Northwest Federal Credit Union

Headquarters: Herndon, Virginia
Charter: Credit Union
Assets: $4.6B
Fed district: Richmond

5 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 16, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $15, the middle of its prices
Northwest Federal Credit Union: $10 to $20
Northwest Federal Credit Union: $10 to $20
U.S. median: no median
Overdraft (OD)
Northwest Federal Credit Union: $32.50
Northwest Federal Credit Union: $32.50
U.S. median: no median
Wire Transfer (Domestic Out)
Northwest Federal Credit Union: $25
Northwest Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 16, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Virginia: Banks and credit unions headquartered in Virginia that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Northwest Federal Credit Union · $4.6B in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.

Credit unions only
$4.2B to $4.9B in assets
Headquartered in 18 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Northwest Federal Credit Union(this institution)	Herndon, VA	$4.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Affinity Federal Credit Union	Basking Ridge, NJ	$4.4B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Ascend Federal Credit Union	Tullahoma, TN	$4.8B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Blaze Federal Credit Union	Falcon Heights, MN	$4.8B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Consumers Federal Credit Union	lake Forest, IL	$4.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Covantage Federal Credit Union	Antigo, WI	$4.2B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Eecu Federal Credit Union	Fort Worth, TX	$4.9B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Empower Federal Credit Union	Syracuse, NY	$4.3B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
General Electric Federal Credit Union	Cincinnati, OH	$4.2B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Georgia'S Own Federal Credit Union	Atlanta, GA	$4.2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Goldenwest Federal Credit Union	Ogden, UT	$4.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Jovia Financial Federal Credit Union	Westbury, NY	$4.6B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Liberty Federal Credit Union	Evansville, IN	$4.8B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Michigan Schools And Government Federal Credit Union	Clinton Township, MI	$4.4B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Navigant Federal Credit Union	Smithfield, RI	$4.3B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Numerica Federal Credit Union	Spokane Valley, WA	$4.3B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Oneaz Federal Credit Union	Phoenix, AZ	$4.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Peak Federal Credit Union	Olympia, WA	$4.2B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
Rally Federal Credit Union	Corpus Christi, TX	$4.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Rogue Federal Credit Union	Medford, OR	$4.3B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Safe Federal Credit Union	Folsom, CA	$4.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Stanford Federal Credit Union	Palo Alto, CA	$4.6B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Sunward Federal Credit Union	Albuquerque, NM	$4.6B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Technology Federal Credit Union	San Jose, CA	$4.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
United Federal Credit Union	St Joseph, MI	$4.4B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
University Federal Credit Union	Austin, TX	$4.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 12 publish this fee(monthly maintenance)

13 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $7.77 (107%) above the median of similar-sized credit unions.

Compared at $15, the middle of its two prices, against a peer median of $7.23 among 12 publishing peers.

Its two checking prices are $10 and $20.

$15 is a comparison price, not a fee anyone is charged.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026.

Monthly maintenance fee in dollars, one mark per institution

Northwest Federal Credit…: an account price on its scheduleIts comparison price, the middle of its prices: not a fee anyone is chargedPeer (equal prices stack)Peer medianInclude $27.50 outlierShown past the axis break, not to scale, so the rest of the set has room.

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Northwest Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Elite Checking (for average daily balance Monthly service charge$10
per month
Monthly fee (audience not stated, treated as personal)$20
per month

Overdraft & NSF

Overdraft fee (insufficient funds fee)$32.50
per item

Wire Transfers

Outgoing Domestic Wire$25
Outgoing International Wire$50

Digital & Electronic

ACH Overdraft and Returned ACH$32.50
per item

Fee	Amount	Basis	Note
Account Maintenance
Elite Checking (for average daily balance Monthly service charge	$10	per month	None
Monthly fee (audience not stated, treated as personal)	$20	per month	None
Overdraft & NSF
Overdraft fee (insufficient funds fee)	$32.50	per item	None
Wire Transfers
Outgoing Domestic Wire	$25	Not stated	None
Outgoing International Wire	$50	Not stated	None
Digital & Electronic
ACH Overdraft and Returned ACH	$32.50	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Dormant Account$10
per month
Account Research$30
Invalid Address Fee$5
per month

Overdraft & NSF

ACH Overdraft$32.50
Returned Check (due to non-sufficient funds)$32.50

ATM & Card

Out of Network ATM Transaction 4$1
Card Replacement$5

Wire Transfers

Domestic online banking wire originations$10
per item

Check Services

Cashier’s Check$5
ACH Stop Payment$25
Stop Payment$25

Digital & Electronic

Bill Pay & Zelle$29.50

Account Services

Drill Box$200
Not compared: Box drilling or key fee
Garnishment and Levy Fee$50

Lending Fees

Late Fee (If payment not received within 10 days of due date)$30

Other Fees

Statement Copy$2

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account	$10	per month	None
Account Research	$30	Not stated	None
Invalid Address Fee	$5	per month	None
Overdraft & NSF
ACH Overdraft	$32.50	Not stated	None
Returned Check (due to non-sufficient funds)	$32.50	Not stated	None
ATM & Card
Out of Network ATM Transaction 4	$1	Not stated	None
Card Replacement	$5	Not stated	None
Wire Transfers
Domestic online banking wire originations	$10	per item	None
Check Services
Cashier’s Check	$5	Not stated	None
ACH Stop Payment	$25	Not stated	None
Stop Payment	$25	Not stated	None
Digital & Electronic
Bill Pay & Zelle	$29.50	Not stated	None
Account Services
Drill Box	$200Not compared: Box drilling or key fee	Not stated	None
Garnishment and Levy Fee	$50	Not stated	None
Lending Fees
Late Fee (If payment not received within 10 days of due date)	$30	Not stated	None
Other Fees
Statement Copy	$2	Not stated	None

Correct a fee source

Oct 16, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Northwest Federal Credit Union's ach origination changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $15, the middle of its prices
Northwest Federal Credit Union: $10 to $20
Northwest Federal Credit Union: $10 to $20
U.S. median: no median
Overdraft (OD)
Northwest Federal Credit Union: $32.50
Northwest Federal Credit Union: $32.50
U.S. median: no median
Wire Transfer (Domestic Out)
Northwest Federal Credit Union: $25
Northwest Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 16, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Virginia: Banks and credit unions headquartered in Virginia that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Northwest Federal Credit Union · $4.6B in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.

Credit unions only
$4.2B to $4.9B in assets
Headquartered in 18 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Northwest Federal Credit Union(this institution)	Herndon, VA	$4.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Affinity Federal Credit Union	Basking Ridge, NJ	$4.4B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Ascend Federal Credit Union	Tullahoma, TN	$4.8B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Blaze Federal Credit Union	Falcon Heights, MN	$4.8B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Consumers Federal Credit Union	lake Forest, IL	$4.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Covantage Federal Credit Union	Antigo, WI	$4.2B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Eecu Federal Credit Union	Fort Worth, TX	$4.9B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Empower Federal Credit Union	Syracuse, NY	$4.3B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
General Electric Federal Credit Union	Cincinnati, OH	$4.2B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Georgia'S Own Federal Credit Union	Atlanta, GA	$4.2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Goldenwest Federal Credit Union	Ogden, UT	$4.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Jovia Financial Federal Credit Union	Westbury, NY	$4.6B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Liberty Federal Credit Union	Evansville, IN	$4.8B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Michigan Schools And Government Federal Credit Union	Clinton Township, MI	$4.4B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Navigant Federal Credit Union	Smithfield, RI	$4.3B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Numerica Federal Credit Union	Spokane Valley, WA	$4.3B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Oneaz Federal Credit Union	Phoenix, AZ	$4.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Peak Federal Credit Union	Olympia, WA	$4.2B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
Rally Federal Credit Union	Corpus Christi, TX	$4.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Rogue Federal Credit Union	Medford, OR	$4.3B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Safe Federal Credit Union	Folsom, CA	$4.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Stanford Federal Credit Union	Palo Alto, CA	$4.6B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Sunward Federal Credit Union	Albuquerque, NM	$4.6B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Technology Federal Credit Union	San Jose, CA	$4.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
United Federal Credit Union	St Joseph, MI	$4.4B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
University Federal Credit Union	Austin, TX	$4.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 12 publish this fee(monthly maintenance)

13 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $7.77 (107%) above the median of similar-sized credit unions.

Compared at $15, the middle of its two prices, against a peer median of $7.23 among 12 publishing peers.

Its two checking prices are $10 and $20.

$15 is a comparison price, not a fee anyone is charged.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026.

Monthly maintenance fee in dollars, one mark per institution

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Northwest Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Elite Checking (for average daily balance Monthly service charge$10
per month
Monthly fee (audience not stated, treated as personal)$20
per month

Overdraft & NSF

Overdraft fee (insufficient funds fee)$32.50
per item

Wire Transfers

Outgoing Domestic Wire$25
Outgoing International Wire$50

Digital & Electronic

ACH Overdraft and Returned ACH$32.50
per item

Fee	Amount	Basis	Note
Account Maintenance
Elite Checking (for average daily balance Monthly service charge	$10	per month	None
Monthly fee (audience not stated, treated as personal)	$20	per month	None
Overdraft & NSF
Overdraft fee (insufficient funds fee)	$32.50	per item	None
Wire Transfers
Outgoing Domestic Wire	$25	Not stated	None
Outgoing International Wire	$50	Not stated	None
Digital & Electronic
ACH Overdraft and Returned ACH	$32.50	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Dormant Account$10
per month
Account Research$30
Invalid Address Fee$5
per month

Overdraft & NSF

ACH Overdraft$32.50
Returned Check (due to non-sufficient funds)$32.50

ATM & Card

Out of Network ATM Transaction 4$1
Card Replacement$5

Wire Transfers

Domestic online banking wire originations$10
per item

Check Services

Cashier’s Check$5
ACH Stop Payment$25
Stop Payment$25

Digital & Electronic

Bill Pay & Zelle$29.50

Account Services

Drill Box$200
Not compared: Box drilling or key fee
Garnishment and Levy Fee$50

Lending Fees

Late Fee (If payment not received within 10 days of due date)$30

Other Fees

Statement Copy$2

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account	$10	per month	None
Account Research	$30	Not stated	None
Invalid Address Fee	$5	per month	None
Overdraft & NSF
ACH Overdraft	$32.50	Not stated	None
Returned Check (due to non-sufficient funds)	$32.50	Not stated	None
ATM & Card
Out of Network ATM Transaction 4	$1	Not stated	None
Card Replacement	$5	Not stated	None
Wire Transfers
Domestic online banking wire originations	$10	per item	None
Check Services
Cashier’s Check	$5	Not stated	None
ACH Stop Payment	$25	Not stated	None
Stop Payment	$25	Not stated	None
Digital & Electronic
Bill Pay & Zelle	$29.50	Not stated	None
Account Services
Drill Box	$200Not compared: Box drilling or key fee	Not stated	None
Garnishment and Levy Fee	$50	Not stated	None
Lending Fees
Late Fee (If payment not received within 10 days of due date)	$30	Not stated	None
Other Fees
Statement Copy	$2	Not stated	None

Correct a fee source

Oct 16, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.