Dept Of Labor Federal Credit Union

Headquarters: Washington, Washington DC
Charter: Credit Union
Assets: $137.6M
Fed district: Richmond

24 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Freedom Checking
Dept Of Labor Federal Credit Union: No fee
Dept Of Labor Federal Credit Union: No fee
U.S. median: no median
Overdraft (OD)
Dept Of Labor Federal Credit Union: $22
Dept Of Labor Federal Credit Union: $22
U.S. median: no median
NSF / Returned Item
Dept Of Labor Federal Credit Union: $30
Dept Of Labor Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Washington DC, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Washington DC: Banks and credit unions headquartered in Washington DC that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Dept Of Labor Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Freedom Checking Monthly MaintenanceNo charge
per month
Minimum Balance Fee (Per month if share account balance falls below $5.00)$1
per month
Close Account (w/in 6 months)$25
Dormant Account Fee (No Activity or Updated in 12 Consecutive Months) - Per Month$5
per month
Account Research/Reconciliation - Per Hour$30
Not compared: Charged per hour; comparison unavailable
per hour · Account Research/Reconciliation - Per Hour | $30.00
Paper Statement Fee (Monthly) - Free via eStatements$3.50
per month
Bad Address Monthly Fee$5
per month
Member Locator Fee - Per Account$35
Returned Mail - Per Item$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Overdraft Fee$22
Online Bill Payer Returned Item$30

ATM & Card

Non-proprietary ATM Withdrawal - Per Transaction$4.50
per item
ATM/Debit Card Replacement - Lost/Damaged$5
ATM/Debit Card Replacement - Expedited$40
Mastercard Foreign Transaction Fee - Percentage of Transaction (audience not stated, treated as personal)1%of the transaction
Mastercard Foreign Transaction Fee - Percentage of Transaction1%of the transaction

Wire Transfers

Wire Transfer Domestic (Outgoing) Per Transfer$25
per item
Wire Transfer International (Outgoing) - Per Transfer$45
per item

Check Services

Official or Certified Check - Per Check$5
per item
Money Order - Per Item$5
per item
Official/Certified Check or Money Order Stop Payment Request$40
Online Bill Payer Stop Payment - Per Item$35
per item
Online Bill Payer Stop Payment - Per Series$45
per item
Stop Payment - Per Request Series$35
per item
Stop Payment - Per Series (audience not stated, treated as personal)$45
Check Copy - Per Check (FREE Online)$5
per item

Cash & Deposit

Returned Deposited Checks - Per Check$30
per item

Account Services

Notary Fee - Per Signature (Non-member)$5
per item
Tax Levies/Attachments & Escheatment of Accounts$100
Verification of Deposit$10

Lending Fees

Late payment10%
Late payment (audience not stated, treated as personal)10%
Mastercard Late Payment$20

Gift & Prepaid Cards

Gift Card - Mastercard - Cost Per Card$4.95
per item

Other Fees

Returned Loan Payment - Per Item$30
per item
Skip a Pay$35

Fee	Amount	Basis	Note
Account Maintenance
Freedom Checking Monthly Maintenance	No charge	per month	None
Minimum Balance Fee (Per month if share account balance falls below $5.00)	$1	per month	None
Close Account (w/in 6 months)	$25	Not stated	None
Dormant Account Fee (No Activity or Updated in 12 Consecutive Months) - Per Month	$5	per month	None
Account Research/Reconciliation - Per Hour	$30Not compared: Charged per hour; comparison unavailable	per hour	Account Research/Reconciliation - Per Hour \| $30.00
Paper Statement Fee (Monthly) - Free via eStatements	$3.50	per month	None
Bad Address Monthly Fee	$5	per month	None
Member Locator Fee - Per Account	$35	Not stated	None
Returned Mail - Per Item	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Overdraft Fee	$22	Not stated	None
Online Bill Payer Returned Item	$30	Not stated	None
ATM & Card
Non-proprietary ATM Withdrawal - Per Transaction	$4.50	per item	None
ATM/Debit Card Replacement - Lost/Damaged	$5	Not stated	None
ATM/Debit Card Replacement - Expedited	$40	Not stated	None
Mastercard Foreign Transaction Fee - Percentage of Transaction (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Mastercard Foreign Transaction Fee - Percentage of Transaction	1%of the transaction	Not stated	None
Wire Transfers
Wire Transfer Domestic (Outgoing) Per Transfer	$25	per item	None
Wire Transfer International (Outgoing) - Per Transfer	$45	per item	None
Check Services
Official or Certified Check - Per Check	$5	per item	None
Money Order - Per Item	$5	per item	None
Official/Certified Check or Money Order Stop Payment Request	$40	Not stated	None
Online Bill Payer Stop Payment - Per Item	$35	per item	None
Online Bill Payer Stop Payment - Per Series	$45	per item	None
Stop Payment - Per Request Series	$35	per item	None
Stop Payment - Per Series (audience not stated, treated as personal)	$45	Not stated	None
Check Copy - Per Check (FREE Online)	$5	per item	None
Cash & Deposit
Returned Deposited Checks - Per Check	$30	per item	None
Account Services
Notary Fee - Per Signature (Non-member)	$5	per item	None
Tax Levies/Attachments & Escheatment of Accounts	$100	Not stated	None
Verification of Deposit	$10	Not stated	None
Lending Fees
Late payment	10%	Not stated	None
Late payment (audience not stated, treated as personal)	10%	Not stated	None
Mastercard Late Payment	$20	Not stated	None
Gift & Prepaid Cards
Gift Card - Mastercard - Cost Per Card	$4.95	per item	None
Other Fees
Returned Loan Payment - Per Item	$30	per item	None
Skip a Pay	$35	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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