15 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 11, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Non-Network ATM
Compared at $1.50, the middle of its prices
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Tucoemas Federal Credit Union’s own schedules, with a source for each figure.
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per year
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Escheat Notice | $2 | Not stated | None |
| Paper Statement Fee | $1 | per month | None |
| Return Mail or Bad Address Fee | $5Not compared: Per-item charge, not monthly | per item | None |
Overdraft & NSF | |||
| Courtesy Pay/Overdraft Fee | $17 | per item | None |
| Nonsufficient Funds (NSF) | $20 | per item | None |
ATM & Card | |||
| ATM Balance Inquiry Fee | $1 | per item | None |
| ATM Withdrawal Fee at non | $2 | per item | None |
| ATM/Debit Card Replacement Fee | $10 | per item | None |
| Debit Card Rush Fee | $50 | per item | None |
| Foreign transaction fee (multiple currency) (audience not stated, treated as personal) | 1%of the transaction | Not stated | None |
| International Transaction / Currency | 1%of the transaction | Not stated | None |
Wire Transfers | |||
| Wire Transfer Outgoing | $20 | per item | None |
| Wire Transfer Incoming – All | $15 | per item | None |
Check Services | |||
| Cashier's Check Fee | $5 | per item | None |
| Stop Payment Fee | $12 | per item | None |
Digital & Electronic | |||
| BillPay — Expedited Payment Fee | $25Not compared: Per-item charge, not monthly | per item | None |
Cash & Deposit | |||
| Return Deposit Item | $27 | per item | None |
Account Services | |||
| Notary Service | $15 | per item | None |
| Legal Actions, Garnishments | $50 | per item | None |
Retirement & IRA | |||
| IRA Administration Service Fee | $12 | per year | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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