First Education Federal Credit Union

Headquarters: Cheyenne, Wyoming
Charter: Credit Union
Assets: $87.2M
Fed district: Kansas City

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Apr 21, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
First Education Federal Credit Union: $35
First Education Federal Credit Union: $35
U.S. median: no median
NSF / Returned Item
First Education Federal Credit Union: $35
First Education Federal Credit Union: $35
U.S. median: no median
Wire Transfer (Domestic Out)
First Education Federal Credit Union: $25
First Education Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Apr 21, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Wyoming, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Wyoming: Banks and credit unions headquartered in Wyoming that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from First Education Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Early Account Closure Fee$5
Dormant Account$10
per month
Escheat to State$50
Account Balancing Assistance$10
Not compared: Charged per hour; comparison unavailable
per hour
Account Research$20
Not compared: Charged per hour; comparison unavailable
per hour
Specialized Account Research$50
Not compared: Charged per hour; comparison unavailable
per hour
Bad Address Fee$5
per month

Overdraft & NSF

Overdrafts$35
per item
Nonsufficient Funds Returns$35
per item

ATM & Card

Card Replacement$10
per item
Currency conversion (audience not stated, treated as personal)1%of the transaction

Wire Transfers

Outgoing Wire Transfer$25
Incoming Wire TransferNo charge
International Wire Transfer$50

Check Services

Official or Teller Check$5
per item
Stale Dated Official or Teller Check$5
per item
Money Order$5
per item
Money Orders$1.50
per item
Stale Dated Money Order$5
per item
Stop Payment$25
per item
Counter Checks (4)$1
Non-Member Check Cashing$5
per item

Digital & Electronic

ACH Origination Setup$5

Account Services

Notary Public ServicesNo charge
Lock Drilling (forced entry)No charge
Not compared: Box drilling or key fee
Garnishment or Levy$50
per item
Subordination Agreement Fee$200
per item

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closure Fee	$5	Not stated	None
Dormant Account	$10	per month	None
Escheat to State	$50	Not stated	None
Account Balancing Assistance	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Specialized Account Research	$50Not compared: Charged per hour; comparison unavailable	per hour	None
Bad Address Fee	$5	per month	None
Overdraft & NSF
Overdrafts	$35	per item	None
Nonsufficient Funds Returns	$35	per item	None
ATM & Card
Card Replacement	$10	per item	None
Currency conversion (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Wire Transfers
Outgoing Wire Transfer	$25	Not stated	None
Incoming Wire Transfer	No charge	Not stated	None
International Wire Transfer	$50	Not stated	None
Check Services
Official or Teller Check	$5	per item	None
Stale Dated Official or Teller Check	$5	per item	None
Money Order	$5	per item	None
Money Orders	$1.50	per item	None
Stale Dated Money Order	$5	per item	None
Stop Payment	$25	per item	None
Counter Checks (4)	$1	Not stated	None
Non-Member Check Cashing	$5	per item	None
Digital & Electronic
ACH Origination Setup	$5	Not stated	None
Account Services
Notary Public Services	No charge	Not stated	None
Lock Drilling (forced entry)	No chargeNot compared: Box drilling or key fee	Not stated	None
Garnishment or Levy	$50	per item	None
Subordination Agreement Fee	$200	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Apr 21, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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