16 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 11, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Each amount links to the fee schedule it was read from. Medians for Wisconsin, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from North Shore Bank’s own schedules, with a source for each figure.
per item
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Charge for dormancy after 12 months | $6 | per month | None |
| Inactive fee between 18-24 months | $6 | per month | None |
| Inactive fee between 6-12 months | $6 | per month | None |
| Paper statements eStatements are free for all accounts | $3 | per month | None |
Overdraft & NSF | |||
| Overdraft Fee | $36 | Not stated | None |
| Overdraft Privilege – Standard or Extended Coverage | $36 | per item | None |
| NSF posting attempt fee | $30 | Not stated | None |
| NSF return item fee | $30 | Not stated | None |
| Continuous Overdraft | $15 | Not stated | None |
| Overdraft Daily Cap (audience not stated, treated as personal) | $180 | per day | maximum of 5 charges per day |
ATM & Card | |||
| ATMs inside United States & internationally | $3 | per item | None |
| Rush fee for expedited processing | $25 | Not stated | None |
| Currency Conversion Assessment (audience not stated, treated as personal) | 0.2%of the transaction | Not stated | None |
Check Services | |||
| Cashier’s check | $8 | per item | None |
| Money order | $5 | per item | None |
| Stop payment order fee including electronic payments | $36 | Not stated | None |
| Copy of check written on North Shore Bank account | $8 | Not stated | None |
Account Services | |||
| Drilling charge (additional locksmith fees: Non-customer | $50Not compared: Box drilling or key fee | Not stated | None |
| Legal processes, plus costs (garnishments, levies, etc.) | $100 | Not stated | None |
| Subordination fee | $100 | Not stated | None |
Lending Fees | |||
| Late fee (Maximum of $20) | $10Not compared: Monthly charge, not per item | per month | None |
Other Fees | |||
| Duplicate copy of statement (paper and electronic) | $6 | Not stated | None |
| Duplicate lien release | $50 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
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