garnishment/Levy$50
Levy Processing (10)$10

Gift & Prepaid Cards

Gift Card/Travel Card Fee$5

Other Fees

Loan Application Fee (Excludes Loan Specials)$25
Skip-A-Payment Form Fee$35

Fee	Amount	Basis	Note
Account Maintenance
Minimum Balance Fee (Per Account)	$4	Not stated	None
Minimum Balance Fee (Per Savings Account)	$4	Not stated	None
Early Closure Fee (If account is closed w/in 90 days of opening; applies to all account types)	$35	Not stated	None
120 daysof inactivity	$5	Not stated	None
Dormant Fee (Quarterly Charged) (7)	$10Not compared: Quarterly charge, not monthly	per quarter	None
Inactivity Fee (Per Account) (3)	$4	Not stated	None
Paper Statement Mail Fee (Under 16, Over 67 Exempt)	$2	Not stated	None
USPS Bad Address/Return Mail Fee (8)	$10	Not stated	None
Overdraft & NSF
Courtesy Pay Fee	$30	Not stated	None
NSF/Return Item Fee	$35	Not stated	None
Overdraft Fee (automatic transfer from savings to checking)	$3	Not stated	None
Overdraft Transfer Fee (Automatic Transfer from Savings to Checking)	$3	Not stated	None
ATM & Card
Foreign ATM Fee	$3	Not stated	None
Debit Card Replacement	$20	Not stated	None
Check Services
Official Check Fee (5)	$5	Not stated	None
Money Order/Official Check Fee (5)	$3	Not stated	None
Stop Payment Draft/ACH/Check	$30	per item	None
Stop Payment Draft/ACH/Check	$15	per item	None
Counter Checks	$3	per item	None
Check Cashing Fee (6)	$3	Not stated	None
Check Copy	$3	per item	None
Check Copy/Statement Copy Print Out	$3	Not stated	None
Account Services
Garnishment/Levy	$50	Not stated	None
Levy Processing (10)	$10	Not stated	None
Gift & Prepaid Cards
Gift Card/Travel Card Fee	$5	Not stated	None
Other Fees
Loan Application Fee (Excludes Loan Specials)	$25	Not stated	None
Skip-A-Payment Form Fee	$35	Not stated	None

Correct a fee source

Oct 16, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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