Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Va Desert Pacific Federal Credit Union

Long Beach, CaliforniaCredit UnionSan Francisco Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account (no activity >1 year)$1Below the typical range ($5–$10 nationally)

Paper Statement$3

At the national median

Source

Overdraft & NSFVerified

Courtesy Pay$30Within the typical range ($25–$32 nationally)
At the national median
Source
NSF/Rejected Item$15Below the typical range ($25–$31.50 nationally)
$15 below the national median
Source

ATM & CardVerified

Replacement Card(ATM/Debit)$10Within the typical range ($5–$10 nationally)
At the national median
Source

Check ServicesVerified

Cashier Check/Money Order$5Above the typical range ($1.75–$3 nationally)
$3 above the national median
Source
Stop Payment$30Within the typical range ($20–$30 nationally)
$4 above the national median
Source

Account ServicesVerified

Legal Document Processing (Levy, Subpoena)$100Above the typical range ($30–$75 nationally)
$50 above the national median
Source
Research/Balancing/Verification of Deposit$25Above the typical range ($7.46–$15 nationally)
$15 above the national median
Source

Other FeesVerified

Prints (Statement reprints/Checks/Documents)$3Within the typical range ($2–$5 nationally)
At the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant Account (no activity >1 year)	$1Below the typical range ($5–$10 nationally)	$4 below the national median	—	—	Source
Paper Statement	$3Within the typical range ($2–$4.50 nationally)	At the national median	—	—	Source
Overdraft & NSFVerified
Courtesy Pay	$30Within the typical range ($25–$32 nationally)	At the national median	—	—	Source
NSF/Rejected Item	$15Below the typical range ($25–$31.50 nationally)
ATM & CardVerified
Replacement Card(ATM/Debit)	$10Within the typical range ($5–$10 nationally)	At the national median	—	—	Source
Check ServicesVerified
Cashier Check/Money Order	$5Above the typical range ($1.75–$3 nationally)	$3 above the national median	—	—	Source
Stop Payment	$30
Account ServicesVerified
Legal Document Processing (Levy, Subpoena)	$100Above the typical range ($30–$75 nationally)	$50 above the national median	—	—	Source
Research/Balancing/Verification of Deposit	$25
Other FeesVerified
Prints (Statement reprints/Checks/Documents)	$3Within the typical range ($2–$5 nationally)	At the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 10 — leaner than most institutions

Headline fees published

5 of 15

Published fees

Under review

Assets

$98.8M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$98.8M

Total deposits

$78.1M

Service charge income (year to date)

$210K

Fee income ratio

7.2%

Return on assets

0.69%

Financial profile · Pro

Performance from regulator filings

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Based on 38,170 published fee entries from 2,669 institutions

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