vs. U.S. typical range:LowerTypicalHigher
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| Fee | Amount | vs national median | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Research / Reconciliation | $20Within the typical range ($20–$25 nationally) | $5 below the national median | — | — | Source |
| Dormant Share Account | $5Within the typical range ($5–$10 nationally) | At the national median | — | — | Source |
Overdraft & NSFVerified | |||||
| ACH NSF | $25Within the typical range ($25–$31 nationally) | $5 below the national median | — | — | Source |
| Overdraft Transfer Charge | $5Within the typical range ($3–$5 nationally) | ||||
ATM & CardVerified | |||||
| Replace Lost or Damaged Debit Card | $10Within the typical range ($5–$10 nationally) | At the national median | — | — | Source |
Check ServicesVerified | |||||
| Copy of Share Draft (free through online banking) | $0Below the typical range ($2–$5 nationally) | $3 below the national median | — | — | Source |
| Official Check to 3rd Party | $1Below the typical range ($3–$5.50 nationally) | ||||
Digital & ElectronicVerified | |||||
| ACH Origination Fee (Not currently done manually) | $5Within the typical range ($5–$20 nationally) | $5 below the national median | — | — | Source |
Cash & DepositVerified | |||||
| Deposit Item Returned (3rd party) | $5Below the typical range ($10–$25 nationally) | $10 below the national median | — | — | Source |
Account ServicesVerified | |||||
| Legal Process Fee | $20Below the typical range ($35–$150 nationally) | $80 below the national median | — | — | Source |
| Levies/Garnishments | $30 | ||||
Lending FeesVerified | |||||
| Loan Late Payment | $15Within the typical range ($15–$25 nationally) | $7.50 below the national median | — | — | Source |
Retirement & IRAVerified | |||||
| IRA Maintenance Fee | $0Below the typical range ($10–$25 nationally) | $15 below the national median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| Visa Gift Card | $5Above the typical range ($3–$4.40 nationally) | $1.50 above the national median | — | — | Source |
Other FeesVerified | |||||
| Statement Copies (free through online banking) | $3Within the typical range ($2–$5 nationally) | At the national median | — | — | Source |
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Headline fees vs. national median
Headline fees published
6 of 15
Published fees
18
Under review
0
Assets
$44.5M
Work at Northern New Mexico School Employee Federal Credit Union? See every fee vs. your peers.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$44.5M
Total deposits
$37.9M
Service charge income (year to date)
$89K
Fee income ratio
8.8%
Return on assets
0.99%
Financial profile · Pro
| At the national median |
| — |
| — |
| Source |
| $4 below the national median |
| — |
| — |
| Source |
| Stop Payment Share Draft/ACH | $25Within the typical range ($20–$30 nationally) | At the national median | — | — | Source |
| Temporary Checks | $0Below the typical range ($1–$4 nationally) | $2 below the national median | — | — | Source |
| $20 below the national median |
| — |
| — |
| Source |
| Notary Public | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median | — | — | Source |
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