Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Regional credit union, $10B to $50B

United Nations Federal Credit Union

Long Island Cit, New YorkCredit UnionNew York Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Inactive account fee3 | Fees incurred$5Within the typical range ($5–$10 nationally)

per month · Knox deterministic extraction from Rosetta artifact #3232. canonical_hint=dormant_account; text_hash=42ad00ac77407d9cd30822eb4ee359a57ae640ef399bb8110f9df4910c221cbf; excerpt="Inactive account fee3 | Fees incurred $5.00/month" · Source

Minimum balance fee for organizations (if savings account balance falls below$25

$19 above the national median

Knox deterministic extraction from Rosetta artifact #3232. canonical_hint=minimum_balance; text_hash=42ad00ac77407d9cd30822eb4ee359a57ae640ef399bb8110f9df4910c221cbf; excerpt="Minimum balance fee for organizations (if savings account balance falls below $25.00) | Fees incurred $5.00/month" · Source

Paper statement fee2 | Fees incurred$2

$1 below the national median

Knox deterministic extraction from Rosetta artifact #3232. canonical_hint=paper_statement; text_hash=42ad00ac77407d9cd30822eb4ee359a57ae640ef399bb8110f9df4910c221cbf; excerpt="Paper statement fee2 | Fees incurred $2.00/month" · Source

Overdraft & NSFVerified

Insufficient funds (NSF)1 | Fees incurred$25Within the typical range ($15–$32 nationally)
$3 below the national median
Knox deterministic extraction from Rosetta artifact #3232. canonical_hint=nsf; text_hash=42ad00ac77407d9cd30822eb4ee359a57ae640ef399bb8110f9df4910c221cbf; excerpt="Insufficient funds (NSF)1 | Fees incurred $25.00" · Source

ATM & CardVerified

Cash withdrawals | UNFCU ATM fees in Nairobi$2Within the typical range ($1–$3.93 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3232. canonical_hint=atm_non_network; text_hash=42ad00ac77407d9cd30822eb4ee359a57ae640ef399bb8110f9df4910c221cbf; excerpt="Cash withdrawals | UNFCU ATM fees in Nairobi $2.00 ☆" · Source
Over 8 withdrawals per month per account outside the US8 | Excessive non-UNFCU/Co-op/Allpoint network ATM transactions7$3Within the typical range ($1–$3.93 nationally)
$1 above the national median
per month · Knox deterministic extraction from Rosetta artifact #3232. canonical_hint=atm_non_network; text_hash=42ad00ac77407d9cd30822eb4ee359a57ae640ef399bb8110f9df4910c221cbf; excerpt="Over 8 withdrawals per month per account outside the US8 | Excessive non-UNFCU/Co-op/Allpoint network ATM transactions7 $3.00/withdrawal" · Source

Wire TransfersVerified

In-branch / representative office initiated wire transfer sent outside the US and its territories | Outgoing wire transf$40Above the typical range ($20–$25 nationally)
$20 above the national median
Knox deterministic extraction from Rosetta artifact #3232. canonical_hint=wire_domestic_outgoing; text_hash=42ad00ac77407d9cd30822eb4ee359a57ae640ef399bb8110f9df4910c221cbf; excerpt="In-branch / representative office initiated wire transfer sent outside the US and its territories | Outgoing wire transfers in USD $40.00" · Source

Check ServicesVerified

Counter checks | Check printing$1Within the typical range ($1–$10 nationally)
$4 below the national median
Knox deterministic extraction from Rosetta artifact #3232. canonical_hint=check_printing; text_hash=42ad00ac77407d9cd30822eb4ee359a57ae640ef399bb8110f9df4910c221cbf; excerpt="Counter checks | Check printing $1.00" · Source
Money order | Fees incurred$2Within the typical range ($1.50–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3232. canonical_hint=money_order; text_hash=42ad00ac77407d9cd30822eb4ee359a57ae640ef399bb8110f9df4910c221cbf; excerpt="Money order | Fees incurred $2.00" · Source
Stop payment of a check | Fees incurred$15Below the typical range ($20–$30 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #3232. canonical_hint=stop_payment; text_hash=42ad00ac77407d9cd30822eb4ee359a57ae640ef399bb8110f9df4910c221cbf; excerpt="Stop payment of a check | Fees incurred $15.00" · Source

Digital & ElectronicVerified

ACH return fee | ACH transfers$25Within the typical range ($10–$30 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3232. canonical_hint=ach_return; text_hash=42ad00ac77407d9cd30822eb4ee359a57ae640ef399bb8110f9df4910c221cbf; excerpt="ACH return fee | ACH transfers $25.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Inactive account fee3 \| Fees incurred	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #3232. canonical_hint=dormant_account; text_hash=42ad00ac77407d9cd30822eb4ee359a57ae640ef399bb8110f9df4910c221cbf; excerpt="Inactive account fee3 \| Fees incurred $5.00/month"	Source
Minimum balance fee for organizations (if savings account balance falls below	$25Above the typical range ($5–$15 nationally)	$19 above the national median	—	Knox deterministic extraction from Rosetta artifact #3232. canonical_hint=minimum_balance; text_hash=42ad00ac77407d9cd30822eb4ee359a57ae640ef399bb8110f9df4910c221cbf; excerpt="Minimum balance fee for organizations (if savings account balance falls below $25.00) \| Fees incurred $5.00/month"	Source
Paper statement fee2 \| Fees incurred	$2Within the typical range ($2–$4.75 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #3232. canonical_hint=paper_statement; text_hash=42ad00ac77407d9cd30822eb4ee359a57ae640ef399bb8110f9df4910c221cbf; excerpt="Paper statement fee2 \| Fees incurred $2.00/month"	Source
Overdraft & NSFVerified
Insufficient funds (NSF)1 \| Fees incurred	$25Within the typical range ($15–$32 nationally)	$3 below the national median	—	Knox deterministic extraction from Rosetta artifact #3232. canonical_hint=nsf; text_hash=42ad00ac77407d9cd30822eb4ee359a57ae640ef399bb8110f9df4910c221cbf; excerpt="Insufficient funds (NSF)1 \| Fees incurred $25.00"	Source
ATM & CardVerified
Cash withdrawals \| UNFCU ATM fees in Nairobi	$2Within the typical range ($1–$3.93 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3232. canonical_hint=atm_non_network; text_hash=42ad00ac77407d9cd30822eb4ee359a57ae640ef399bb8110f9df4910c221cbf; excerpt="Cash withdrawals \| UNFCU ATM fees in Nairobi $2.00 ☆"	Source
Over 8 withdrawals per month per account outside the US8 \| Excessive non-UNFCU/Co-op/Allpoint network ATM transactions7
Wire TransfersVerified
In-branch / representative office initiated wire transfer sent outside the US and its territories \| Outgoing wire transf	$40Above the typical range ($20–$25 nationally)	$20 above the national median	—	Knox deterministic extraction from Rosetta artifact #3232. canonical_hint=wire_domestic_outgoing; text_hash=42ad00ac77407d9cd30822eb4ee359a57ae640ef399bb8110f9df4910c221cbf; excerpt="In-branch / representative office initiated wire transfer sent outside the US and its territories \| Outgoing wire transfers in USD $40.00"	Source
Check ServicesVerified
Counter checks \| Check printing	$1Within the typical range ($1–$10 nationally)	$4 below the national median	—	Knox deterministic extraction from Rosetta artifact #3232. canonical_hint=check_printing; text_hash=42ad00ac77407d9cd30822eb4ee359a57ae640ef399bb8110f9df4910c221cbf; excerpt="Counter checks \| Check printing $1.00"	Source
Money order \| Fees incurred
Digital & ElectronicVerified
ACH return fee \| ACH transfers	$25Within the typical range ($10–$30 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3232. canonical_hint=ach_return; text_hash=42ad00ac77407d9cd30822eb4ee359a57ae640ef399bb8110f9df4910c221cbf; excerpt="ACH return fee \| ACH transfers $25.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $25

11% below the national median NSF fee

Total fees: 11 — leaner than most institutions

Verified fees

Under review

Assets

$10.7B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$10.7B

Total deposits

$9.6B

Service charge income (year to date)

$21.8M

Fee income ratio

8.6%

Return on assets

1.36%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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