Roanoke Valley Community Federal Credit Union

Headquarters: Roanoke, Virginia
Charter: Credit Union
Assets: $107.4M
Fed district: Richmond

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 4, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Gold Checking
Roanoke Valley Community Federal Credit Union: $15
Roanoke Valley Community Federal Credit Union: $15
U.S. median: no median
Overdraft (OD)
Roanoke Valley Community Federal Credit Union: $30
Roanoke Valley Community Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Roanoke Valley Community Federal Credit Union: $30
Roanoke Valley Community Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Virginia: Banks and credit unions headquartered in Virginia that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Roanoke Valley Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Gold Checking, Monthly service charge$15
per month
Dormant Account 3$10
per month
Escheatment Fee$100
Account Reconciliation Assistance$30
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

ACH Overdraft$30
Overdraft$30
Returned for Non-Sufficient Funds$30

ATM & Card

ATM Transactions (foreign ATMs)$1
Additional/Replacement Card or PIN$15
per item

Check Services

ACH Stop Payment$30
Stop Payment$30
Temporary Checks (up to 5 checks)$1
per item
Copy of Check$2

Digital & Electronic

Mobile DepositNo charge

Cash & Deposit

Returned Deposited Check$30

Account Services

Notary Public ServicesNo charge
Legal Process Fee (garnishment/lien/levy, etc.)$100
Verification of Deposit Form$20

Retirement & IRA

IRA Transfer/Rollover to another financial institution. __$25

Other Fees

Account History or Statement Copy$1
per item
Loan Extension 4$25

Fee	Amount	Basis	Note
Account Maintenance
Gold Checking, Monthly service charge	$15	per month	None
Dormant Account 3	$10	per month	None
Escheatment Fee	$100	Not stated	None
Account Reconciliation Assistance	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
ACH Overdraft	$30	Not stated	None
Overdraft	$30	Not stated	None
Returned for Non-Sufficient Funds	$30	Not stated	None
ATM & Card
ATM Transactions (foreign ATMs)	$1	Not stated	None
Additional/Replacement Card or PIN	$15	per item	None
Check Services
ACH Stop Payment	$30	Not stated	None
Stop Payment	$30	Not stated	None
Temporary Checks (up to 5 checks)	$1	per item	None
Copy of Check	$2	Not stated	None
Digital & Electronic
Mobile Deposit	No charge	Not stated	None
Cash & Deposit
Returned Deposited Check	$30	Not stated	None
Account Services
Notary Public Services	No charge	Not stated	None
Legal Process Fee (garnishment/lien/levy, etc.)	$100	Not stated	None
Verification of Deposit Form	$20	Not stated	None
Retirement & IRA
IRA Transfer/Rollover to another financial institution. __	$25	Not stated	None
Other Fees
Account History or Statement Copy	$1	per item	None
Loan Extension 4	$25	Not stated	None

Correct a fee source

Oct 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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