Fees from its schedule are under review and appear here once review is done.
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Total assets
Q4 2025, quarter end
FDIC call report data · Dec 31, 2025
Revenue
Q4 2025, one quarter
FDIC call report data · Dec 31, 2025
Service-charge income
Q4 2025, one quarter
FDIC call report data · Dec 31, 2025
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
Too few fees
Fewer than 5 verified fees on file
Fee schedule read Apr 6, 2026
Call-report figures are for Cadence Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FDIC BankFind Suite (call report data) ASSET | Q4 2025 Quarter ended Dec 31, 2025 | Oct 4, 2026 |
| Revenue | Revenue (net interest + noninterest income) One quarter, as reported | FDIC BankFind Suite (call report data) NIMQ + NONIIQ | Q4 2025 Quarter ended Dec 31, 2025 | Oct 4, 2026 |
| Service-charge income | Service charges on deposit accounts One quarter, as reported | FDIC BankFind Suite (call report data) ISERCHGQ | Q4 2025 Quarter ended Dec 31, 2025 | Oct 4, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Cadence Bank's published fee schedule; Bank Fee Index medians | Current schedule | Apr 6, 2026 |
Service-charge income by quarter
Q3 2023 to Q4 2025, standalone quarters
Service-charge income was $19.8M in Q4 2025, 2.4% above the same quarter a year earlier ($19.3M).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
Call reports for Cadence Bank (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q1 2024 to Q4 2025, standalone quarters · 64 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q4 2025 | $19.8M | +$125K | +0.6% |
| Q3 2025 | $19.6M | +$1.2M | +6.4% |
| Q2 2025 | $18.5M | +$160K | +0.9% |
| Q1 2025 | $18.3M | −$1.0M | −5.2% |
| Q4 2024 | $19.3M | −$190K | −1.0% |
| Q3 2024 | $19.5M | +$1.1M | +6.2% |
| Q2 2024 | $18.4M | −$664K | −3.5% |
| Q1 2024 | $19.0M | +$7.2M | +60.3% |
Insufficient sample: fewer than 10 peers of its size reported a share.
They stay out of every comparison until review is done.
per item
per item · Per hour
per year · Per asset
per item · Per hour
per year · Per asset per year
per item · Base fee plus $35 per hour
per item · Up to 10% of gross transaction
per item · Up to 7% of gross transaction
per item · Up to 6% of gross sales price when transaction handled by Cadence AM&T
per item · Up to 2% of gross sales price when utilizing real estate broker or auctioneer services
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account MaintenanceUnder review | |||
| Minimum annual fee for accounts below $250,000 (audience not stated, treated as personal) | $1,250Not compared: Annual charge, not monthly | per year | None |
| Oil, Gas & Mineral - Non-Income Producing Property annual fee (audience not stated, treated as personal) | $25Not compared: Annual charge, not monthly | per year | None |
Overdraft & NSFUnder review | |||
| Check writing/ACH/wire transfer fee (audience not stated, treated as personal) | $10 | per item | None |
| Oil, Gas & Mineral - Title Transfer fee (audience not stated, treated as personal) | $150 | per item | None |
Other feesUnder review | |||
| 1098 / 1099-MISC tax form preparation fee (audience not stated, treated as personal) | $75 | per item | None |
| Oil, Gas & Mineral - Extraordinary Services fee (audience not stated, treated as personal) | $150 | per item | Per hour |
| Oil, Gas & Mineral - Income Producing Property Leased Interest annual base fee (audience not stated, treated as personal) | $150 | per year | Per asset |
| Oil, Gas & Mineral - Lease Negotiations fee (audience not stated, treated as personal) | $150 | per item | Per hour |
| Oil, Gas & Mineral - Non-Income Producing Property annual fee (audience not stated, treated as personal) | $25 | per year | Per asset per year |
| Oil, Gas & Mineral - Pooling and Division/Transfer Orders fee (audience not stated, treated as personal) | $50 | per item | Base fee plus $35 per hour |
| Real Estate - Easements & Condemnations fee (audience not stated, treated as personal) | $10 | per item | Up to 10% of gross transaction |
| Real Estate - Improvement Modifications or Insurance Projects fee (audience not stated, treated as personal) | $7 | per item | Up to 7% of gross transaction |
| Real Estate - Purchases & Liquidations fee (handled by Cadence AM&T) (audience not stated, treated as personal) | $6 | per item | Up to 6% of gross sales price when transaction handled by Cadence AM&T |
| Real Estate - Purchases & Liquidations fee (with broker/auctioneer) (audience not stated, treated as personal) | $2 | per item | Up to 2% of gross sales price when utilizing real estate broker or auctioneer services |
| Subaccount tax form preparation fee (audience not stated, treated as personal) | $150 | per item | None |
| Unfunded ILIT tax form preparation fee (audience not stated, treated as personal) | $125 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Apr 6, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
Once when its schedule is verified, then when a verified fee changes.