Palisades Federal Credit Union

Headquarters: Pearl River, New York
Charter: Credit Union
Assets: $212.2M
Fed district: New York

22 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 24, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Foundation Checking $2.95 · Neighborhood Checking $15 · Cornerstone Checking $25 · Premium Checking $25
Compared at $15, the middle of its prices
Palisades Federal Credit Union: $2.95 to $25
Palisades Federal Credit Union: $2.95 to $25
U.S. median: no median
Overdraft (OD)
Palisades Federal Credit Union: $35
Palisades Federal Credit Union: $35
U.S. median: no median
NSF / Returned Item
Palisades Federal Credit Union: $35
Palisades Federal Credit Union: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 24, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Palisades Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Checking Maintenance Monthly service charge$15
per month
Cornerstone Checking monthly fee (audience not stated, treated as personal)$25
per month
Foundation Checking monthly fee (audience not stated, treated as personal)$2.95
per month
Foundation Checking monthly fee (audience not stated, treated as personal)$2.95
per month
Monthly fee$25
per month
Monthly Maintenance (audience not stated, treated as personal)$25
per month
Neighborhood Checking monthly fee (audience not stated, treated as personal)$15
per month
Neighborhood Checking monthly fee (audience not stated, treated as personal)$15
per month
Premium Checking Maintenance Monthly service charge$25
per month
Savings monthly fee (minimum balance not maintained, $2,500 opening deposit account) (audience not stated, treated as personal)$20
per month
Abandoned Property Processing$150
Inactive Account$20
Not compared: Quarterly charge, not monthly
per quarter
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour · Account Research | $25.00/hour
High-Yield Savings Excessive Withdrawal$25
per item
Returned Mail$10

Overdraft & NSF

Courtesy Pay$35
per item
Non-Sufficient Funds (NSF)$35
Returned Check$35
Savings/Line of Credit Overdraft Transfer$10

ATM & Card

Foreign ATM Transaction$5
Non-Proprietary ATM Transaction$3
per item
Debit Card Replacement$10

Wire Transfers

Wire Transfer (Outgoing-Domestic)$35
Wire Transfer (Outgoing – International)$75

Check Services

Official Check to Third Party$10
Money Order$5
Stop Payment$35
Counter Check$5
Foreign Check Collection$125
Check Copy$5

Digital & Electronic

Automated Clearing House (ACH) Return$35

Retirement & IRA

IRA Maintenance$25
Not compared: Monthly charge, not annual
per month

Gift & Prepaid Cards

Gift Cards$4.95

Other Fees

Statement Copy$10
Returned Loan Payment$35

Fee	Amount	Basis	Note
Account Maintenance
Checking Maintenance Monthly service charge	$15	per month	None
Cornerstone Checking monthly fee (audience not stated, treated as personal)	$25	per month	None
Foundation Checking monthly fee (audience not stated, treated as personal)	$2.95	per month	None
Foundation Checking monthly fee (audience not stated, treated as personal)	$2.95	per month	None
Monthly fee	$25	per month	None
Monthly Maintenance (audience not stated, treated as personal)	$25	per month	None
Neighborhood Checking monthly fee (audience not stated, treated as personal)	$15	per month	None
Neighborhood Checking monthly fee (audience not stated, treated as personal)	$15	per month	None
Premium Checking Maintenance Monthly service charge	$25	per month	None
Savings monthly fee (minimum balance not maintained, $2,500 opening deposit account) (audience not stated, treated as personal)	$20	per month	None
Abandoned Property Processing	$150	Not stated	None
Inactive Account	$20Not compared: Quarterly charge, not monthly	per quarter	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	Account Research \| $25.00/hour
High-Yield Savings Excessive Withdrawal	$25	per item	None
Returned Mail	$10	Not stated	None
Overdraft & NSF
Courtesy Pay	$35	per item	None
Non-Sufficient Funds (NSF)	$35	Not stated	None
Returned Check	$35	Not stated	None
Savings/Line of Credit Overdraft Transfer	$10	Not stated	None
ATM & Card
Foreign ATM Transaction	$5	Not stated	None
Non-Proprietary ATM Transaction	$3	per item	None
Debit Card Replacement	$10	Not stated	None
Wire Transfers
Wire Transfer (Outgoing-Domestic)	$35	Not stated	None
Wire Transfer (Outgoing – International)	$75	Not stated	None
Check Services
Official Check to Third Party	$10	Not stated	None
Money Order	$5	Not stated	None
Stop Payment	$35	Not stated	None
Counter Check	$5	Not stated	None
Foreign Check Collection	$125	Not stated	None
Check Copy	$5	Not stated	None
Digital & Electronic
Automated Clearing House (ACH) Return	$35	Not stated	None
Retirement & IRA
IRA Maintenance	$25Not compared: Monthly charge, not annual	per month	None
Gift & Prepaid Cards
Gift Cards	$4.95	Not stated	None
Other Fees
Statement Copy	$10	Not stated	None
Returned Loan Payment	$35	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 24, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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