Century Federal Credit Union

Headquarters: Independence, Ohio
Charter: Credit Union
Assets: $469.9M
Fed district: Cleveland

10 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 12, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Compared at $25, the middle of its prices
Century Federal Credit Union: $5 to $30
Century Federal Credit Union: $5 to $30
U.S. median: no median
Wire Transfer (Domestic Out)
Century Federal Credit Union: $15
Century Federal Credit Union: $15
U.S. median: no median
Wire Transfer (Int'l Out)
Century Federal Credit Union: $30
Century Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 12, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Ohio, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Ohio: Banks and credit unions headquartered in Ohio that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Century Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Accoun$5
Undeliverable Mail/Returned Mail/Bad address$5

Overdraft & NSF

Returned Check Fee for exceeding three (audience not stated, treated as personal)$5
per item
Returned checks, NSF, ACH, EFT$30
Uncollected funds, NSF, ACH,EFT$25

ATM & Card

Replacement Card Fee (audience not stated, treated as personal)$5

Wire Transfers

Wire Transfer (outgoing)$15
Outgoing International Wire Transfer Foreign $$30
Outgoing International Wire Transfer US $ (audience not stated, treated as personal)$30

Cash & Deposit

Returned Deposit Item$10

Lending Fees

Late Payment Fee (audience not stated, treated as personal)$20
Not compared: Monthly charge, not per item
per month
Mortgage Processing Fee (audience not stated, treated as personal)$495

Other Fees

Statement Copy$5
Skip-A-Pay Fee (audience not stated, treated as personal)$30
per item

Fee	Amount	Basis	Note
Account Maintenance
Dormant Accoun	$5	Not stated	None
Undeliverable Mail/Returned Mail/Bad address	$5	Not stated	None
Overdraft & NSF
Returned Check Fee for exceeding three (audience not stated, treated as personal)	$5	per item	None
Returned checks, NSF, ACH, EFT	$30	Not stated	None
Uncollected funds, NSF, ACH,EFT	$25	Not stated	None
ATM & Card
Replacement Card Fee (audience not stated, treated as personal)	$5	Not stated	None
Wire Transfers
Wire Transfer (outgoing)	$15	Not stated	None
Outgoing International Wire Transfer Foreign $	$30	Not stated	None
Outgoing International Wire Transfer US $ (audience not stated, treated as personal)	$30	Not stated	None
Cash & Deposit
Returned Deposit Item	$10	Not stated	None
Lending Fees
Late Payment Fee (audience not stated, treated as personal)	$20Not compared: Monthly charge, not per item	per month	None
Mortgage Processing Fee (audience not stated, treated as personal)	$495	Not stated	None
Other Fees
Statement Copy	$5	Not stated	None
Skip-A-Pay Fee (audience not stated, treated as personal)	$30	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 12, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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