Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

First Education Federal Credit Union

Cheyenne, WyomingCredit UnionKansas City Fed districtFees collected Apr 22, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

EARLY ACCOUNT CLOSURE FEE You will be charged$5Below the typical range ($10–$25 nationally)

Knox deterministic extraction from Rosetta artifact #1029. canonical_hint=early_closure; text_hash=fb7fee5f4505bbddc3506adf149632759aed68e98919a6913b584f93fb070677; excerpt="EARLY ACCOUNT CLOSURE FEE You will be charged $5 if you close your account within 90 days of the open date" · Source

Specialized Account Research$50

$25 above the national median

Knox deterministic extraction from Rosetta artifact #1029. canonical_hint=account_research; text_hash=fb7fee5f4505bbddc3506adf149632759aed68e98919a6913b584f93fb070677; excerpt="Specialized Account Research $50 per hour Billed in one hour increments with a two-hour minimum" · Source

Overdraft & NSFVerified

Negotiated Item Returned Unpaid$35Above the typical range ($15–$30 nationally)
$10 above the national median
per item · Knox deterministic extraction from Rosetta artifact #1029. canonical_hint=nsf; text_hash=fb7fee5f4505bbddc3506adf149632759aed68e98919a6913b584f93fb070677; excerpt="Negotiated Item Returned Unpaid $35 per item ACH Origination Setup $5 per origination Card Replacement $10 per card Nonsufficient Funds Returns $35 per item Always accurately track" · Source

Check ServicesVerified

Member Check Cashing$3Below the typical range ($5–$25 nationally)
$6.50 below the national median
Knox deterministic extraction from Rosetta artifact #1029. canonical_hint=check_cashing; text_hash=fb7fee5f4505bbddc3506adf149632759aed68e98919a6913b584f93fb070677; excerpt="Member Check Cashing $3 to $5 per check Based on the amount of the check and your overall relationship" · Source
Non-Member Check Cashing$5Within the typical range ($5–$25 nationally)
$4.50 below the national median
per item · Knox deterministic extraction from Rosetta artifact #1029. canonical_hint=check_cashing; text_hash=fb7fee5f4505bbddc3506adf149632759aed68e98919a6913b584f93fb070677; excerpt="Non-Member Check Cashing $5 per item We will only cash on-us drafts for non-members" · Source

Lending FeesVerified

Late Payment Charge – Credit Cards up to$25Within the typical range ($15–$28.38 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #1029. canonical_hint=late_payment; text_hash=fb7fee5f4505bbddc3506adf149632759aed68e98919a6913b584f93fb070677; excerpt="Late Payment Charge – Credit Cards up to $25 You will be charged this fee If your payment is received after the statement due date" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
EARLY ACCOUNT CLOSURE FEE You will be charged	$5Below the typical range ($10–$25 nationally)	$17.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #1029. canonical_hint=early_closure; text_hash=fb7fee5f4505bbddc3506adf149632759aed68e98919a6913b584f93fb070677; excerpt="EARLY ACCOUNT CLOSURE FEE You will be charged $5 if you close your account within 90 days of the open date"	Source
Specialized Account Research	$50Above the typical range ($15–$25 nationally)	$25 above the national median	—	Knox deterministic extraction from Rosetta artifact #1029. canonical_hint=account_research; text_hash=fb7fee5f4505bbddc3506adf149632759aed68e98919a6913b584f93fb070677; excerpt="Specialized Account Research $50 per hour Billed in one hour increments with a two-hour minimum"	Source
Overdraft & NSFVerified
Negotiated Item Returned Unpaid	$35Above the typical range ($15–$30 nationally)	$10 above the national median	per item	Knox deterministic extraction from Rosetta artifact #1029. canonical_hint=nsf; text_hash=fb7fee5f4505bbddc3506adf149632759aed68e98919a6913b584f93fb070677; excerpt="Negotiated Item Returned Unpaid $35 per item ACH Origination Setup $5 per origination Card Replacement $10 per card Nonsufficient Funds Returns $35 per item Always accurately track"	Source
Check ServicesVerified
Member Check Cashing	$3Below the typical range ($5–$25 nationally)	$6.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #1029. canonical_hint=check_cashing; text_hash=fb7fee5f4505bbddc3506adf149632759aed68e98919a6913b584f93fb070677; excerpt="Member Check Cashing $3 to $5 per check Based on the amount of the check and your overall relationship"	Source
Non-Member Check Cashing
Lending FeesVerified
Late Payment Charge – Credit Cards up to	$25Within the typical range ($15–$28.38 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #1029. canonical_hint=late_payment; text_hash=fb7fee5f4505bbddc3506adf149632759aed68e98919a6913b584f93fb070677; excerpt="Late Payment Charge – Credit Cards up to $25 You will be charged this fee If your payment is received after the statement due date"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $35

40% above the national median NSF fee

Total fees: 6 — leaner than most institutions

Verified fees

Under review

Assets

$87.2M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$87.2M

Total deposits

$77.7M

Service charge income (year to date)

$135K

Fee income ratio

6.0%

Return on assets

1.14%

Financial profile · Pro

Performance from regulator filings

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