Inova Federal Credit Union

Headquarters: Elkhart, Indiana
Charter: Credit Union
Assets: $643.5M
Fed district: Chicago

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 3, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Shield Checking $5 · Elite Checking $7.50
Compared at $6.25, the middle of its prices
Inova Federal Credit Union: $5 to $7.50
Inova Federal Credit Union: $5 to $7.50
U.S. median: no median
Non-Network ATM
Inova Federal Credit Union: $2
Inova Federal Credit Union: $2
U.S. median: no median
Stop Payment
Inova Federal Credit Union: $29
Inova Federal Credit Union: $29
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Indiana, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Indiana: Banks and credit unions headquartered in Indiana that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Inova Federal Credit Union · $643M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.

Credit unions only
$622M to $662M in assets
Headquartered in 19 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Inova Federal Credit Union(this institution)	Elkhart, IN	$643M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Adventure Federal Credit Union	Grand Rapids, MI	$646M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Align Federal Credit Union	Lowell, MA	$651M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
American 1 Federal Credit Union	Jackson, MI	$661M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Beehive Federal Credit Union	Rexburg, ID	$648M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
City Federal Credit Union	Dallas, TX	$630M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Co-Op Federal Credit Union	Black River Falls, WI	$627M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Coast360 Federal Credit Union	Maite, GU	$633M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Consumer Federal Credit Union	Greeneville, TN	$660M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Embers Federal Credit Union	Marquette, MI	$622M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Emblem Credit Union	Gadsden, AL	$628M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Evergreen Federal Credit Union	Portland, ME	$645M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Fedex Employees Credit Association Federal Credit Union	Memphis, TN	$641M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Financial Resources Federal Credit Union	Branchburg, NJ	$659M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Floridacentral Federal Credit Union	Tampa, FL	$622M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
G.P.O. Federal Credit Union	New Hartford, NY	$630M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Homeland Federal Credit Union	Chillicothe, OH	$624M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Insight Federal Credit Union	Winter Springs, FL	$629M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Johns Hopkins Federal Credit Union	Baltimore, MD	$637M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Metro Credit Union	Omaha, NE	$646M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Omni Community Federal Credit Union	Battle Creek, MI	$662M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Our Community Federal Credit Union	Shelton, WA	$638M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Partner Colorado Federal Credit Union	Arvada, CO	$644M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Premier One Federal Credit Union	San Jose, CA	$656M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Security Federal Credit Union	Grand Blanc, MI	$653M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Wasatch Peaks Federal Credit Union	Ogden, UT	$658M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 11 publish this fee(monthly maintenance)

14 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $0.25 (4.2%) above the median of similar-sized credit unions.

Compared at $6.25, the middle of its two prices, against a peer median of $6 among 11 publishing peers.

Its two checking prices are $5 and $7.50.

$6.25 is a comparison price, not a fee anyone is charged.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.

Monthly maintenance fee in dollars, one mark per institution

Inova Federal Credit Union: an account price on its scheduleIts comparison price, the middle of its prices: not a fee anyone is chargedPeer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Inova Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Elite Checking monthly fee (audience not stated, treated as personal)$7.50
per month · A $7.50/month fee if the balance falls below $2,000 for the Elite Checking Account
Shield Checking Monthly Service Charge$5
per month
Account Reconciliation$15
Not compared: Charged per hour; comparison unavailable
per hour
Account Research$15
Not compared: Charged per hour; comparison unavailable
per hour
Mailed Paper Statement$2.50
per month
Return Mail Fee$5

Overdraft & NSF

Overdraft Transfer$3
per item

ATM & Card

Foreign ATM transactions$2
per transaction
To avoid paying a fee, choose any INOVA FCU ATM, Alliance One or CO-OP Network ATM across the nation. Foreign ATM trans$2
per item
Foreign transaction fees0.8%of the transaction

Wire Transfers

Wire Transfer (Incoming)$10
per item

Check Services

State Corporate Check$15
per item
Check Printing depending upon style (less than $500.99)$3
per item
Withdrawal Fee annual distribution: Stop Payment$29
per item
Non-Member check cashing$10
per item
Check Copy$2.50
per item

Cash & Deposit

2 Annual Percentage Rate. Cash advance fees$5
Not compared: Annual charge, not per item
per year
Cash advance fees4%of the advance ($5 minimum)
per item

Account Services

Key Replacement$25
Not compared: Box drilling or key fee
per item
Lock Drilling$25
Not compared: Box drilling or key fee
Lock Drilling Emergency$50
Not compared: Box drilling or key fee
Safe Deposit Box 10” x 10”$75
per year
Safe Deposit Box 3” x 10”$45
per year
Safe Deposit Box 3” x 5”$25
per year
Safe Deposit Box 5” x 10”$55
per year
Safe Deposit Box Fees$10
per item
Verification of Deposit$10

Other Fees

Statement Copy$2.50
per item
Loan Refinance$100
LOC advance fee$5
per transaction

Fee	Amount	Basis	Note
Account Maintenance
Elite Checking monthly fee (audience not stated, treated as personal)	$7.50	per month	A $7.50/month fee if the balance falls below $2,000 for the Elite Checking Account
Shield Checking Monthly Service Charge	$5	per month	None
Account Reconciliation	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Mailed Paper Statement	$2.50	per month	None
Return Mail Fee	$5	Not stated	None
Overdraft & NSF
Overdraft Transfer	$3	per item	None
ATM & Card
Foreign ATM transactions	$2	per transaction	None
To avoid paying a fee, choose any INOVA FCU ATM, Alliance One or CO-OP Network ATM across the nation. Foreign ATM trans	$2	per item	None
Foreign transaction fees	0.8%of the transaction	Not stated	None
Wire Transfers
Wire Transfer (Incoming)	$10	per item	None
Check Services
State Corporate Check	$15	per item	None
Check Printing depending upon style (less than $500.99)	$3	per item	None
Withdrawal Fee annual distribution: Stop Payment	$29	per item	None
Non-Member check cashing	$10	per item	None
Check Copy	$2.50	per item	None
Cash & Deposit
2 Annual Percentage Rate. Cash advance fees	$5Not compared: Annual charge, not per item	per year	None
Cash advance fees	4%of the advance ($5 minimum)	per item	None
Account Services
Key Replacement	$25Not compared: Box drilling or key fee	per item	None
Lock Drilling	$25Not compared: Box drilling or key fee	Not stated	None
Lock Drilling Emergency	$50Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10” x 10”	$75	per year	None
Safe Deposit Box 3” x 10”	$45	per year	None
Safe Deposit Box 3” x 5”	$25	per year	None
Safe Deposit Box 5” x 10”	$55	per year	None
Safe Deposit Box Fees	$10	per item	None
Verification of Deposit	$10	Not stated	None
Other Fees
Statement Copy	$2.50	per item	None
Loan Refinance	$100	Not stated	None
LOC advance fee	$5	per transaction	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Inova Federal Credit Union's early account closure changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Shield Checking $5 · Elite Checking $7.50
Compared at $6.25, the middle of its prices
Inova Federal Credit Union: $5 to $7.50
Inova Federal Credit Union: $5 to $7.50
U.S. median: no median
Non-Network ATM
Inova Federal Credit Union: $2
Inova Federal Credit Union: $2
U.S. median: no median
Stop Payment
Inova Federal Credit Union: $29
Inova Federal Credit Union: $29
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Indiana, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Indiana: Banks and credit unions headquartered in Indiana that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Inova Federal Credit Union · $643M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.

Credit unions only
$622M to $662M in assets
Headquartered in 19 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Inova Federal Credit Union(this institution)	Elkhart, IN	$643M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Adventure Federal Credit Union	Grand Rapids, MI	$646M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Align Federal Credit Union	Lowell, MA	$651M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
American 1 Federal Credit Union	Jackson, MI	$661M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Beehive Federal Credit Union	Rexburg, ID	$648M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
City Federal Credit Union	Dallas, TX	$630M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Co-Op Federal Credit Union	Black River Falls, WI	$627M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Coast360 Federal Credit Union	Maite, GU	$633M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Consumer Federal Credit Union	Greeneville, TN	$660M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Embers Federal Credit Union	Marquette, MI	$622M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Emblem Credit Union	Gadsden, AL	$628M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Evergreen Federal Credit Union	Portland, ME	$645M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Fedex Employees Credit Association Federal Credit Union	Memphis, TN	$641M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Financial Resources Federal Credit Union	Branchburg, NJ	$659M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Floridacentral Federal Credit Union	Tampa, FL	$622M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
G.P.O. Federal Credit Union	New Hartford, NY	$630M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Homeland Federal Credit Union	Chillicothe, OH	$624M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Insight Federal Credit Union	Winter Springs, FL	$629M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Johns Hopkins Federal Credit Union	Baltimore, MD	$637M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Metro Credit Union	Omaha, NE	$646M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Omni Community Federal Credit Union	Battle Creek, MI	$662M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Our Community Federal Credit Union	Shelton, WA	$638M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Partner Colorado Federal Credit Union	Arvada, CO	$644M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Premier One Federal Credit Union	San Jose, CA	$656M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Security Federal Credit Union	Grand Blanc, MI	$653M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Wasatch Peaks Federal Credit Union	Ogden, UT	$658M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 11 publish this fee(monthly maintenance)

14 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $0.25 (4.2%) above the median of similar-sized credit unions.

Compared at $6.25, the middle of its two prices, against a peer median of $6 among 11 publishing peers.

Its two checking prices are $5 and $7.50.

$6.25 is a comparison price, not a fee anyone is charged.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.

Monthly maintenance fee in dollars, one mark per institution

Inova Federal Credit Union: an account price on its scheduleIts comparison price, the middle of its prices: not a fee anyone is chargedPeer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Inova Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Elite Checking monthly fee (audience not stated, treated as personal)$7.50
per month · A $7.50/month fee if the balance falls below $2,000 for the Elite Checking Account
Shield Checking Monthly Service Charge$5
per month
Account Reconciliation$15
Not compared: Charged per hour; comparison unavailable
per hour
Account Research$15
Not compared: Charged per hour; comparison unavailable
per hour
Mailed Paper Statement$2.50
per month
Return Mail Fee$5

Overdraft & NSF

Overdraft Transfer$3
per item

ATM & Card

Foreign ATM transactions$2
per transaction
To avoid paying a fee, choose any INOVA FCU ATM, Alliance One or CO-OP Network ATM across the nation. Foreign ATM trans$2
per item
Foreign transaction fees0.8%of the transaction

Wire Transfers

Wire Transfer (Incoming)$10
per item

Check Services

State Corporate Check$15
per item
Check Printing depending upon style (less than $500.99)$3
per item
Withdrawal Fee annual distribution: Stop Payment$29
per item
Non-Member check cashing$10
per item
Check Copy$2.50
per item

Cash & Deposit

2 Annual Percentage Rate. Cash advance fees$5
Not compared: Annual charge, not per item
per year
Cash advance fees4%of the advance ($5 minimum)
per item

Account Services

Key Replacement$25
Not compared: Box drilling or key fee
per item
Lock Drilling$25
Not compared: Box drilling or key fee
Lock Drilling Emergency$50
Not compared: Box drilling or key fee
Safe Deposit Box 10” x 10”$75
per year
Safe Deposit Box 3” x 10”$45
per year
Safe Deposit Box 3” x 5”$25
per year
Safe Deposit Box 5” x 10”$55
per year
Safe Deposit Box Fees$10
per item
Verification of Deposit$10

Other Fees

Statement Copy$2.50
per item
Loan Refinance$100
LOC advance fee$5
per transaction

Fee	Amount	Basis	Note
Account Maintenance
Elite Checking monthly fee (audience not stated, treated as personal)	$7.50	per month	A $7.50/month fee if the balance falls below $2,000 for the Elite Checking Account
Shield Checking Monthly Service Charge	$5	per month	None
Account Reconciliation	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Mailed Paper Statement	$2.50	per month	None
Return Mail Fee	$5	Not stated	None
Overdraft & NSF
Overdraft Transfer	$3	per item	None
ATM & Card
Foreign ATM transactions	$2	per transaction	None
To avoid paying a fee, choose any INOVA FCU ATM, Alliance One or CO-OP Network ATM across the nation. Foreign ATM trans	$2	per item	None
Foreign transaction fees	0.8%of the transaction	Not stated	None
Wire Transfers
Wire Transfer (Incoming)	$10	per item	None
Check Services
State Corporate Check	$15	per item	None
Check Printing depending upon style (less than $500.99)	$3	per item	None
Withdrawal Fee annual distribution: Stop Payment	$29	per item	None
Non-Member check cashing	$10	per item	None
Check Copy	$2.50	per item	None
Cash & Deposit
2 Annual Percentage Rate. Cash advance fees	$5Not compared: Annual charge, not per item	per year	None
Cash advance fees	4%of the advance ($5 minimum)	per item	None
Account Services
Key Replacement	$25Not compared: Box drilling or key fee	per item	None
Lock Drilling	$25Not compared: Box drilling or key fee	Not stated	None
Lock Drilling Emergency	$50Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10” x 10”	$75	per year	None
Safe Deposit Box 3” x 10”	$45	per year	None
Safe Deposit Box 3” x 5”	$25	per year	None
Safe Deposit Box 5” x 10”	$55	per year	None
Safe Deposit Box Fees	$10	per item	None
Verification of Deposit	$10	Not stated	None
Other Fees
Statement Copy	$2.50	per item	None
Loan Refinance	$100	Not stated	None
LOC advance fee	$5	per transaction	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.