Palisades Federal Credit Union

Headquarters: Pearl River, New York
Charter: Credit Union
Assets: $212.2M
Fed district: New York

22 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 24, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Foundation Checking $2.95 · Neighborhood Checking $15 · Cornerstone Checking $25 · Premium Checking $25
Compared at $15, the middle of its prices
Palisades Federal Credit Union: $2.95 to $25
Palisades Federal Credit Union: $2.95 to $25
U.S. median: no median
Overdraft (OD)
Palisades Federal Credit Union: $35
Palisades Federal Credit Union: $35
U.S. median: no median
NSF / Returned Item
Palisades Federal Credit Union: $35
Palisades Federal Credit Union: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 24, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Palisades Federal Credit Union · $212M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 15 states.

Credit unions only
$205M to $218M in assets
Headquartered in 15 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Palisades Federal Credit Union(this institution)	Pearl River, NY	$212M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
1St Liberty Federal Credit Union	Great Falls, MT	$214M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Aac Federal Credit Union	Grand Rapids, MI	$212M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Access Community Federal Credit Union	Amarillo, TX	$211M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Alta Vista Federal Credit Union	Redlands, CA	$209M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Beacon Federal Credit Union	La Porte, TX	$215M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bluestone Federal Credit Union	Sioux Falls, SD	$206M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Cooperative Choice Network Federal Credit Union	Peoria, IL	$206M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Denver Fire Department Federal Credit Union	Denver, CO	$214M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Fire Police City County Federal Credit Union	Fort Wayne, IN	$207M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Fitzsimons Federal Credit Union	Aurora, CO	$211M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Frontier Community Federal Credit Union	Leavenworth, KS	$210M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
H E B Federal Credit Union	San Antonio, TX	$218M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Members Choice Of Central Texas Federal Credit Union	Waco, TX	$213M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Members First Federal Credit Union	Brigham City, UT	$209M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
Merco Federal Credit Union	Merced, CA	$207M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Northern Hills Federal Credit Union	Sturgis, SD	$205M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Okunity Federal Credit Union	Stillwater, OK	$215M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Parda Federal Credit Union	Auburn Hills, MI	$217M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Priority One Federal Credit Union	South Pasadena, CA	$206M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Railway Federal Credit Union	Mandan, ND	$212M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Red Wing Federal Credit Union	Red Wing, MN	$208M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Stark Federal Credit Union	canton, OH	$218M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
U. S. Employees O. C. Federal Credit Union	Oklahoma City, OK	$213M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
U.P. State Federal Credit Union	Escanaba, MI	$210M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
United Consumers Federal Credit Union	Independence, MO	$217M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 13 publish this fee(monthly maintenance)

12 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $8.05 (116%) above the median of similar-sized credit unions.

Compared at $15, the middle of its eight prices, against a peer median of $6.95 among 13 publishing peers.

Its eight checking prices are $2.95, $2.95, $15, $15, $15, $25, $25 and $25.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

Palisades Federal Credit…: an account price on its scheduleIts comparison price, the middle of its pricesPeer (equal prices stack)Peer medianInclude $36.50 outlierShown past the axis break, not to scale, so the rest of the set has room.

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Palisades Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Checking Maintenance Monthly service charge$15
per month
Cornerstone Checking monthly fee (audience not stated, treated as personal)$25
per month
Foundation Checking monthly fee (audience not stated, treated as personal)$2.95
per month
Foundation Checking monthly fee (audience not stated, treated as personal)$2.95
per month
Monthly fee$25
per month
Monthly Maintenance (audience not stated, treated as personal)$25
per month
Neighborhood Checking monthly fee (audience not stated, treated as personal)$15
per month
Neighborhood Checking monthly fee (audience not stated, treated as personal)$15
per month
Premium Checking Maintenance Monthly service charge$25
per month
Savings monthly fee (minimum balance not maintained, $2,500 opening deposit account) (audience not stated, treated as personal)$20
per month
Abandoned Property Processing$150
Inactive Account$20
Not compared: Quarterly charge, not monthly
per quarter
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour · Account Research | $25.00/hour
High-Yield Savings Excessive Withdrawal$25
per item
Returned Mail$10

Overdraft & NSF

Courtesy Pay$35
per item
Non-Sufficient Funds (NSF)$35
Returned Check$35
Savings/Line of Credit Overdraft Transfer$10

ATM & Card

Foreign ATM Transaction$5
Non-Proprietary ATM Transaction$3
per item
Debit Card Replacement$10

Wire Transfers

Wire Transfer (Outgoing-Domestic)$35
Wire Transfer (Outgoing – International)$75

Check Services

Official Check to Third Party$10
Money Order$5
Stop Payment$35
Counter Check$5
Foreign Check Collection$125
Check Copy$5

Digital & Electronic

Automated Clearing House (ACH) Return$35

Retirement & IRA

IRA Maintenance$25
Not compared: Monthly charge, not annual
per month

Gift & Prepaid Cards

Gift Cards$4.95

Other Fees

Statement Copy$10
Returned Loan Payment$35

Fee	Amount	Basis	Note
Account Maintenance
Checking Maintenance Monthly service charge	$15	per month	None
Cornerstone Checking monthly fee (audience not stated, treated as personal)	$25	per month	None
Foundation Checking monthly fee (audience not stated, treated as personal)	$2.95	per month	None
Foundation Checking monthly fee (audience not stated, treated as personal)	$2.95	per month	None
Monthly fee	$25	per month	None
Monthly Maintenance (audience not stated, treated as personal)	$25	per month	None
Neighborhood Checking monthly fee (audience not stated, treated as personal)	$15	per month	None
Neighborhood Checking monthly fee (audience not stated, treated as personal)	$15	per month	None
Premium Checking Maintenance Monthly service charge	$25	per month	None
Savings monthly fee (minimum balance not maintained, $2,500 opening deposit account) (audience not stated, treated as personal)	$20	per month	None
Abandoned Property Processing	$150	Not stated	None
Inactive Account	$20Not compared: Quarterly charge, not monthly	per quarter	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	Account Research \| $25.00/hour
High-Yield Savings Excessive Withdrawal	$25	per item	None
Returned Mail	$10	Not stated	None
Overdraft & NSF
Courtesy Pay	$35	per item	None
Non-Sufficient Funds (NSF)	$35	Not stated	None
Returned Check	$35	Not stated	None
Savings/Line of Credit Overdraft Transfer	$10	Not stated	None
ATM & Card
Foreign ATM Transaction	$5	Not stated	None
Non-Proprietary ATM Transaction	$3	per item	None
Debit Card Replacement	$10	Not stated	None
Wire Transfers
Wire Transfer (Outgoing-Domestic)	$35	Not stated	None
Wire Transfer (Outgoing – International)	$75	Not stated	None
Check Services
Official Check to Third Party	$10	Not stated	None
Money Order	$5	Not stated	None
Stop Payment	$35	Not stated	None
Counter Check	$5	Not stated	None
Foreign Check Collection	$125	Not stated	None
Check Copy	$5	Not stated	None
Digital & Electronic
Automated Clearing House (ACH) Return	$35	Not stated	None
Retirement & IRA
IRA Maintenance	$25Not compared: Monthly charge, not annual	per month	None
Gift & Prepaid Cards
Gift Cards	$4.95	Not stated	None
Other Fees
Statement Copy	$10	Not stated	None
Returned Loan Payment	$35	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 24, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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