Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Roanoke Valley Community Federal Credit Union

Roanoke, VirginiaCredit UnionRichmond Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation Assistance, ________$30Above the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #2532. canonical_hint=account_research; text_hash=b62f9660af956c7e7f15d6aa33e66b7b1ff085398123c04a866de8fe3c94b679; excerpt="Account Reconciliation Assistance, ________$30.00 per hour" · Source

Dormant Account 3. _________________$10

$5 above the national median

per month · Knox deterministic extraction from Rosetta artifact #2532. canonical_hint=dormant_account; text_hash=b62f9660af956c7e7f15d6aa33e66b7b1ff085398123c04a866de8fe3c94b679; excerpt="Dormant Account 3. _________________,$10.00 per month | computer equipment." · Source

Overdraft & NSFVerified

Overdraft. _______________________________$30Within the typical range ($20–$30 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #2532. canonical_hint=overdraft; text_hash=b62f9660af956c7e7f15d6aa33e66b7b1ff085398123c04a866de8fe3c94b679; excerpt="Overdraft. _______________________________,$30.00 | deposit by check available to you immediately. Depending" · Source
Returned for Non-Sufficient Funds. ______________$30Within the typical range ($25–$32 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #2532. canonical_hint=nsf; text_hash=b62f9660af956c7e7f15d6aa33e66b7b1ff085398123c04a866de8fe3c94b679; excerpt="Returned for Non-Sufficient Funds. ______________,$30.00 | funds from your deposit available immediately, we will notify" · Source

ATM & CardVerified

Additional/Replacement Card or PIN, _____$15Above the typical range ($5–$10 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #2532. canonical_hint=card_replacement; text_hash=b62f9660af956c7e7f15d6aa33e66b7b1ff085398123c04a866de8fe3c94b679; excerpt="Additional/Replacement Card or PIN, _____ ,$15.00 per card | the deposit was made on the next business day we are open." · Source
ATM Transactions (foreign ATMs). ________________$1Within the typical range ($1–$3 nationally)
$0.50 below the national median
Knox deterministic extraction from Rosetta artifact #2532. canonical_hint=atm_non_network; text_hash=b62f9660af956c7e7f15d6aa33e66b7b1ff085398123c04a866de8fe3c94b679; excerpt="ATM Transactions (foreign ATMs). ________________ ,$1.00 | consider that day to be the day of your deposit. However, if you" · Source

Check ServicesVerified

Copy of Check _____________________________$2Within the typical range ($2–$5 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #2532. canonical_hint=check_image; text_hash=b62f9660af956c7e7f15d6aa33e66b7b1ff085398123c04a866de8fe3c94b679; excerpt="Copy of Check _____________________________$2.00 | available until the fifth or eleventh business day after the day" · Source
Stop Payment ____________________________$30Within the typical range ($20–$30 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #2532. canonical_hint=stop_payment; text_hash=b62f9660af956c7e7f15d6aa33e66b7b1ff085398123c04a866de8fe3c94b679; excerpt="Stop Payment ____________________________,$30.00 | you at the time you make your deposit. We will also tell you" · Source
Temporary Checks (up to 5 checks)$1Within the typical range ($1–$4 nationally)
$1 below the national median
per item · Source

Account ServicesVerified

Legal Process Fee (garnishment/lien/levy, etc.). _____ .$100Above the typical range ($25–$75 nationally)
$50 above the national median
Knox deterministic extraction from Rosetta artifact #2532. canonical_hint=garnishment_levy; text_hash=b62f9660af956c7e7f15d6aa33e66b7b1ff085398123c04a866de8fe3c94b679; excerpt="Legal Process Fee (garnishment/lien/levy, etc.). _____ .$100.00 | available. They will generally be available no later than the fifth" · Source

Lending FeesVerified

Loan Extension 4. __________________________$25Within the typical range ($25–$50 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #2532. canonical_hint=loan_origination; text_hash=b62f9660af956c7e7f15d6aa33e66b7b1ff085398123c04a866de8fe3c94b679; excerpt="Loan Extension 4. __________________________ ..$25.00 | business day after the day of your deposit." · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation Assistance, ________	$30Above the typical range ($15–$25 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #2532. canonical_hint=account_research; text_hash=b62f9660af956c7e7f15d6aa33e66b7b1ff085398123c04a866de8fe3c94b679; excerpt="Account Reconciliation Assistance, ________$30.00 per hour"	Source
Dormant Account 3. _________________	$10Within the typical range ($5–$10 nationally)	$5 above the national median	per month	Knox deterministic extraction from Rosetta artifact #2532. canonical_hint=dormant_account; text_hash=b62f9660af956c7e7f15d6aa33e66b7b1ff085398123c04a866de8fe3c94b679; excerpt="Dormant Account 3. _________________,$10.00 per month \| computer equipment."	Source
Overdraft & NSFVerified
Overdraft. _______________________________	$30Within the typical range ($20–$30 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #2532. canonical_hint=overdraft; text_hash=b62f9660af956c7e7f15d6aa33e66b7b1ff085398123c04a866de8fe3c94b679; excerpt="Overdraft. _______________________________,$30.00 \| deposit by check available to you immediately. Depending"	Source
ATM & CardVerified
Additional/Replacement Card or PIN, _____	$15Above the typical range ($5–$10 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #2532. canonical_hint=card_replacement; text_hash=b62f9660af956c7e7f15d6aa33e66b7b1ff085398123c04a866de8fe3c94b679; excerpt="Additional/Replacement Card or PIN, _____ ,$15.00 per card \| the deposit was made on the next business day we are open."	Source
Check ServicesVerified
Copy of Check _____________________________	$2Within the typical range ($2–$5 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #2532. canonical_hint=check_image; text_hash=b62f9660af956c7e7f15d6aa33e66b7b1ff085398123c04a866de8fe3c94b679; excerpt="Copy of Check _____________________________$2.00 \| available until the fifth or eleventh business day after the day"	Source
Account ServicesVerified
Legal Process Fee (garnishment/lien/levy, etc.). _____ .	$100Above the typical range ($25–$75 nationally)	$50 above the national median	—	Knox deterministic extraction from Rosetta artifact #2532. canonical_hint=garnishment_levy; text_hash=b62f9660af956c7e7f15d6aa33e66b7b1ff085398123c04a866de8fe3c94b679; excerpt="Legal Process Fee (garnishment/lien/levy, etc.). _____ .$100.00 \| available. They will generally be available no later than the fifth"	Source
Lending FeesVerified
Loan Extension 4. __________________________	$25Within the typical range ($25–$50 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #2532. canonical_hint=loan_origination; text_hash=b62f9660af956c7e7f15d6aa33e66b7b1ff085398123c04a866de8fe3c94b679; excerpt="Loan Extension 4. __________________________ ..$25.00 \| business day after the day of your deposit."	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

7% above the national median overdraft fee

Total fees: 11 — leaner than most institutions

Verified fees

Under review

Assets

$107.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$107.4M

Total deposits

$89.5M

Service charge income (year to date)

$301K

Fee income ratio

9.9%

Return on assets

1.47%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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