Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Members Choice Wv Federal Credit Union

Charleston, West VirginiaCredit UnionCleveland Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation$20Within the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #2627. canonical_hint=account_research; text_hash=0403b0d495d128791c26b719400c92709dc2d545fa0c5d166f99c4b568ebf1a4; excerpt="Account Reconciliation | $20.00/Hour & $1.00/Page" · Source

if account closed within 90 days of opening$30

$15 above the national median

Knox deterministic extraction from Rosetta artifact #987. canonical_hint=early_closure; text_hash=7c353151897e6f1397bf1e3b72151995a4a5ab2dc01f89f75df9d6d0cd51ea1a; excerpt="$30.00 if account closed within 90 days of opening" · Source

Inactive/Dormant Account$5

At the national median

per month · Knox deterministic extraction from Rosetta artifact #2627. canonical_hint=dormant_account; text_hash=0403b0d495d128791c26b719400c92709dc2d545fa0c5d166f99c4b568ebf1a4; excerpt="Inactive/Dormant Account | $5.00/Month after 12 months of inactivity. After 7 years, remaining money is turned over to State of West Virginia." · Source

Overdraft & NSFVerified

ACH Overdraft$25Within the typical range ($20–$30 nationally)
$3 below the national median
Knox deterministic extraction from Rosetta artifact #2627. canonical_hint=overdraft; text_hash=0403b0d495d128791c26b719400c92709dc2d545fa0c5d166f99c4b568ebf1a4; excerpt="ACH Overdraft | $25.00/Item" · Source
Non-sufficient Funds (NSF)$25Within the typical range ($25–$32 nationally)
$4 below the national median
Knox deterministic extraction from Rosetta artifact #2627. canonical_hint=nsf; text_hash=0403b0d495d128791c26b719400c92709dc2d545fa0c5d166f99c4b568ebf1a4; excerpt="Non-sufficient Funds (NSF) | $25.00/Item" · Source
Overdraft Protection$5Below the typical range ($20–$30 nationally)
$23 below the national median
Knox deterministic extraction from Rosetta artifact #2627. canonical_hint=overdraft; text_hash=0403b0d495d128791c26b719400c92709dc2d545fa0c5d166f99c4b568ebf1a4; excerpt="Overdraft Protection | $5.00/Occurrence" · Source
Returned Item$20Below the typical range ($25–$32 nationally)
$9 below the national median
Knox deterministic extraction from Rosetta artifact #2627. canonical_hint=nsf; text_hash=0403b0d495d128791c26b719400c92709dc2d545fa0c5d166f99c4b568ebf1a4; excerpt="Returned Item | $20.00/Item" · Source

ATM & CardVerified

Card Replacement (Debit or Credit)$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2627. canonical_hint=card_replacement; text_hash=0403b0d495d128791c26b719400c92709dc2d545fa0c5d166f99c4b568ebf1a4; excerpt="Card Replacement (Debit or Credit) | $10.00/Card" · Source

Check ServicesVerified

/Money Order$1.50Below the typical range ($2–$3.50 nationally)
$0.50 below the national median
Knox deterministic extraction from Rosetta artifact #987. canonical_hint=money_order; text_hash=7c353151897e6f1397bf1e3b72151995a4a5ab2dc01f89f75df9d6d0cd51ea1a; excerpt="$1.50/Money Order" · Source
Stop Payment$15Below the typical range ($20–$30 nationally)
$12 below the national median
Knox deterministic extraction from Rosetta artifact #2627. canonical_hint=stop_payment; text_hash=0403b0d495d128791c26b719400c92709dc2d545fa0c5d166f99c4b568ebf1a4; excerpt="Stop Payment | $15.00/Request" · Source

Digital & ElectronicVerified

Bill Pay – Account to Account Transfers (Outbound)$2Within the typical range ($0–$12.50 nationally)
$3 below the national median
Knox deterministic extraction from Rosetta artifact #2627. canonical_hint=bill_pay; text_hash=0403b0d495d128791c26b719400c92709dc2d545fa0c5d166f99c4b568ebf1a4; excerpt="Bill Pay – Account to Account Transfers (Outbound) | $2.00/Check" · Source
Bill Pay – Overnight$14.95Above the typical range ($0–$12.50 nationally)
$9.95 above the national median
Knox deterministic extraction from Rosetta artifact #2627. canonical_hint=bill_pay; text_hash=0403b0d495d128791c26b719400c92709dc2d545fa0c5d166f99c4b568ebf1a4; excerpt="Bill Pay – Overnight | $14.95/Item" · Source
Bill Pay – Same Day Bill Pay$9.95Within the typical range ($0–$12.50 nationally)
$4.95 above the national median
Knox deterministic extraction from Rosetta artifact #2627. canonical_hint=bill_pay; text_hash=0403b0d495d128791c26b719400c92709dc2d545fa0c5d166f99c4b568ebf1a4; excerpt="Bill Pay – Same Day Bill Pay | $9.95/Item" · Source

Account ServicesVerified

Legal Process (tax levies, summons)$50Within the typical range ($25–$100 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2627. canonical_hint=legal_process; text_hash=0403b0d495d128791c26b719400c92709dc2d545fa0c5d166f99c4b568ebf1a4; excerpt="Legal Process (tax levies, summons) | $50.00/Occurrence" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation	$20Within the typical range ($15–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2627. canonical_hint=account_research; text_hash=0403b0d495d128791c26b719400c92709dc2d545fa0c5d166f99c4b568ebf1a4; excerpt="Account Reconciliation \| $20.00/Hour & $1.00/Page"	Source
if account closed within 90 days of opening	$30Above the typical range ($10–$25 nationally)	$15 above the national median	—	Knox deterministic extraction from Rosetta artifact #987. canonical_hint=early_closure; text_hash=7c353151897e6f1397bf1e3b72151995a4a5ab2dc01f89f75df9d6d0cd51ea1a; excerpt="$30.00 if account closed within 90 days of opening"	Source
Inactive/Dormant Account	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #2627. canonical_hint=dormant_account; text_hash=0403b0d495d128791c26b719400c92709dc2d545fa0c5d166f99c4b568ebf1a4; excerpt="Inactive/Dormant Account \| $5.00/Month after 12 months of inactivity. After 7 years, remaining money is turned over to State of West Virginia."	Source
Overdraft & NSFVerified
ACH Overdraft	$25Within the typical range ($20–$30 nationally)	$3 below the national median	—	Knox deterministic extraction from Rosetta artifact #2627. canonical_hint=overdraft; text_hash=0403b0d495d128791c26b719400c92709dc2d545fa0c5d166f99c4b568ebf1a4; excerpt="ACH Overdraft \| $25.00/Item"	Source
Non-sufficient Funds (NSF)	$25
ATM & CardVerified
Card Replacement (Debit or Credit)	$10Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2627. canonical_hint=card_replacement; text_hash=0403b0d495d128791c26b719400c92709dc2d545fa0c5d166f99c4b568ebf1a4; excerpt="Card Replacement (Debit or Credit) \| $10.00/Card"	Source
Check ServicesVerified
/Money Order	$1.50Below the typical range ($2–$3.50 nationally)	$0.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #987. canonical_hint=money_order; text_hash=7c353151897e6f1397bf1e3b72151995a4a5ab2dc01f89f75df9d6d0cd51ea1a; excerpt="$1.50/Money Order"	Source
Stop Payment	$15
Digital & ElectronicVerified
Bill Pay – Account to Account Transfers (Outbound)	$2Within the typical range ($0–$12.50 nationally)	$3 below the national median	—	Knox deterministic extraction from Rosetta artifact #2627. canonical_hint=bill_pay; text_hash=0403b0d495d128791c26b719400c92709dc2d545fa0c5d166f99c4b568ebf1a4; excerpt="Bill Pay – Account to Account Transfers (Outbound) \| $2.00/Check"	Source
Bill Pay – Overnight
Account ServicesVerified
Legal Process (tax levies, summons)	$50Within the typical range ($25–$100 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2627. canonical_hint=legal_process; text_hash=0403b0d495d128791c26b719400c92709dc2d545fa0c5d166f99c4b568ebf1a4; excerpt="Legal Process (tax levies, summons) \| $50.00/Occurrence"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

11% below the national median overdraft fee

Total fees: 14 — leaner than most institutions

Verified fees

Under review

Assets

$93.6M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$93.6M

Total deposits

$73.2M

Service charge income (year to date)

$277K

Fee income ratio

11.7%

Return on assets

0.74%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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