Daniels-Sheridan Federal Credit Union

Headquarters: Scobey, Montana
Charter: Credit Union
Assets: $92.2M
Fed district: Minneapolis
Regulator: NCUA

9 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 27, 2026.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 27, 2026

How these figures are measured

Call-report figures are for Daniels-Sheridan Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Daniels-Sheridan Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Oct 27, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: Daniels-Sheridan Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was $49K in Q2 2026, 40% above the same quarter a year earlier ($35K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Daniels-Sheridan Federal Credit Union: $35
Daniels-Sheridan Federal Credit Union: $35
U.S. median: no median
Non-Network ATM
Daniels-Sheridan Federal Credit Union: $2
Daniels-Sheridan Federal Credit Union: $2
U.S. median: no median
Stop Payment
Daniels-Sheridan Federal Credit Union: $10
Daniels-Sheridan Federal Credit Union: $10
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 27, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Montana, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Montana: Banks and credit unions headquartered in Montana that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income rose 123% from Q3 2025 to Q2 2026, to $49K.

Fee income, Q2 2026

$49K

$22KQ3 2025

$79KQ4 2025

$89KQ1 2026

$49KQ2 2026

Against the median

Daniels-Sheridan Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

Daniels-Sheridan Federal Credit Union · $92M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.

Credit unions only
$91M to $93M in assets
Headquartered in 17 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Daniels-Sheridan Federal Credit Union(this institution)	Scobey, MT	$92M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Overdraft not published
Baycel Federal Credit Union	Bay City, TX	$92M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Chicago Firefighter'S Federal Credit Union	Chicago, IL	$93M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Christian Family Federal Credit Union	North Canton, OH	$93M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Coastal Community Federal Credit Union	Galveston, TX	$93M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
County Schools Federal Credit Union	Ventura, CA	$91M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Dakota Plains Federal Credit Union	Edgeley, ND	$93M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Family Advantage Federal Credit Union	Spring Hill, TN	$93M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Formation Federal Credit Union	Baton Rouge, LA	$93M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Good Neighbors Federal Credit Union	Depew, NY	$92M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Jefferson Credit Union	Hoover, AL	$91M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Marshfield Medical Center Federal Credit Union	Marshfield, WI	$91M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Mckesson & Healthcare Providers Federal Credit Union	Martinez, CA	$93M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Members Source Federal Credit Union	Merrillville, IN	$92M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Multi-States Federal Credit Union	Springfield, MO	$91M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Northwoods Community Federal Credit Union	Park Falls, WI	$93M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Progressions Federal Credit Union	Spokane, WA	$93M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Sheboygan Area Federal Credit Union	Sheboygan, WI	$93M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Shelby County Federal Credit Union	Memphis, TN	$92M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Sunset Science Park Federal Credit Union	Portland, OR	$92M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Transit Employees Federal Credit Union	Greenbelt, MD	$93M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Traverse Catholic Federal Credit Union	Traverse City, MI	$92M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Upward Federal Credit Union	Burlingame, CA	$93M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Vision One Federal Credit Union	Sacramento, CA	$92M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Welcome Federal Credit Union	Morrisville, NC	$92M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Wellspring Federal Credit Union	Bridge City, TX	$92M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 11 publish this fee(monthly maintenance)

14 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Daniels-Sheridan Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $6.25 among 11 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 27, 2026.

Monthly maintenance fee in dollars, one mark per institution

Daniels-Sheridan Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

Daniels-Sheridan Federal…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 27, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Daniels-Sheridan Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $49K
vs prior quarter: −$40K−44.9%; from Q1 2026
vs a year earlier: +$14K+40.0%; from Q2 2025
vs start of range: +$22K+81.5%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: Daniels-Sheridan Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$49K	−$40K	−44.9%
Q1 2026	$89K	+$10K	+12.7%
Q4 2025	$79K	+$57K	+259.1%
Q3 2025	$22K	−$13K	−37.1%
Q2 2025	$35K	−$138K	−79.8%
Q1 2025	$173K	+$151K	+686.4%
Q4 2024	$22K	−$5K	−18.5%
Q3 2024	$27K	−$6K	−18.2%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Daniels-Sheridan Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Reconcile Statement$10
Not compared: Charged per hour; comparison unavailable
per hour
Research Fee$12
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

NSF (returned)$35
per item

ATM & Card

ATM Transaction Fee (at other ATM’s)$2
Card Replacement Fee$10
Card Rush Order$75

Wire Transfers

International Wire Transfer$18

Check Services

Stop Payment Requests$10
NSF Collection Fee$25
Check Copies$3
per item

Account Services

Annual Rent Fees:3×5″$15
per year
Lock Drilling Fee$150
Not compared: Box drilling or key fee

Fee	Amount	Basis	Note
Account Maintenance
Reconcile Statement	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Research Fee	$12Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
NSF (returned)	$35	per item	None
ATM & Card
ATM Transaction Fee (at other ATM’s)	$2	Not stated	None
Card Replacement Fee	$10	Not stated	None
Card Rush Order	$75	Not stated	None
Wire Transfers
International Wire Transfer	$18	Not stated	None
Check Services
Stop Payment Requests	$10	Not stated	None
NSF Collection Fee	$25	Not stated	None
Check Copies	$3	per item	None
Account Services
Annual Rent Fees:3×5″	$15	per year	None
Lock Drilling Fee	$150Not compared: Box drilling or key fee	Not stated	None

Correct a fee source

Oct 27, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Daniels-Sheridan Federal Credit Union's ach origination changes in our data

We check once a day and send one email covering every change.