24 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 1, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Freedom Checking
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Washington DC, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Dept Of Labor Federal Credit Union · $138M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 14 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Dept Of Labor Federal Credit Union(this institution) | Washington, DC | $138M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| 1St Ed Credit Union | Chambersburg, PA | $138M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Allied Federal Credit Union | Arlington, TX | $138M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Aurora Federal Credit Union | Aurora, CO | $140M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Baptist Health South Florida Federal Credit Union | Miami, FL | $140M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Breakwater Federal Credit Union | Houghton, MI | $138M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Campbell Federal Credit Union | Maple Shade, NJ | $139M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Central Missouri Community Federal Credit Union | Warrensburg, MO | $140M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Coastline Federal Credit Union | Jacksonville, FL | $136M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| County Excellence Federal Credit Union | Roselle Park, NJ | $138M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Delaware State Police Federal Credit Union | Georgetown, DE | $138M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Family First Federal Credit Union | Hapeville, GA | $136M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| First Priority Federal Credit Union | Boston, MA | $139M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Healthcare Employees Federal Credit Union | Princeton, NJ | $137M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Healthcare Systems Federal Credit Union | Falls Church, VA | $135M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Horizons North Federal Credit Union | Westminster, CO | $136M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Indiana State University Federal Credit Union | Terre Haute, IN | $140M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Liberty Savings Federal Credit Union | Jersey City, NJ | $135M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Members 1St Of Nj Federal Credit Union | Vineland, NJ | $134M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Mtcu Federal Credit Union | Midland, TX | $137M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Pacific Cascade Federal Credit Union | Eugene, OR | $140M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Texas Health Federal Credit Union | Austin, TX | $134M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| The One Federal Credit Union | Meadville, PA | $139M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Wailuku Federal Credit Union | Kahului, HI | $135M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Walled Lake Schools Federal Credit Union | Wolverine Lake, MI | $138M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Workmen'S Circle Incorporated Federal Credit Union | Savannah, GA | $135M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 12 publish this fee(monthly maintenance)
13 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Its published price is $0, against a peer median of $6 among 12 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Amounts from Dept Of Labor Federal Credit Union’s own schedules, with a source for each figure.
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per hour · Account Research/Reconciliation - Per Hour | $30.00
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| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Freedom Checking Monthly Maintenance | No charge | per month | None |
| Minimum Balance Fee (Per month if share account balance falls below $5.00) | $1 | per month | None |
| Close Account (w/in 6 months) | $25 | Not stated | None |
| Dormant Account Fee (No Activity or Updated in 12 Consecutive Months) - Per Month | $5 | per month | None |
| Account Research/Reconciliation - Per Hour | $30Not compared: Charged per hour; comparison unavailable | per hour | Account Research/Reconciliation - Per Hour | $30.00 |
| Paper Statement Fee (Monthly) - Free via eStatements | $3.50 | per month | None |
| Bad Address Monthly Fee | $5 | per month | None |
| Member Locator Fee - Per Account | $35 | Not stated | None |
| Returned Mail - Per Item | $5Not compared: Per-item charge, not monthly | per item | None |
Overdraft & NSF | |||
| Overdraft Fee | $22 | Not stated | None |
| Online Bill Payer Returned Item | $30 | Not stated | None |
ATM & Card | |||
| Non-proprietary ATM Withdrawal - Per Transaction | $4.50 | per item | None |
| ATM/Debit Card Replacement - Lost/Damaged | $5 | Not stated | None |
| ATM/Debit Card Replacement - Expedited | $40 | Not stated | None |
| Mastercard Foreign Transaction Fee - Percentage of Transaction (audience not stated, treated as personal) | 1%of the transaction | Not stated | None |
| Mastercard Foreign Transaction Fee - Percentage of Transaction | 1%of the transaction | Not stated | None |
Wire Transfers | |||
| Wire Transfer Domestic (Outgoing) Per Transfer | $25 | per item | None |
| Wire Transfer International (Outgoing) - Per Transfer | $45 | per item | None |
Check Services | |||
| Official or Certified Check - Per Check | $5 | per item | None |
| Money Order - Per Item | $5 | per item | None |
| Official/Certified Check or Money Order Stop Payment Request | $40 | Not stated | None |
| Online Bill Payer Stop Payment - Per Item | $35 | per item | None |
| Online Bill Payer Stop Payment - Per Series | $45 | per item | None |
| Stop Payment - Per Request Series | $35 | per item | None |
| Stop Payment - Per Series (audience not stated, treated as personal) | $45 | Not stated | None |
| Check Copy - Per Check (FREE Online) | $5 | per item | None |
Cash & Deposit | |||
| Returned Deposited Checks - Per Check | $30 | per item | None |
Account Services | |||
| Notary Fee - Per Signature (Non-member) | $5 | per item | None |
| Tax Levies/Attachments & Escheatment of Accounts | $100 | Not stated | None |
| Verification of Deposit | $10 | Not stated | None |
Lending Fees | |||
| Late payment | 10% | Not stated | None |
| Late payment (audience not stated, treated as personal) | 10% | Not stated | None |
| Mastercard Late Payment | $20 | Not stated | None |
Gift & Prepaid Cards | |||
| Gift Card - Mastercard - Cost Per Card | $4.95 | per item | None |
Other Fees | |||
| Returned Loan Payment - Per Item | $30 | per item | None |
| Skip a Pay | $35 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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