Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Unity Catholic Federal Credit Union

Parma, OhioCredit UnionCleveland Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account closed within 12 months of opening$25Within the typical range ($10–$25 nationally)

ATM & CardVerified

ATM Transaction - Over 8/month any network$0.50Below the typical range ($1–$2.50 nationally)
$1.42 below the national median
per month · Source
Card Replacement$15Above the typical range ($5–$10 nationally)
$5 above the national median
Source
Card Replacement – Rush$35Within the typical range ($30–$50 nationally)
$5 below the national median
Source

Check ServicesVerified

Check Cashing (Members under 18 years of age)$0Below the typical range ($5–$10 nationally)
$5 below the national median
Source
Check Cashing (Non-Members)$15Above the typical range ($5–$10 nationally)
$10 above the national median
Source
Counter Check made out to third party$2Within the typical range ($1–$4 nationally)
At the national median
per item · Source
Money Order Fee$1.50Below the typical range ($1.69–$3 nationally)
$0.50 below the national median
per item · Source
Photo Copies of checks in Home Banking$0Below the typical range ($2–$5 nationally)
$3 below the national median
Source
Photo Copy of a Check$5Within the typical range ($2–$5 nationally)
$2 above the national median
per item · Source
SERVICE FEES | Check Cashing (Less than , no other active service) Active = service used at least every 6 months$5Within the typical range ($5–$10 nationally)
At the national median
per item · Source
Stop Payment$35Above the typical range ($20–$30 nationally)
$8 above the national median
Source
Temporary Checks$1Within the typical range ($1–$4 nationally)
$1 below the national median
Source

Digital & ElectronicVerified

Bill Pay - initial 3 months free, then non-use$3Within the typical range ($0–$10 nationally)
$1.95 below the national median
per month · Source
One-time ACH Origination Fee$25Above the typical range ($5–$20 nationally)
$15 above the national median
Source

Account ServicesVerified

Account Verification Processing Fee$5Below the typical range ($8.98–$15 nationally)
$5 below the national median
Source
Notary Fee (Member)$0Within the typical range ($0–$5 nationally)
$2.50 below the national median
Source
Notary Fee (Non-Member)$5Within the typical range ($0–$5 nationally)
$2.50 above the national median
Source
Replacement Key(s)$30Within the typical range ($25–$80 nationally)
$15 below the national median
Source
Subordination Fee$150Within the typical range ($50–$150 nationally)
$50 above the national median
Source
Tax Levy/Garnishment/Litigation$55Within the typical range ($30–$75 nationally)
$5 above the national median
Source

Lending FeesVerified

Late Fee$10Below the typical range ($13.50–$25 nationally)
$10 below the national median
Source
Late Payment Fee$27Above the typical range ($13.50–$25 nationally)
$7 above the national median
Source
LOAN FEES | Late Payment Fee (All loans)$35Above the typical range ($13.50–$25 nationally)
$15 above the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account closed within 12 months of opening	$25Within the typical range ($10–$25 nationally)	$10 above the national median	—	—	Source
Account Research Fee	$25Within the typical range ($20–$25 nationally)	At the national median	—	—	Source
Club Account Early Withdrawal Fee	$10Within the typical range ($10–$25 nationally)	$5 below the national median	—	—	Source
Dormant Account Fee after 1 year Waived for members under 18 years old	$5Within the typical range ($5–$10 nationally)	At the national median	per month	—	Source
Overdraft & NSFVerified
ACH-DEBITS \| Non-Sufficient Funds	$35Above the typical range ($25–$31.50 nationally)	$5 above the national median	—	—	Source
ATM & CardVerified
ATM Transaction - Over 8/month any network	$0.50Below the typical range ($1–$2.50 nationally)	$1.42 below the national median	per month	—	Source
Card Replacement	$15
Wire TransfersVerified
WIRE TRANSFER/WIRE SERVICE \| Outgoing - Domestic	$25Within the typical range ($20–$25 nationally)	At the national median	—	—	Source
Check ServicesVerified
Check Cashing (Members under 18 years of age)	$0Below the typical range ($5–$10 nationally)	$5 below the national median	—	—	Source
Check Cashing (Non-Members)	$15
Digital & ElectronicVerified
Bill Pay - initial 3 months free, then non-use	$3Within the typical range ($0–$10 nationally)	$1.95 below the national median	per month	—	Source
One-time ACH Origination Fee	$25
Cash & DepositVerified
Chargeback Fee per dispute	$25Within the typical range ($10–$25 nationally)	$10 above the national median	—	—	Source
Non-Member Cash Advance Fee	$5
Account ServicesVerified
Account Verification Processing Fee	$5Below the typical range ($8.98–$15 nationally)	$5 below the national median	—	—	Source
Notary Fee (Member)	$0
Lending FeesVerified
Late Fee	$10Below the typical range ($13.50–$25 nationally)	$10 below the national median	—	—	Source
Late Payment Fee	$27Above the typical range ($13.50–$25 nationally)
Gift & Prepaid CardsVerified
VISA Gift Card	$2.95Below the typical range ($3–$4.69 nationally)	$0.55 below the national median	—	—	Source
VISA Prepaid Re-Loadable Debit Card	$3.95

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Headline fees published

6 of 15

Published fees

Under review

Assets

$98.0M

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$98.0M

Total deposits

$88.5M

Service charge income (year to date)

$199K

Fee income ratio

6.4%

Return on assets

0.42%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 39,573 published fee entries from 2,758 institutions

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Published fees

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How the headline fees compare

Size and fee revenue

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings