Commonwealth One Federal Credit Union

Headquarters: Alexandria, Virginia
Charter: Credit Union
Assets: $501.7M
Fed district: Richmond

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 16, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $10, the middle of its prices
Commonwealth One Federal Credit Union: $0 to $20
Commonwealth One Federal Credit Union: $0 to $20
U.S. median: no median
Overdraft (OD)
Commonwealth One Federal Credit Union: $30
Commonwealth One Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Commonwealth One Federal Credit Union: $30
Commonwealth One Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 16, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Virginia: Banks and credit unions headquartered in Virginia that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Commonwealth One Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

1 A monthly fee$20
per month
Monthly Service Fee (No minimum balance required)No charge
per month
Relationship Checking Monthly Fee (audience not stated, treated as personal)$7
per month
Relationship Plus Checking Monthly Fee (audience not stated, treated as personal)$12
per month
Solutions Checking Monthly Fee (audience not stated, treated as personal)$10
per month
Share Savings – minimum balance$5
Dormant Monthly Account Fee (audience not stated, treated as personal)$5
per month
Escheatment Processing$50
Account Reconciliation/Research per hour$25
Not compared: Charged per hour; comparison unavailable
per hour
Money Management Account Excessive Transaction Fee (Transaction > 6 per month) (audience not stated, treated as personal)$30
Not compared: Monthly charge, not per item
per month
Bad Address Maintenance per month$5
per month

Overdraft & NSF

Non-Sufficient Funds (NSF) and ACH Overdraft per presentment (audience not stated, treated as personal)$30
per item
Optional Overdraft Courtesy Pay Service per presentment (audience not stated, treated as personal)$30
per item
Non-Sufficient Funds (NSF) (per item) (audience not stated, treated as personal)$30
per item
Returned Check on Another Bank (audience not stated, treated as personal)$30

ATM & Card

ATM Withdrawal Fees, out of Network$1
Express Shipping Fee (Debit/Credit Card)$35
Foreign Transaction Fee (in U.S. dollars)1%of the transaction

Wire Transfers

Wire Transfer: Outgoing Domestic$15
Wire Transfer: Outgoing International$50

Check Services

Official Checks per item (1 Free Per Day) (audience not stated, treated as personal)$4
per item
Stop Payment of Official Check$30
per item
Stop Payment paid by check (per item)$30
per item
Stop Payment per presentment (In Branch or Member Contact Center) (audience not stated, treated as personal)$30
per item
Stop Payment per presentment (In Online Banking) (audience not stated, treated as personal)$14
per item
Counter Checks per item (audience not stated, treated as personal)$2.50
per item
Photocopy of sales draft$5
Statement/Check Copy$5
per item

Cash & Deposit

VISA® Cash Advance$5

Account Services

Garnishment of Account$50
Levy Against Account$50
Verification of Deposit$15

Fee	Amount	Basis	Note
Account Maintenance
1 A monthly fee	$20	per month	None
Monthly Service Fee (No minimum balance required)	No charge	per month	None
Relationship Checking Monthly Fee (audience not stated, treated as personal)	$7	per month	None
Relationship Plus Checking Monthly Fee (audience not stated, treated as personal)	$12	per month	None
Solutions Checking Monthly Fee (audience not stated, treated as personal)	$10	per month	None
Share Savings – minimum balance	$5	Not stated	None
Dormant Monthly Account Fee (audience not stated, treated as personal)	$5	per month	None
Escheatment Processing	$50	Not stated	None
Account Reconciliation/Research per hour	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Money Management Account Excessive Transaction Fee (Transaction > 6 per month) (audience not stated, treated as personal)	$30Not compared: Monthly charge, not per item	per month	None
Bad Address Maintenance per month	$5	per month	None
Overdraft & NSF
Non-Sufficient Funds (NSF) and ACH Overdraft per presentment (audience not stated, treated as personal)	$30	per item	None
Optional Overdraft Courtesy Pay Service per presentment (audience not stated, treated as personal)	$30	per item	None
Non-Sufficient Funds (NSF) (per item) (audience not stated, treated as personal)	$30	per item	None
Returned Check on Another Bank (audience not stated, treated as personal)	$30	Not stated	None
ATM & Card
ATM Withdrawal Fees, out of Network	$1	Not stated	None
Express Shipping Fee (Debit/Credit Card)	$35	Not stated	None
Foreign Transaction Fee (in U.S. dollars)	1%of the transaction	Not stated	None
Wire Transfers
Wire Transfer: Outgoing Domestic	$15	Not stated	None
Wire Transfer: Outgoing International	$50	Not stated	None
Check Services
Official Checks per item (1 Free Per Day) (audience not stated, treated as personal)	$4	per item	None
Stop Payment of Official Check	$30	per item	None
Stop Payment paid by check (per item)	$30	per item	None
Stop Payment per presentment (In Branch or Member Contact Center) (audience not stated, treated as personal)	$30	per item	None
Stop Payment per presentment (In Online Banking) (audience not stated, treated as personal)	$14	per item	None
Counter Checks per item (audience not stated, treated as personal)	$2.50	per item	None
Photocopy of sales draft	$5	Not stated	None
Statement/Check Copy	$5	per item	None
Cash & Deposit
VISA® Cash Advance	$5	Not stated	None
Account Services
Garnishment of Account	$50	Not stated	None
Levy Against Account	$50	Not stated	None
Verification of Deposit	$15	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 16, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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