Compared with New York
0 of 11
compared fees are above the median.
10 below, 1 about the same.
About the same: within 1% of the median.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
86th percentile; peer median 4.5%
NCUA 5300 call report · year to date through Jun 30, 2026
Fees above the New York median
of 11 compared; 10 below, 1 about the same
See the feesFee schedule read Oct 31, 2026
Call-report figures are for United Nations Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Year to date through the quarter. Median and percentile from each of 22 credit unions with $10B to $50B in assets reporting a share above 0%, this one left out. | NCUA 5300 call report Account 131 / (Account 115 + Account 117) | Q2 2026 Year to date | Not recorded |
| Fees above the New York median | Published fees above the New York median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | United Nations Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Oct 31, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was 8.6% of revenue, above the 4.5% median of 22 credit unions with $10B to $50B in assets (86th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Fee income was $10.8M in Q2 2026, 3.7% below the same quarter a year earlier ($11.3M).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
0 of 11 compared published fees sit above the New York median; 10 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with New York medians for fees published by banks and credit unions.
Non-Network ATM
Compared at $0.75, the middle of its prices
Wire Transfer (Domestic Out)
Compared at $25, the middle of its prices
Wire Transfer (Int'l Out)
Compared at $35, the middle of its prices
Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income fell 6.2% from Q3 2025 to Q2 2026, to $10.8M. Its share of revenue, 8.6%, is above the 4.5% median for credit unions with $10B to $50B in assets.
$10.8M
United Nations Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Share of revenue: median of 22 credit unions with $10B to $50B in assets, Q2 2026.
Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue. *Non-network ATM: Listed at $0.50 to $1; we compare the midpoint.
United Nations Federal Credit Union · $10.7B in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 15 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| United Nations Federal Credit Union(this institution) | Long Island City, NY | $10.7B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Bellco Federal Credit Union | Greenwood Village, CO | $8.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Broadview Federal Credit Union | Albany, NY | $9.4B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Delta Community Federal Credit Union | Atlanta, GA | $9.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Desert Financial Federal Credit Union | Phoenix, AZ | $9.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Dfcu Financial Federal Credit Union | Dearborn, MI | $8B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Eastman Federal Credit Union | Kingsport, TN | $10.2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Esl Federal Credit Union | Rochester, NY | $10.8B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Global Federal Credit Union | Anchorage, AK | $13B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Greenstate Federal Credit Union | North Liberty, IA | $10.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Logix Federal Credit Union | Valencia, CA | $9.7B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Members 1St Federal Credit Union | Enola, PA | $8.7B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Michigan State University Federal Credit Union | East Lansing, MI | $8.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Midflorida Federal Credit Union | Lakeland, FL | $9.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Onpoint Community Federal Credit Union | Portland, OR | $9.5B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Patelco Federal Credit Union | Dublin, CA | $9.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Pennsylvania State Employees Federal Credit Union | Harrisburg, PA | $9.7B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Redstone Federal Credit Union | Huntsville, AL | $8.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Redwood Credit Union | Santa Rosa, CA | $10.7B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| San Diego County Federal Credit Union | San Diego, CA | $9.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Space Coast Federal Credit Union | Melbourne, FL | $9.2B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Star One Federal Credit Union | Sunnyvale, CA | $9.7B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Summit Federal Credit Union | Madison, WI | $8.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Teachers Federal Credit Union | Smithtown, NY | $9.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Veridian Federal Credit Union | Waterloo, IA | $9.2B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Wright-Patt Credit Union, Inc. | Beavercreek, OH | $9.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 15 publish this fee(monthly maintenance)
10 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $7.45 among 15 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026.
Monthly maintenance fee in dollars, one mark per institution
United Nations Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026. Total assets from FDIC and NCUA records.
Call reports for United Nations Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $10.8M | −$145K | −1.3% |
| Q1 2026 | $11.0M | −$174K | −1.6% |
| Q4 2025 | $11.2M | −$397K | −3.4% |
| Q3 2025 | $11.6M | +$303K | +2.7% |
| Q2 2025 | $11.3M | +$445K | +4.1% |
| Q1 2025 | $10.8M | −$732K | −6.3% |
| Q4 2024 | $11.5M | −$37K | −0.3% |
| Q3 2024 | $11.6M | +$1.7M | +16.6% |
Financial cohort: 23 credit unions with $10B to $50B in assets filing for Q2 2026; 22 reported a share above 0% and are counted, United Nations Federal Credit Union left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to United Nations Federal Credit Union by share.
Amounts from United Nations Federal Credit Union’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
per month
per item
per day
per item
per item
per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Minimum balance fee for organizations | $5Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Inactive account fee: Fees incurred | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Over six transfers per month from a savings account: Excessive transaction fee (audience not stated, treated as personal) | $5Below the U.S. middle 50% ($6 to $25 nationally) | per item | None |
| Excess Withdrawals | $15Not compared: Daily charge, not per item | per day | None |
| Over six transfers per month from a savings account: Excessive transaction fee | $5Inside the U.S. middle 50% ($3 to $10 nationally) | per item | None |
ATM & Card | |||
| Excessive non-UNFCU/Co-op/Allpoint network ATM transactions | $1Inside the U.S. middle 50% ($1 to $2 nationally) | per item | None |
| Over 3 balance inquiries per month per account within the US: Excessive non-UNFCU/Co-op/Allpoint network ATM transactio | $0.50Below the U.S. middle 50% ($1 to $2 nationally) | per item | None |
| Over 3 balance inquiries per month per account outside the US: Excessive non-UNFCU/Co-op/Allpoint network ATM transacti | $1Below the U.S. middle 50% ($2.06 to $5 nationally) | per item | None |
| Over 8 withdrawals per month per account outside the US8: Excessive non-UNFCU/Co-op/Allpoint network ATM transactions | $3Inside the U.S. middle 50% ($2.06 to $5 nationally) | per item | None |
| Foreign transaction fee | 1%of the transaction | Not stated | None |
Wire Transfers | |||
| Outgoing wire transfe | $35Above the U.S. middle 50% ($20 to $25 nationally) | Not stated | None |
| Outgoing wire transfers in USD | $15Below the U.S. middle 50% ($20 to $25 nationally) | Not stated | None |
| Outgoing wire transf | $40Inside the U.S. middle 50% ($40 to $50 nationally) | Not stated | None |
| Outgoing wire transfers in USD | $30Below the U.S. middle 50% ($40 to $50 nationally) | Not stated | None |
Check Services | |||
| Check printing | $1Inside the U.S. middle 50% ($0.40 to $19.67 nationally) | Not stated | None |
| Counter checks | Check printing | $1Inside the U.S. middle 50% ($0.40 to $19.67 nationally) | Not stated | None |
Digital & Electronic | |||
| ACH transfers | $25Inside the U.S. middle 50% ($20 to $30 nationally) | Not stated | None |
Lending Fees | |||
| More than $200,000 | $300Inside the U.S. middle 50% ($112.50 to $462.50 nationally) | Not stated | None |
Other Fees | |||
| Express courier | $20Inside the U.S. middle 50% ($20 to $40 nationally) | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where United Nations Federal Credit Union operates, and what regulators and customers have on file.
Branch footprint
3 offices in 1 state (June 30, 2026)
Each dot is one office.
2 are shown at the middle of their town until the exact address is found.
Cities with the most offices
| New York, NY | 2 |
| Long Island City, NY | 1 |
Largest competitors nearby
Local market: Queens county, NY, around its headquarters.
| 65 in its local market | Deposit share |
|---|---|
| JPMorgan Chase Bank, National Association | 31% |
| Citibank, National Association | 13.6% |
| TD Bank, National Association | 9.1% |
| Flagstar Bank, National Association | 6.2% |
| Bank of America, National Association | 5.4% |
Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.
Consumer complaints
3 complaints to the CFPB so far in 2026
Top issues, 2026 to date
| Closing on a mortgage | 1 |
| Managing an account | 1 |
| Problem with a lender or other company charging your account | 1 |
Source: CFPB Consumer Complaint Database, by year received; the current year counts complaints received so far. Complaints are filed against the parent company and are not verified findings.
Fee change alerts
We check once a day and send one email covering every change.