First National Bank

Headquarters: Paragould, Arkansas
Charter: Bank
Assets: $2.6B
Fed district: St. Louis

13 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 4, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
First National Bank: $29
First National Bank: $29
U.S. median: no median
NSF / Returned Item
First National Bank: $29
First National Bank: $29
U.S. median: no median
Non-Network ATM
First National Bank: $1
First National Bank: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Arkansas, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Arkansas: Banks and credit unions headquartered in Arkansas that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from First National Bank’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account Fee$2
per month
Paper Statement Fee$3
per month

Overdraft & NSF

Insufficient Funds Overdraft Item Fee (NSF Fee)$29
per item
Insufficient Funds Return Item Fee (NSF Fee)$29
per item
NSF Stop Payment Request$29
per item

ATM & Card

ATM transaction fee for a First National Bank cardholder at a non-First National Bank ATM$1
ATM/Debit card replacement fee$5
per item

Check Services

Cashiers Check$5
per item
Money order$3
per item
Check Cashing fee for non-First National Bank customers$5
per item
Tax Refund Check Cashing fee$40
Collection Items (Incoming/Outgoing)$10
per item

Cash & Deposit

Check Chargeback fee (for an item previously deposited)$1
per item

Account Services

Notary Public Service$5
per item
Tax Levy or Garnishment$25
per item

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee	$2	per month	None
Paper Statement Fee	$3	per month	None
Overdraft & NSF
Insufficient Funds Overdraft Item Fee (NSF Fee)	$29	per item	None
Insufficient Funds Return Item Fee (NSF Fee)	$29	per item	None
NSF Stop Payment Request	$29	per item	None
ATM & Card
ATM transaction fee for a First National Bank cardholder at a non-First National Bank ATM	$1	Not stated	None
ATM/Debit card replacement fee	$5	per item	None
Check Services
Cashiers Check	$5	per item	None
Money order	$3	per item	None
Check Cashing fee for non-First National Bank customers	$5	per item	None
Tax Refund Check Cashing fee	$40	Not stated	None
Collection Items (Incoming/Outgoing)	$10	per item	None
Cash & Deposit
Check Chargeback fee (for an item previously deposited)	$1	per item	None
Account Services
Notary Public Service	$5	per item	None
Tax Levy or Garnishment	$25	per item	None

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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