Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Patent And Trademark Office Federal Credit Union

Alexandria, VirginiaCredit UnionRichmond Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research/Per Hour$25Within the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #5277. canonical_hint=account_research; text_hash=77ff4de3f465c40ce577b3db15f942026026d5ff636fec1c06ddd2e2abc88be9; excerpt="Account Research/Per Hour | $25.00" · Source

Dormant Account/Per Quarter (no activity for 1 year/effective Jan. 1, 2011)$20

$15 above the national median

Knox deterministic extraction from Rosetta artifact #5277. canonical_hint=dormant_account; text_hash=77ff4de3f465c40ce577b3db15f942026026d5ff636fec1c06ddd2e2abc88be9; excerpt="Dormant Account/Per Quarter (no activity for 1 year/effective Jan. 1, 2011) | $20.00" · Source

Returned Mail/Per Piece$5

$15 below the national median

Overdraft & NSFVerified

ATM Share Overdraft (Balance Below$0Below the typical range ($20–$30 nationally)
$28 below the national median
Knox read a free fee from Rosetta artifact #5277. canonical_hint=overdraft; text_hash=77ff4de3f465c40ce577b3db15f942026026d5ff636fec1c06ddd2e2abc88be9; excerpt="ATM Share Overdraft (Balance Below $0.00) | $35.00" · Source
ATM Share Overdraft (Balance Below )$35Above the typical range ($20–$30 nationally)
$7 above the national median
Knox deterministic extraction from Rosetta artifact #5277. canonical_hint=overdraft; text_hash=77ff4de3f465c40ce577b3db15f942026026d5ff636fec1c06ddd2e2abc88be9; excerpt="ATM Share Overdraft (Balance Below $25.00) | $35.00" · Source
Overdraft Transfers/Per Transfer After 6 per month$5Within the typical range ($2.50–$5 nationally)
At the national median
per month · Knox deterministic extraction from Rosetta artifact #5277. canonical_hint=od_protection_transfer; text_hash=77ff4de3f465c40ce577b3db15f942026026d5ff636fec1c06ddd2e2abc88be9; excerpt="Overdraft Transfers/Per Transfer After 6 per month | $5.00" · Source
Returned Share Draft Check (NSF)$35Above the typical range ($25–$32 nationally)
$6 above the national median
Knox deterministic extraction from Rosetta artifact #5277. canonical_hint=nsf; text_hash=77ff4de3f465c40ce577b3db15f942026026d5ff636fec1c06ddd2e2abc88be9; excerpt="Returned Share Draft Check (NSF)*** | $35.00" · Source

ATM & CardVerified

ATM Replacement Card$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #5277. canonical_hint=card_replacement; text_hash=77ff4de3f465c40ce577b3db15f942026026d5ff636fec1c06ddd2e2abc88be9; excerpt="ATM Replacement Card** | $10.00" · Source
ATM Transaction (Non-PTOFCU ATMs)$1Within the typical range ($1–$3 nationally)
$0.50 below the national median
Knox deterministic extraction from Rosetta artifact #5277. canonical_hint=atm_non_network; text_hash=77ff4de3f465c40ce577b3db15f942026026d5ff636fec1c06ddd2e2abc88be9; excerpt="ATM Transaction (Non-PTOFCU ATMs) * | $1.00" · Source
ATM Transaction (PTOFCU ATMs)$0Below the typical range ($1–$3 nationally)
$1.50 below the national median
Knox read a free fee from Rosetta artifact #5277. canonical_hint=atm_non_network; text_hash=77ff4de3f465c40ce577b3db15f942026026d5ff636fec1c06ddd2e2abc88be9; excerpt="ATM Transaction (PTOFCU ATMs) | Free" · Source
Visa PIN Replacement$15Above the typical range ($5–$10 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #5277. canonical_hint=card_replacement; text_hash=77ff4de3f465c40ce577b3db15f942026026d5ff636fec1c06ddd2e2abc88be9; excerpt="Visa PIN Replacement** | $15.00" · Source

Check ServicesVerified

Certified Check$7Above the typical range ($3–$6 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #5277. canonical_hint=cashiers_check; text_hash=77ff4de3f465c40ce577b3db15f942026026d5ff636fec1c06ddd2e2abc88be9; excerpt="Certified Check | $7.00" · Source
Money Order (each)$2Within the typical range ($2–$3.50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #5277. canonical_hint=money_order; text_hash=77ff4de3f465c40ce577b3db15f942026026d5ff636fec1c06ddd2e2abc88be9; excerpt="Money Order (each) | $2.00" · Source
Money Order Stop Payment$15Below the typical range ($20–$30 nationally)
$12 below the national median
Knox deterministic extraction from Rosetta artifact #5277. canonical_hint=stop_payment; text_hash=77ff4de3f465c40ce577b3db15f942026026d5ff636fec1c06ddd2e2abc88be9; excerpt="Money Order Stop Payment | $15.00" · Source
Official Check$5Within the typical range ($3–$6 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #5277. canonical_hint=cashiers_check; text_hash=77ff4de3f465c40ce577b3db15f942026026d5ff636fec1c06ddd2e2abc88be9; excerpt="Official Check | $5.00" · Source

Digital & ElectronicVerified

ACH Origination$5Within the typical range ($5–$20 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #5277. canonical_hint=ach_origination; text_hash=77ff4de3f465c40ce577b3db15f942026026d5ff636fec1c06ddd2e2abc88be9; excerpt="ACH Origination | $5.00" · Source

Cash & DepositVerified

Visa Cash Advance$2Below the typical range ($3–$10 nationally)
$3 below the national median
Knox deterministic extraction from Rosetta artifact #5277. canonical_hint=cash_advance; text_hash=77ff4de3f465c40ce577b3db15f942026026d5ff636fec1c06ddd2e2abc88be9; excerpt="Visa Cash Advance | $2.00" · Source

Account ServicesVerified

Duplicate Lien Release$17Below the typical range ($25–$100 nationally)
$33 below the national median
Knox deterministic extraction from Rosetta artifact #5277. canonical_hint=legal_process; text_hash=77ff4de3f465c40ce577b3db15f942026026d5ff636fec1c06ddd2e2abc88be9; excerpt="Duplicate Lien Release | $17.00" · Source

Lending FeesVerified

Loan Extension Agreement$15Below the typical range ($25–$50 nationally)
$20 below the national median
Knox deterministic extraction from Rosetta artifact #5277. canonical_hint=loan_origination; text_hash=77ff4de3f465c40ce577b3db15f942026026d5ff636fec1c06ddd2e2abc88be9; excerpt="Loan Extension Agreement | $15.00" · Source
Skip-A-Payment/Per Approved Request$20Within the typical range ($15–$26.50 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #5277. canonical_hint=late_payment; text_hash=77ff4de3f465c40ce577b3db15f942026026d5ff636fec1c06ddd2e2abc88be9; excerpt="Skip-A-Payment/Per Approved Request | $20.00" · Source

Other FeesVerified

Copy of Statement$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #5277. canonical_hint=document_reproduction; text_hash=77ff4de3f465c40ce577b3db15f942026026d5ff636fec1c06ddd2e2abc88be9; excerpt="Copy of Statement | $5.00" · Source
Home Equity Loan Application$25Within the typical range ($20–$35 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #5277. canonical_hint=other_lending_fee; text_hash=77ff4de3f465c40ce577b3db15f942026026d5ff636fec1c06ddd2e2abc88be9; excerpt="Home Equity Loan Application | $25.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research/Per Hour	$25Within the typical range ($15–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #5277. canonical_hint=account_research; text_hash=77ff4de3f465c40ce577b3db15f942026026d5ff636fec1c06ddd2e2abc88be9; excerpt="Account Research/Per Hour \| $25.00"	Source
Dormant Account/Per Quarter (no activity for 1 year/effective Jan. 1, 2011)	$20Above the typical range ($5–$10 nationally)	$15 above the national median	—	Knox deterministic extraction from Rosetta artifact #5277. canonical_hint=dormant_account; text_hash=77ff4de3f465c40ce577b3db15f942026026d5ff636fec1c06ddd2e2abc88be9; excerpt="Dormant Account/Per Quarter (no activity for 1 year/effective Jan. 1, 2011) \| $20.00"	Source
Returned Mail/Per Piece	$5Below the typical range ($15–$25 nationally)	$15 below the national median	—	Knox deterministic extraction from Rosetta artifact #5277. canonical_hint=account_research; text_hash=77ff4de3f465c40ce577b3db15f942026026d5ff636fec1c06ddd2e2abc88be9; excerpt="Returned Mail/Per Piece \| $5.00"	Source
Overdraft & NSFVerified
ATM Share Overdraft (Balance Below	$0Below the typical range ($20–$30 nationally)	$28 below the national median	—	Knox read a free fee from Rosetta artifact #5277. canonical_hint=overdraft; text_hash=77ff4de3f465c40ce577b3db15f942026026d5ff636fec1c06ddd2e2abc88be9; excerpt="ATM Share Overdraft (Balance Below $0.00) \| $35.00"	Source
ATM Share Overdraft (Balance Below )
ATM & CardVerified
ATM Replacement Card	$10Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #5277. canonical_hint=card_replacement; text_hash=77ff4de3f465c40ce577b3db15f942026026d5ff636fec1c06ddd2e2abc88be9; excerpt="ATM Replacement Card** \| $10.00"	Source
ATM Transaction (Non-PTOFCU ATMs)	$1
Check ServicesVerified
Certified Check	$7Above the typical range ($3–$6 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #5277. canonical_hint=cashiers_check; text_hash=77ff4de3f465c40ce577b3db15f942026026d5ff636fec1c06ddd2e2abc88be9; excerpt="Certified Check \| $7.00"	Source
Money Order (each)	$2
Digital & ElectronicVerified
ACH Origination	$5Within the typical range ($5–$20 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #5277. canonical_hint=ach_origination; text_hash=77ff4de3f465c40ce577b3db15f942026026d5ff636fec1c06ddd2e2abc88be9; excerpt="ACH Origination \| $5.00"	Source
Cash & DepositVerified
Visa Cash Advance	$2Below the typical range ($3–$10 nationally)	$3 below the national median	—	Knox deterministic extraction from Rosetta artifact #5277. canonical_hint=cash_advance; text_hash=77ff4de3f465c40ce577b3db15f942026026d5ff636fec1c06ddd2e2abc88be9; excerpt="Visa Cash Advance \| $2.00"	Source
Account ServicesVerified
Duplicate Lien Release	$17Below the typical range ($25–$100 nationally)	$33 below the national median	—	Knox deterministic extraction from Rosetta artifact #5277. canonical_hint=legal_process; text_hash=77ff4de3f465c40ce577b3db15f942026026d5ff636fec1c06ddd2e2abc88be9; excerpt="Duplicate Lien Release \| $17.00"	Source
Lending FeesVerified
Loan Extension Agreement	$15Below the typical range ($25–$50 nationally)	$20 below the national median	—	Knox deterministic extraction from Rosetta artifact #5277. canonical_hint=loan_origination; text_hash=77ff4de3f465c40ce577b3db15f942026026d5ff636fec1c06ddd2e2abc88be9; excerpt="Loan Extension Agreement \| $15.00"	Source
Skip-A-Payment/Per Approved Request	$20
Other FeesVerified
Copy of Statement	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #5277. canonical_hint=document_reproduction; text_hash=77ff4de3f465c40ce577b3db15f942026026d5ff636fec1c06ddd2e2abc88be9; excerpt="Copy of Statement \| $5.00"	Source
Home Equity Loan Application	$25

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

25% above the national median overdraft fee

Total fees: 22 — leaner than most institutions

Verified fees

Under review

Assets

$40.1M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$40.1M

Total deposits

$37.1M

Service charge income (year to date)

$80K

Fee income ratio

9.7%

Return on assets

0.37%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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