United Nations Federal Credit Union

Headquarters: Long Island City, New York
Charter: Credit Union
Assets: $10.7B
Fed district: New York

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 31, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Non-Network ATM
Compared at $0.75, the middle of its prices
United Nations Federal Credit Union: $0.50 to $1
United Nations Federal Credit Union: $0.50 to $1
U.S. median: no median
Wire Transfer (Domestic Out)
Compared at $25, the middle of its prices
United Nations Federal Credit Union: $15 to $35
United Nations Federal Credit Union: $15 to $35
U.S. median: no median
Wire Transfer (Int'l Out)
Compared at $35, the middle of its prices
United Nations Federal Credit Union: $30 to $40
United Nations Federal Credit Union: $30 to $40
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from United Nations Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Minimum balance fee for organizations$5
Inactive account fee: Fees incurred$5
per month
Over six transfers per month from a savings account: Excessive transaction fee (audience not stated, treated as personal)$5
per item
Excess Withdrawals$15
Not compared: Daily charge, not per item
per day
Over six transfers per month from a savings account: Excessive transaction fee$5
per item

ATM & Card

Excessive non-UNFCU/Co-op/Allpoint network ATM transactions$1
per item
Over 3 balance inquiries per month per account within the US: Excessive non-UNFCU/Co-op/Allpoint network ATM transactio$0.50
per item
Over 3 balance inquiries per month per account outside the US: Excessive non-UNFCU/Co-op/Allpoint network ATM transacti$1
per item
Over 8 withdrawals per month per account outside the US8: Excessive non-UNFCU/Co-op/Allpoint network ATM transactions$3
per item
Foreign transaction fee1%of the transaction

Wire Transfers

Outgoing wire transfe$35
Outgoing wire transfers in USD$15
Outgoing wire transf$40
Outgoing wire transfers in USD$30

Check Services

Check printing$1
Counter checks | Check printing$1

Digital & Electronic

ACH transfers$25

Lending Fees

More than $200,000$300

Other Fees

Express courier$20

Fee	Amount	Basis	Note
Account Maintenance
Minimum balance fee for organizations	$5	Not stated	None
Inactive account fee: Fees incurred	$5	per month	None
Over six transfers per month from a savings account: Excessive transaction fee (audience not stated, treated as personal)	$5	per item	None
Excess Withdrawals	$15Not compared: Daily charge, not per item	per day	None
Over six transfers per month from a savings account: Excessive transaction fee	$5	per item	None
ATM & Card
Excessive non-UNFCU/Co-op/Allpoint network ATM transactions	$1	per item	None
Over 3 balance inquiries per month per account within the US: Excessive non-UNFCU/Co-op/Allpoint network ATM transactio	$0.50	per item	None
Over 3 balance inquiries per month per account outside the US: Excessive non-UNFCU/Co-op/Allpoint network ATM transacti	$1	per item	None
Over 8 withdrawals per month per account outside the US8: Excessive non-UNFCU/Co-op/Allpoint network ATM transactions	$3	per item	None
Foreign transaction fee	1%of the transaction	Not stated	None
Wire Transfers
Outgoing wire transfe	$35	Not stated	None
Outgoing wire transfers in USD	$15	Not stated	None
Outgoing wire transf	$40	Not stated	None
Outgoing wire transfers in USD	$30	Not stated	None
Check Services
Check printing	$1	Not stated	None
Counter checks \| Check printing	$1	Not stated	None
Digital & Electronic
ACH transfers	$25	Not stated	None
Lending Fees
More than $200,000	$300	Not stated	None
Other Fees
Express courier	$20	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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